BSE:530925

Stock Analysis Report

Executive Summary

Ramsons Projects Limited operates as a non-banking financial company in India.


Snowflake Analysis

Questionable track record and overvalued.

Share Price & News

How has Ramsons Projects's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 530925 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

530925

-2.8%

IN Consumer Finance

-3.9%

IN Market


1 Year Return

n/a

530925

49.0%

IN Consumer Finance

4.5%

IN Market

Return vs Industry: Insufficient data to determine how 530925 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 530925 performed against the Indian Market.


Shareholder returns

530925IndustryMarket
7 Day0%-2.8%-3.9%
30 Day0%9.1%-3.9%
90 Dayn/a13.8%-2.1%
1 Yearn/a50.0%49.0%6.4%4.5%
3 Year-15.0%-15.0%144.0%138.7%19.4%12.8%
5 Year-45.8%-45.8%257.0%241.4%28.2%16.6%

Price Volatility Vs. Market

How volatile is Ramsons Projects's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Ramsons Projects undervalued compared to its fair value and its price relative to the market?

58.13x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 530925's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 530925's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 530925 is poor value based on its PE Ratio (58.1x) compared to the Consumer Finance industry average (14.6x).

PE vs Market: 530925 is poor value based on its PE Ratio (58.1x) compared to the Indian market (13x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 530925's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 530925 is good value based on its PB Ratio (0.5x) compared to the IN Consumer Finance industry average (0.7x).


Next Steps

Future Growth

How is Ramsons Projects forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ramsons Projects has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Ramsons Projects performed over the past 5 years?

34.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 530925 has high quality earnings.

Growing Profit Margin: 530925's current net profit margins (21.7%) are lower than last year .


Past Earnings Growth Analysis

Earnings Trend: 530925 has become profitable over the past 5 years, growing earnings by 34.3% per year.

Accelerating Growth: 530925's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 530925 had negative earnings growth (-88.1%) over the past year, making it difficult to compare to the Consumer Finance industry average (14.2%).


Return on Equity

High ROE: 530925's Return on Equity (0.9%) is considered low.


Next Steps

Financial Health

How is Ramsons Projects's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 530925 has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if 530925's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: 530925's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 530925 has a sufficient allowance for bad loans.

Low Risk Liabilities: 530925 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 530925 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 530925 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 530925 has an appropriate level of bad loans.


Next Steps

Dividend

What is Ramsons Projects's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 530925's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 530925's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 530925's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 530925's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 530925's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.6yrs

Average management tenure


CEO

Sunil Sachdeva 0

8.5yrs

Tenure

Mr. Sunil Sachdeva has been Managing Director of Ramsons Projects Limited since August 01, 2011. Mr. Sachdeva served as Senior Vice President of Jaypee Capital Services Limited. Mr. Sachdeva has played a k ...


Leadership Team

NamePositionTenureCompensationOwnership
Sunil Sachdeva
Chairman & MD8.5yrsno data22.97% 5.9m
Harish Chhabra
Chief Financial Officer2.6yrsno datano data
Megha Goel
Company Secretary & Compliance Officer1.2yrsno datano data

2.6yrs

Average Tenure

Experienced Management: 530925's management team is considered experienced (2.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Sunil Sachdeva
Chairman & MD8.5yrsno data22.97% 5.9m
Yogesh Sachdeva
Non Executive Director25.2yrsno datano data
Sundeep Kalsi
Independent Non Executive Director13.1yrsno data0.10% 25.5k
Jhum Sarkar
Independent Non Executive Director2.4yrsno datano data

13.1yrs

Average Tenure

54yo

Average Age

Experienced Board: 530925's board of directors are seasoned and experienced ( 13.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 36.4%.


Top Shareholders

Company Information

Ramsons Projects Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Ramsons Projects Limited
  • Ticker: 530925
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹25.585m
  • Shares outstanding: 3.01m
  • Website: https://www.ramsonsprojects.com

Location

  • Ramsons Projects Limited
  • SAS Tower
  • Tower-B, 5th Floor
  • Gurugram
  • Haryana
  • 122001
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530925BSE (Mumbai Stock Exchange)YesEquity SharesININRAug 2004

Biography

Ramsons Projects Limited operates as a non-banking financial company in India. It primarily engages in lending and investment activities. The company serves retail customers, small companies, and firms. The company was formerly known as Ramsons Finlease Limited and changed its name to Ramsons Projects Limited in October 1997. Ramsons Projects Limited was founded in 1994 and is based in Gurugram, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/27 12:39
End of Day Share Price2020/01/10 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.