BSE:531433

Stock Analysis Report

Executive Summary

Sungold Capital Limited operates as a non-banking finance company in India.


Snowflake Analysis

Overvalued with poor track record.

Share Price & News

How has Sungold Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 531433 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

531433

-2.8%

IN Consumer Finance

-3.9%

IN Market


1 Year Return

n/a

531433

49.0%

IN Consumer Finance

4.5%

IN Market

Return vs Industry: Insufficient data to determine how 531433 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 531433 performed against the Indian Market.


Shareholder returns

531433IndustryMarket
7 Day0%-2.8%-3.9%
30 Day0%9.1%-3.9%
90 Day-4.4%13.8%-2.1%
1 Yearn/a50.0%49.0%6.4%4.5%
3 Year-8.5%-8.5%144.0%138.7%19.4%12.8%
5 Year-34.1%-34.1%257.0%241.4%28.2%16.6%

Price Volatility Vs. Market

How volatile is Sungold Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Sungold Capital undervalued compared to its fair value and its price relative to the market?

104.37x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 531433's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 531433's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 531433 is poor value based on its PE Ratio (104.4x) compared to the Consumer Finance industry average (14.6x).

PE vs Market: 531433 is poor value based on its PE Ratio (104.4x) compared to the Indian market (13x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 531433's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 531433 is good value based on its PB Ratio (0.1x) compared to the IN Consumer Finance industry average (0.7x).


Next Steps

Future Growth

How is Sungold Capital forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Sungold Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Sungold Capital performed over the past 5 years?

-70.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 531433 has high quality earnings.

Growing Profit Margin: 531433's current net profit margins (1%) are lower than last year (2%).


Past Earnings Growth Analysis

Earnings Trend: 531433's earnings have declined by -70.7% per year over the past 5 years.

Accelerating Growth: 531433's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 531433 had negative earnings growth (-45.3%) over the past year, making it difficult to compare to the Consumer Finance industry average (14.2%).


Return on Equity

High ROE: 531433's Return on Equity (0.09%) is considered low.


Next Steps

Financial Health

How is Sungold Capital's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 531433 has a low level of unsold assets or inventory.

Debt Coverage by Assets: 531433's debt is covered by short term assets (assets are 299x debt).


Financial Institutions Analysis

Asset Level: 531433's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 531433 has a sufficient allowance for bad loans.

Low Risk Liabilities: 531433 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 531433 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 531433 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 531433 has an appropriate level of bad loans.


Next Steps

Dividend

What is Sungold Capital's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 531433's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 531433's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 531433's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 531433's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 531433's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.8yrs

Average management tenure


CEO

Ravi Kotia (58yo)

4.6yrs

Tenure

₹1,900,600

Compensation

Mr. Rajiv Rameshchandra Kotia, also known as Ravi, serves as Chairman of Sungold Capital Limited since February 12, 2019. He has been Managing Director and Chief Executive Officer of Sungold Capital Ltd. s ...


CEO Compensation Analysis

Compensation vs Market: Ravi's total compensation ($USD26.55K) is below average for companies of similar size in the Indian market ($USD50.10K).

Compensation vs Earnings: Ravi's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Rajiv Kotia
MD, CEO & Chairman4.6yrs₹1.90m11.64% 2.3m
Pradipkumar Vaghela
Chief Financial Officer1.8yrs₹350.00kno data
Versha Chaturani
Company Secretary & Compliance Officer0.4yrsno datano data

1.8yrs

Average Tenure

Experienced Management: 531433's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Rajiv Kotia
MD, CEO & Chairman4.6yrs₹1.90m11.64% 2.3m
Uma Maheswara Sikhinam
Independent Non-Executive Director5.4yrs₹20.00kno data
Karishma Kaku
Independent Women Director4.5yrs₹24.00kno data
Rajesh Pillai
Non-Executive Director3.4yrs₹12.00kno data

4.0yrs

Average Tenure

50.5yo

Average Age

Experienced Board: 531433's board of directors are considered experienced (4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Sungold Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Sungold Capital Limited
  • Ticker: 531433
  • Exchange: BSE
  • Founded: 1993
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹19.876m
  • Shares outstanding: 18.40m
  • Website: https://www.sungoldcapitallimited.com

Number of Employees


Location

  • Sungold Capital Limited
  • Jaswanti Allied Business Centre
  • 6th Floor, 618/B Wing
  • Mumbai
  • Maharashtra
  • 400064
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531433BSE (Mumbai Stock Exchange)YesEquity SharesININRJan 2002

Biography

Sungold Capital Limited operates as a non-banking finance company in India. It operates through three segments: NBFC, Entertainment, and Software Development. The company offers solutions for situations, such as initial funding requirements of a project, mezzanine financing, project financing, bridge financing, asset financing, channel financing, and bill discounting. It also provides term loans against residential, commercial, and industrial properties; term loans for the purchase of residential, commercial, and rental properties; term loans for hire purchase or leasing plant, equipment, and machinery; loans for real estate development and marketing of properties; secured short term working capital loans; and advances to estate developer or acts as advisory, organizer, or marketing. In addition, the company provides funds for film production, distribution, and exhibition, as well as for purchasing of satellite right of movies and daily shows; and finance for musical events, albums, rock bands, short films, and daily soaps. Additionally, it is involved in the provision of advisory and wealth management services; distribution of financial products; and leasing activity. The company was incorporated in 1993 and is based in Mumbai, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/27 12:38
End of Day Share Price2020/01/29 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.