Ramsons Projects
Market Cap
₹25.6m
Last Updated
2020/02/27 12:39 UTC
Data Sources
Company Financials
Executive Summary
Ramsons Projects Limited operates as a non-banking financial company in India.
Risk Analysis
Snowflake Analysis
Questionable track record and overvalued.
Share Price & News
How has Ramsons Projects's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 530925 has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
0%
530925
-2.8%
IN Consumer Finance
-3.9%
IN Market
1 Year Return
n/a
530925
49.0%
IN Consumer Finance
4.5%
IN Market
Return vs Industry: Insufficient data to determine how 530925 performed against the Indian Consumer Finance industry.
Return vs Market: Insufficient data to determine how 530925 performed against the Indian Market.
Shareholder returns
| 530925 | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | -2.8% | -3.9% |
| 30 Day | 0% | 9.1% | -3.9% |
| 90 Day | n/a | 13.8% | -2.1% |
| 1 Year | n/a | 50.0%49.0% | 6.4%4.5% |
| 3 Year | -15.0%-15.0% | 144.0%138.7% | 19.4%12.8% |
| 5 Year | -45.8%-45.8% | 257.0%241.4% | 28.2%16.6% |
Price Volatility Vs. Market
How volatile is Ramsons Projects's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Ramsons Projects undervalued compared to its fair value and its price relative to the market?
58.13x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 530925's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 530925's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 530925 is poor value based on its PE Ratio (58.1x) compared to the Consumer Finance industry average (14.6x).
PE vs Market: 530925 is poor value based on its PE Ratio (58.1x) compared to the Indian market (13x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 530925's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 530925 is good value based on its PB Ratio (0.5x) compared to the IN Consumer Finance industry average (0.7x).
Next Steps
Future Growth
How is Ramsons Projects forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
24.8%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ramsons Projects has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of 530925’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Ramsons Projects competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
Past Performance
How has Ramsons Projects performed over the past 5 years?
34.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 530925 has high quality earnings.
Growing Profit Margin: 530925's current net profit margins (21.7%) are lower than last year .
Past Earnings Growth Analysis
Earnings Trend: 530925 has become profitable over the past 5 years, growing earnings by 34.3% per year.
Accelerating Growth: 530925's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 530925 had negative earnings growth (-88.1%) over the past year, making it difficult to compare to the Consumer Finance industry average (14.2%).
Return on Equity
High ROE: 530925's Return on Equity (0.9%) is considered low.
Next Steps
Financial Health
How is Ramsons Projects's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: 530925 has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if 530925's debt is covered by short term assets.
Financial Institutions Analysis
Asset Level: 530925's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 530925 has a sufficient allowance for bad loans.
Low Risk Liabilities: 530925 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 530925 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 530925 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 530925 has an appropriate level of bad loans.
Next Steps
Dividend
What is Ramsons Projects's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 530925's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate 530925's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 530925's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 530925's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 530925's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.6yrs
Average management tenure
CEO
Sunil Sachdeva 0
8.5yrs
Tenure
Mr. Sunil Sachdeva has been Managing Director of Ramsons Projects Limited since August 01, 2011. Mr. Sachdeva served as Senior Vice President of Jaypee Capital Services Limited. Mr. Sachdeva has played a k ...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman & MD | 8.5yrs | no data | 22.97% ₹5.9m | |
| Chief Financial Officer | 2.6yrs | no data | no data | |
| Company Secretary & Compliance Officer | 1.2yrs | no data | no data |
2.6yrs
Average Tenure
Experienced Management: 530925's management team is considered experienced (2.6 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman & MD | 8.5yrs | no data | 22.97% ₹5.9m | |
| Non Executive Director | 25.2yrs | no data | no data | |
| Independent Non Executive Director | 13.1yrs | no data | 0.10% ₹25.5k | |
| Independent Non Executive Director | 2.4yrs | no data | no data |
13.1yrs
Average Tenure
54yo
Average Age
Experienced Board: 530925's board of directors are seasoned and experienced ( 13.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 36.4%.
Top Shareholders
Company Information
Ramsons Projects Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Ramsons Projects Limited
- Ticker: 530925
- Exchange: BSE
- Founded: 1994
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹25.585m
- Shares outstanding: 3.01m
- Website: https://www.ramsonsprojects.com
Location
- Ramsons Projects Limited
- SAS Tower
- Tower-B, 5th Floor
- Gurugram
- Haryana
- 122001
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 530925 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Aug 2004 |
Biography
Ramsons Projects Limited operates as a non-banking financial company in India. It primarily engages in lending and investment activities. The company serves retail customers, small companies, and firms. The company was formerly known as Ramsons Finlease Limited and changed its name to Ramsons Projects Limited in October 1997. Ramsons Projects Limited was founded in 1994 and is based in Gurugram, India.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/02/27 12:39 |
| End of Day Share Price | 2020/01/10 00:00 |
| Earnings | 2019/12/31 |
| Annual Earnings | 2019/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.