BSE:530907

Stock Analysis Report

SI Capital & Financial Services

Executive Summary

SI Capital & Financial Services Limited, a non-banking finance company, operates as a money changer in India.

Snowflake

Fundamentals

Flawless balance sheet with weak fundamentals.

Risks

  • SI Capital & Financial Services is not covered by any analysts.

Share Price & News

How has SI Capital & Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:530907

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

n/a

BSE:530907

-3.2%

IN Consumer Finance

-14.7%

IN Market

No trading data on 530907.

No trading data on 530907.


Share holder returns

530907IndustryMarket
7 Day0%-3.6%-2.1%
30 Day0%1.9%-3.9%
90 Dayn/a-10.2%-10.1%
1 Yearn/a-2.5%-3.2%-12.9%-14.7%
3 Yearn/a59.3%56.0%17.7%11.5%
5 Yearn/a233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is SI Capital & Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is SI Capital & Financial Services undervalued based on future cash flows and its price relative to the stock market?

1.5x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for SI Capital & Financial Services to establish if it is available at moderate discount.

Unable to calculate intrinsic value for SI Capital & Financial Services to establish if it is available at substantial discount.


Price Based on Earnings

SI Capital & Financial Services is loss making, we can't compare its value to the IN Consumer Finance industry average.

SI Capital & Financial Services is loss making, we can't compare the value of its earnings to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for SI Capital & Financial Services, we can't assess if its growth is good value.


Price Based on Value of Assets

SI Capital & Financial Services is overvalued based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is SI Capital & Financial Services expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SI Capital & Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has SI Capital & Financial Services performed over the past 5 years?

37.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

SI Capital & Financial Services does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.

Unable to compare SI Capital & Financial Services's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare SI Capital & Financial Services's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if SI Capital & Financial Services has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if SI Capital & Financial Services has efficiently used its assets last year compared to the IN Consumer Finance industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if SI Capital & Financial Services improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is SI Capital & Financial Services's financial position?


Financial Position Analysis

SI Capital & Financial Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

SI Capital & Financial Services's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

SI Capital & Financial Services has no debt.

SI Capital & Financial Services currently has no debt however we can't compare to 5 years ago as we have no data for that period.

SI Capital & Financial Services has no debt, it does not need to be covered by operating cash flow.

SI Capital & Financial Services has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Low level of unsold assets.

SI Capital & Financial Services has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is SI Capital & Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate SI Capital & Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate SI Capital & Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as SI Capital & Financial Services has not reported any payouts.

Unable to verify if SI Capital & Financial Services's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as SI Capital & Financial Services has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of SI Capital & Financial Services's salary, the management and board of directors tenure and is there insider trading?

4.4yrs

Average management tenure


CEO

Mary Rodrigues (60yo)

4.4yrs

Tenure

₹124,000

Compensation

Mrs. Mary Rodrigues has been the Managing Director of SI Capital & Financial Services Ltd. since March 10, 2015. Mrs. Rodrigues serves as Executive Director of SI Capital & Financial Services Ltd. and serv ...


CEO Compensation Analysis

Mary's remuneration is lower than average for companies of similar size in India.

Mary's compensation has increased whilst company is loss making.


Management Age and Tenure

4.4yrs

Average Tenure

The tenure for the SI Capital & Financial Services management team is about average.


Board Age and Tenure

0.8yrs

Average Tenure

54yo

Average Age

The average tenure for the SI Capital & Financial Services board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Mary Rodrigues (60yo)

    Managing Director and Executive Director

    • Tenure: 4.4yrs
    • Compensation: ₹124.00k
  • M. Krishnan

    Chief Financial Officer

    • Tenure: 4.4yrs
    • Compensation: ₹276.00k
  • D. Dhanalakshmi

    Compliance Officer & Company Secretary

    • Tenure: 1.9yrs

Board Members

  • Sanjay Wadhwa (53yo)

    Non Executive Director

    • Tenure: 0.0yrs
    • Compensation: ₹3.00k
  • Mary Rodrigues (60yo)

    Managing Director and Executive Director

    • Tenure: 4.4yrs
    • Compensation: ₹124.00k
  • Suzanne Venglet (54yo)

    Chairman of the Board

    • Tenure: 0.0yrs
    • Compensation: ₹4.00k
  • Shanmugam Ramesh

    Additional Non-Executive & Independent Director

    • Tenure: 0.8yrs
  • Chintan Shah

    Additional Non-Executive & Independent Director

    • Tenure: 0.8yrs

Company Information

SI Capital & Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: SI Capital & Financial Services Limited
  • Ticker: 530907
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹42.000m
  • Shares outstanding: 3.00m
  • Website: https://www.sicapital.co.in

Number of Employees


Location

  • SI Capital & Financial Services Limited
  • 64, Montieth Court Building
  • Ist Floor
  • Chennai
  • Tamil Nadu
  • 600008
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530907BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2018

Biography

SI Capital & Financial Services Limited, a non-banking finance company, operates as a money changer in India. It primarily deals with foreign exchange transactions. The company also offers long/medium term ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:57
End of Day Share Price2019/06/21 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.