BSE:531327

Stock Analysis Report

Executive Summary

Charms Industries Limited operates as a money changer in India.

Snowflake

Fundamentals

Mediocre balance sheet with weak fundamentals.

Risks

  • Charms Industries is not covered by any analysts.

Share Price & News

How has Charms Industries's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:531327

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

59.7%

BSE:531327

-3.2%

IN Consumer Finance

-14.7%

IN Market

531327 outperformed the Consumer Finance industry which returned -3.1% over the past year.

531327 outperformed the Market in India which returned -14.6% over the past year.


Share holder returns

531327IndustryMarket
7 Day0%-3.6%-2.1%
30 Day-4.8%1.9%-3.9%
90 Dayn/a-10.2%-10.1%
1 Year59.7%59.7%-2.5%-3.2%-12.9%-14.7%
3 Year-11.9%-11.9%59.3%56.0%17.7%11.5%
5 Year13.9%13.9%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Charms Industries's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Charms Industries undervalued based on future cash flows and its price relative to the stock market?

1.09x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Charms Industries to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Charms Industries to establish if it is available at substantial discount.


Price Based on Earnings

Charms Industries is loss making, we can't compare its value to the IN Consumer Finance industry average.

Charms Industries is loss making, we can't compare the value of its earnings to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Charms Industries, we can't assess if its growth is good value.


Price Based on Value of Assets

Charms Industries is overvalued based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Charms Industries expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Charms Industries has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Charms Industries performed over the past 5 years?

-23.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Charms Industries does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare Charms Industries's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Charms Industries's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Charms Industries has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if Charms Industries has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if Charms Industries improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Charms Industries's financial position?


Financial Position Analysis

Charms Industries is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Charms Industries's long term commitments exceed its cash and other short term assets.


Debt to Equity History and Analysis

Charms Industries has no debt.

Charms Industries has no debt compared to 5 years ago when it was 1%.


Balance Sheet

Low level of unsold assets.

Charms Industries has no debt, it does not need to be covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Charms Industries has less than a year of cash runway based on current free cash flow.

Charms Industries has less than a year of cash runway if free cash flow continues to grow at historical rates of 125.8% each year.


Next Steps

Dividend

What is Charms Industries's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Charms Industries's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Charms Industries's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Charms Industries has not reported any payouts.

Unable to verify if Charms Industries's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Charms Industries has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Charms Industries's salary, the management and board of directors tenure and is there insider trading?

4.3yrs

Average management tenure


CEO

Shivkumar Chauhan (61yo)

8.0yrs

Tenure

₹300,000

Compensation

Shri. Shivkumar Raghunandan Chauhan has been Managing Director of Charms Industries Ltd since August 12, 2011 and served as its Compliance Officer. Shri. Chauhan served as Chairman at Charms Industries Ltd ...


CEO Compensation Analysis

Shivkumar's remuneration is lower than average for companies of similar size in India.

Shivkumar's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

4.3yrs

Average Tenure

The tenure for the Charms Industries management team is about average.


Board Age and Tenure

7.2yrs

Average Tenure

49yo

Average Age

The tenure for the Charms Industries board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Shivkumar Chauhan (61yo)

    MD & Director

    • Tenure: 8.0yrs
    • Compensation: ₹300.00k
  • Dileep Panchal

    Company Secretary & Compliance Officer

    • Tenure: 0.3yrs
  • Biren Thaker

    Chief Financial Officer

    • Tenure: 4.3yrs

Board Members

  • Shivkumar Chauhan (61yo)

    MD & Director

    • Tenure: 8.0yrs
    • Compensation: ₹300.00k
  • Harshad Gandhi (53yo)

    Chairman

    • Tenure: 0.0yrs
  • Nishit Rupapara (36yo)

    Independent Non Executive Director

    • Tenure: 10.0yrs
  • Nehal Shivkumar Chauhan (49yo)

    Woman Director

    • Tenure: 4.3yrs
  • Parth Chauhan (29yo)

    Director

    • Tenure: 2.9yrs

Company Information

Charms Industries Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Charms Industries Limited
  • Ticker: 531327
  • Exchange: BSE
  • Founded: 1992
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹9.773m
  • Shares outstanding: 4.11m
  • Website: https://null

Number of Employees


Location

  • Charms Industries Limited
  • 108-B/109, Sampada Building
  • Opp. Cross Word
  • Ahmedabad
  • Gujarat
  • 380009
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531327BSE (Mumbai Stock Exchange)YesEquity SharesININRFeb 2005

Biography

Charms Industries Limited operates as a money changer in India. The company was incorporated in 1992 and is based in Ahmedabad, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:32
End of Day Share Price2019/08/05 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.