BSE:500030

Stock Analysis Report

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Executive Summary

Autoriders Finance Limited does not have significant operations.


Snowflake Analysis

Slightly overvalued with weak fundamentals.

Share Price & News

How has Autoriders Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 500030 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

500030

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

-6.1%

500030

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: 500030 exceeded the Indian Consumer Finance industry which returned -18.5% over the past year.

Return vs Market: 500030 exceeded the Indian Market which returned -8.7% over the past year.


Shareholder returns

500030IndustryMarket
7 Day0%1.5%1.3%
30 Day0%18.3%5.1%
90 Dayn/a33.9%30.2%
1 Year-6.1%-6.1%-17.9%-18.5%-7.0%-8.7%
3 Year-36.1%-36.1%34.6%31.8%1.7%-3.0%
5 Year-16.4%-16.4%143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Autoriders Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Autoriders Finance undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: 500030 (₹0.46) is trading below our estimate of fair value (₹3.23)

Significantly Below Fair Value: 500030 is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: 500030 is unprofitable, so we can't compare its PE Ratio to the Consumer Finance industry average.

PE vs Market: 500030 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 500030's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 500030 has negative assets, so we can't compare its PB Ratio to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Autoriders Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Autoriders Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Autoriders Finance performed over the past 5 years?

12.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 500030 is currently unprofitable.

Growing Profit Margin: 500030 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 500030 is unprofitable, but has reduced losses over the past 5 years at a rate of 12.4% per year.

Accelerating Growth: Unable to compare 500030's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 500030 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (4.4%).


Return on Equity

High ROE: 500030's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is Autoriders Finance's financial position?


Financial Position Analysis

Short Term Liabilities: 500030 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: 500030 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: 500030 has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: 500030's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if 500030 has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if 500030 has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is Autoriders Finance current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 500030's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 500030's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 500030's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 500030's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 500030's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.3yrs

Average management tenure


CEO

Prabhakar Chavan

1.67yrs

Tenure

Mr. Prabhakar Tukaram Chavan has been Chairman, Chief Executive Officer and Director of Autoriders Finance Limited since November 13, 2018. 


Leadership Team

NamePositionTenureCompensationOwnership
Prabhakar Chavan
Chairman & CEO1.67yrsno datano data
Ganesh Thekethil
Chief Financial Officer1.33yrsno datano data
Sneha Rathi
Compliance Officer & Company Secretary1.17yrsno datano data

1.3yrs

Average Tenure

Experienced Management: 500030's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Prabhakar Chavan
Chairman & CEO1.67yrsno datano data
Gokulsingh Rajput
Non-Executive & Independent Director5.83yrsno datano data
Shailendra Agrawal
Non-Executive & Independent Director5.83yrsno datano data
Deanna Sydney
Additional Non-Executive Director4.75yrsno datano data

5.3yrs

Average Tenure

56yo

Average Age

Experienced Board: 500030's board of directors are considered experienced (5.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Autoriders Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Autoriders Finance Limited
  • Ticker: 500030
  • Exchange: BSE
  • Founded: 1985
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹6.029m
  • Shares outstanding: 13.11m
  • Website: https://www.autoridersfinance.co.in

Number of Employees


Location

  • Autoriders Finance Limited
  • 125/126, Maharaja Complex
  • Nehru Road
  • Shirpur
  • Maharashtra
  • 425405
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
500030BSE (Mumbai Stock Exchange)YesEquity SharesININRNov 2001

Biography

Autoriders Finance Limited does not have significant operations. Previously, it was engaged in the financing business. Autoriders Finance Limited was incorporated in 1985 and is based in Shirpur, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:48
End of Day Share Price2020/06/01 00:00
Earnings2019/12/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.