BSE:530167

Stock Analysis Report

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Executive Summary

Moongipa Capital Finance Limited engages in financing activities in India.


Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has Moongipa Capital Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 530167 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

530167

2.7%

IN Consumer Finance

2.4%

IN Market


1 Year Return

1.1%

530167

1.3%

IN Consumer Finance

5.1%

IN Market

Return vs Industry: 530167 matched the Indian Consumer Finance industry which returned 1.3% over the past year.

Return vs Market: 530167 underperformed the Indian Market which returned 5.1% over the past year.


Shareholder returns

530167IndustryMarket
7 Day0%2.7%2.4%
30 Day0%2.9%5.2%
90 Dayn/a40.3%21.1%
1 Year1.1%1.1%4.1%1.3%7.0%5.1%
3 Year-65.9%-65.9%42.6%34.0%4.8%-0.2%
5 Year-63.6%-63.6%180.7%156.3%30.4%20.7%

Price Volatility Vs. Market

How volatile is Moongipa Capital Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Moongipa Capital Finance undervalued compared to its fair value and its price relative to the market?

0.25x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 530167's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 530167's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 530167 is unprofitable, so we can't compare its PE Ratio to the IN Consumer Finance industry average.

PE vs Market: 530167 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 530167's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 530167 is good value based on its PB Ratio (0.3x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Moongipa Capital Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Moongipa Capital Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Moongipa Capital Finance performed over the past 5 years?

-28.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 530167 is currently unprofitable.

Growing Profit Margin: 530167 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 530167 is unprofitable, and losses have increased over the past 5 years at a rate of 28.8% per year.

Accelerating Growth: Unable to compare 530167's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 530167 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.4%).


Return on Equity

High ROE: 530167 has a negative Return on Equity (-18.2%), as it is currently unprofitable.


Next Steps

Financial Health

How is Moongipa Capital Finance's financial position?


Financial Position Analysis

Short Term Liabilities: 530167's short term assets (₹8.8M) exceed its short term liabilities (₹3.1M).

Long Term Liabilities: 530167's short term assets (₹8.8M) exceed its long term liabilities (₹391.0K).


Debt to Equity History and Analysis

Debt Level: 530167's debt to equity ratio (9.4%) is considered satisfactory.

Reducing Debt: 530167's debt to equity ratio has increased from 1.5% to 9.4% over the past 5 years.

Debt Coverage: 530167's debt is well covered by operating cash flow (332.6%).

Interest Coverage: Insufficient data to determine if 530167's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Moongipa Capital Finance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 530167's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 530167's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 530167's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 530167's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 530167's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.7yrs

Average board tenure


CEO

Pooja Jain (41 yo)

no data

Tenure

₹504,000

Compensation

Mrs. Pooja Jain is Chairperson and Whole Time Director at Moongipa Capital Finance Ltd. since October 14, 2015. Mrs. Jain served as Non-Executive Independent Director of Moongipa Securities Limited from Oc ...


CEO Compensation Analysis

Compensation vs Market: Pooja's total compensation ($USD6.75K) is below average for companies of similar size in the Indian market ($USD49.39K).

Compensation vs Earnings: Pooja's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Pooja Jain
Chairpersonno data₹504.00k4.76%
₹ 397.2k
Sanjay Jain
Non-Executive Director31.08yrsno data12.76%
₹ 1.1m
Ajay Narain
Additional Non-Executive & Independent Director0.75yrno datano data
Preeti Srivastava
Independent Non-Executive Director5.67yrsno datano data

5.7yrs

Average Tenure

39.5yo

Average Age

Experienced Board: 530167's board of directors are considered experienced (5.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Moongipa Capital Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moongipa Capital Finance Limited
  • Ticker: 530167
  • Exchange: BSE
  • Founded: 1987
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹8.340m
  • Shares outstanding: 3.05m
  • Website: https://www.mongipa.com

Number of Employees


Location

  • Moongipa Capital Finance Limited
  • 18/14, W.E.A.
  • Pusa Lane
  • New Delhi
  • Delhi
  • 110005
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530167BSE (Mumbai Stock Exchange)YesEquity SharesININRJul 2011

Biography

Moongipa Capital Finance Limited engages in financing activities in India. It offers consumer loans and micro-finance. The company was founded in 1987 and is based in New Delhi, India.


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/12 12:36
End of Day Share Price2020/07/08 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.