Dharani Finance Limited operates as a non-banking finance company in India.
Adequate balance sheet and overvalued.
Share Price & News
How has Dharani Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 511451's share price has been volatile over the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 511451 exceeded the Indian Consumer Finance industry which returned 1.3% over the past year.
Return vs Market: 511451 exceeded the Indian Market which returned 5.1% over the past year.
Price Volatility Vs. Market
How volatile is Dharani Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Dharani Finance undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 511451's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 511451's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 511451 is unprofitable, so we can't compare its PE Ratio to the IN Consumer Finance industry average.
PE vs Market: 511451 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 511451's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 511451 is good value based on its PB Ratio (0.3x) compared to the IN Consumer Finance industry average (0.6x).
How is Dharani Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Dharani Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Dharani Finance's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Dharani Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Dharani Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 511451 is currently unprofitable.
Growing Profit Margin: 511451 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 511451 is unprofitable, and losses have increased over the past 5 years at a rate of 8.3% per year.
Accelerating Growth: Unable to compare 511451's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 511451 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.4%).
Return on Equity
High ROE: 511451 has a negative Return on Equity (-3.48%), as it is currently unprofitable.
How is Dharani Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 511451's short term assets (₹75.4M) exceed its short term liabilities (₹4.7M).
Long Term Liabilities: 511451's short term assets (₹75.4M) exceed its long term liabilities (₹3.3M).
Debt to Equity History and Analysis
Debt Level: 511451's debt to equity ratio (0.2%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if 511451's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: 511451's debt is well covered by operating cash flow (944.6%).
Interest Coverage: 511451 is unprofitable, therefore interest payments are not well covered by earnings.
What is Dharani Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 511451's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 511451's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 511451's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 511451's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 511451 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 511451's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
K. Kandasamy (62 yo)
Mr. K. Kandasamy,B.A., B.L., MBA, has been the Managing Director and Chief Executive Officer of Dharani Finance Ltd. since June 24, 2004 and has been its Executive Director since June 25, 1994. He has been ...
CEO Compensation Analysis
Compensation vs Market: K.'s total compensation ($USD1.20K) is below average for companies of similar size in the Indian market ($USD49.39K).
Compensation vs Earnings: K.'s compensation has been consistent with company performance over the past year.
|CEO, MD & Executive Director||no data||₹90.00k||1.66% |
|Non-Independent Non-Executive Director||30.25yrs||₹4.00k||5.11% |
|Non-Independent Non-Executive Chairman||no data||₹4.00k||7.09% |
|Independent Non-Executive Director||15yrs||₹11.00k||no data|
|Independent Non-Executive Director||9.75yrs||₹12.00k||no data|
Experienced Board: 511451's board of directors are seasoned and experienced ( 18.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Dharani Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: Dharani Finance Limited
- Ticker: 511451
- Exchange: BSE
- Founded: 1990
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹24.922m
- Shares outstanding: 4.99m
- Website: https://www.dharanifinance.in
Number of Employees
- Dharani Finance Limited
- PGP House
- No. 57, Sterling Road
- Tamil Nadu
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|511451||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||May 2005|
Dharani Finance Limited operates as a non-banking finance company in India. The company operates through Financial Services, Travel Services, and Others segments. It leases vehicles; and provides travel an ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 12:36|
|End of Day Share Price||2020/08/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.