BSE:530167

Stock Analysis Report

Executive Summary

Moongipa Capital Finance Limited engages in financing activities in India.

Snowflake

Fundamentals

Excellent balance sheet with moderate growth potential.

Risks

  • Moongipa Capital Finance is not covered by any analysts.

Share Price & News

How has Moongipa Capital Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

1.1%

BSE:530167

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-49.4%

BSE:530167

-3.2%

IN Consumer Finance

-14.7%

IN Market

530167 underperformed the Consumer Finance industry which returned -3.1% over the past year.

530167 underperformed the Market in India which returned -14.6% over the past year.


Share holder returns

530167IndustryMarket
7 Day1.1%-3.6%-2.1%
30 Day-2.5%1.9%-3.9%
90 Dayn/a-10.2%-10.1%
1 Year-49.4%-49.4%-2.5%-3.2%-12.9%-14.7%
3 Year-65.2%-65.2%59.3%56.0%17.7%11.5%
5 Year-63.6%-63.6%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Moongipa Capital Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

1 year ago | Simply Wall St

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1 year ago | Simply Wall St

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Valuation

Is Moongipa Capital Finance undervalued based on future cash flows and its price relative to the stock market?

0.18x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Moongipa Capital Finance to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Moongipa Capital Finance to establish if it is available at substantial discount.


Price Based on Earnings

Moongipa Capital Finance is loss making, we can't compare its value to the IN Consumer Finance industry average.

Moongipa Capital Finance is loss making, we can't compare the value of its earnings to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Moongipa Capital Finance, we can't assess if its growth is good value.


Price Based on Value of Assets

Moongipa Capital Finance is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Moongipa Capital Finance expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

49.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Moongipa Capital Finance is high growth as no revenue estimate data is available.

Moongipa Capital Finance's earnings are expected to grow significantly at over 20% yearly.

Unable to compare Moongipa Capital Finance's revenue growth to the India market average as no estimate data is available.

Moongipa Capital Finance's earnings growth is expected to exceed the India market average.

Moongipa Capital Finance's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Moongipa Capital Finance will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Moongipa Capital Finance performed over the past 5 years?

5.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Moongipa Capital Finance does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.

Unable to compare Moongipa Capital Finance's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Moongipa Capital Finance's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Moongipa Capital Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if Moongipa Capital Finance has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if Moongipa Capital Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Moongipa Capital Finance's financial position?


Financial Position Analysis

Moongipa Capital Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Moongipa Capital Finance's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Moongipa Capital Finance's level of debt (6.8%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (7.4% vs 6.8% today).

Debt is well covered by operating cash flow (64.8%, greater than 20% of total debt).

Unable to confirm if the interest payments on Moongipa Capital Finance's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 5.1x debt.


Next Steps

Dividend

What is Moongipa Capital Finance's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Moongipa Capital Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Moongipa Capital Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Moongipa Capital Finance has not reported any payouts.

Unable to verify if Moongipa Capital Finance's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Moongipa Capital Finance has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Moongipa Capital Finance's salary, the management and board of directors tenure and is there insider trading?

4.7yrs

Average board tenure


CEO

Pooja Jain (40yo)

0.0yrs

Tenure

₹504,000

Compensation

Mrs. Pooja Jain is Chairperson and Whole Time Director at Moongipa Capital Finance Ltd. since October 14, 2015. Mrs. Jain served as Non-Executive Independent Director of Moongipa Securities Limited from Oc ...


CEO Compensation Analysis

Pooja's remuneration is lower than average for companies of similar size in India.

Pooja's compensation has increased whilst company is loss making.


Board Age and Tenure

4.7yrs

Average Tenure

38.5yo

Average Age

The tenure for the Moongipa Capital Finance board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Pooja Jain (40yo)

    Chairperson

    • Tenure: 0.0yrs
    • Compensation: ₹504.00k
  • Bharat Kumar

    Chief Financial Officer

    • Tenure: 2.5yrs
    • Compensation: ₹240.00k
  • Gulshan Ahuja

    Company Secretary & Compliance Officer

    • Tenure: 0.1yrs

Board Members

  • Sanjay Jain (53yo)

    Non-Executive Director

    • Tenure: 30.1yrs
  • Pooja Jain (40yo)

    Chairperson

    • Tenure: 0.0yrs
    • Compensation: ₹504.00k
  • Preeti Srivastava (37yo)

    Independent Non-Executive Director

    • Tenure: 4.7yrs
  • Saurabh Arora (30yo)

    Independent Director

    • Tenure: 1.3yrs

Company Information

Moongipa Capital Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moongipa Capital Finance Limited
  • Ticker: 530167
  • Exchange: BSE
  • Founded: 1987
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹8.340m
  • Shares outstanding: 3.05m
  • Website: https://www.mongipa.com

Number of Employees


Location

  • Moongipa Capital Finance Limited
  • 18/14, W.E.A.
  • Pusa Lane
  • New Delhi
  • Delhi
  • 110005
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530167BSE (Mumbai Stock Exchange)YesEquity SharesININRJul 2011

Biography

Moongipa Capital Finance Limited engages in financing activities in India. It offers consumer loans and micro-finance. The company was founded in 1987 and is based in New Delhi, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:56
End of Day Share Price2019/08/23 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.