BSE:538433

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Classic Global Finance and Capital

Executive Summary

Classic Global Finance and Capital Limited provides financial services in India.


Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has Classic Global Finance and Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 538433's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-13.6%

538433

-1.4%

IN Consumer Finance

-0.3%

IN Market


1 Year Return

0%

538433

-2.6%

IN Consumer Finance

2.0%

IN Market

Return vs Industry: 538433 exceeded the Indian Consumer Finance industry which returned -1.8% over the past year.

Return vs Market: 538433 underperformed the Indian Market which returned 1.6% over the past year.


Shareholder returns

538433IndustryMarket
7 Day-13.6%-1.4%-0.3%
30 Day-40.6%7.0%3.8%
90 Day0%36.4%19.7%
1 Year0%0%0.08%-2.6%3.9%2.0%
3 Year-63.5%-63.5%35.1%27.0%-0.6%-5.3%
5 Year-99.2%-99.2%170.9%147.1%27.0%17.4%

Price Volatility Vs. Market

How volatile is Classic Global Finance and Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Classic Global Finance and Capital undervalued compared to its fair value and its price relative to the market?

23.2x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 538433's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 538433's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 538433 is poor value based on its PE Ratio (23.2x) compared to the IN Consumer Finance industry average (11.1x).

PE vs Market: 538433 is poor value based on its PE Ratio (23.2x) compared to the Indian market (13.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 538433's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 538433 is good value based on its PB Ratio (0.1x) compared to the IN Consumer Finance industry average (0.5x).


Next Steps

Future Growth

How is Classic Global Finance and Capital forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.4%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Classic Global Finance and Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Classic Global Finance and Capital performed over the past 5 years?

-17.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 538433 has high quality earnings.

Growing Profit Margin: 538433's current net profit margins (1.7%) are lower than last year (8.9%).


Past Earnings Growth Analysis

Earnings Trend: 538433's earnings have declined by 17.1% per year over the past 5 years.

Accelerating Growth: 538433's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 538433 had negative earnings growth (-82.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (-2.8%).


Return on Equity

High ROE: 538433's Return on Equity (0.08%) is considered low.


Next Steps

Financial Health

How is Classic Global Finance and Capital's financial position?


Financial Position Analysis

Short Term Liabilities: 538433's short term assets (₹78.0M) exceed its short term liabilities (₹24.5M).

Long Term Liabilities: 538433 has no long term liabilities.


Debt to Equity History and Analysis

Debt Level: 538433's debt to equity ratio (21.1%) is considered satisfactory.

Reducing Debt: 538433's debt to equity ratio has reduced from 53.1% to 21.1% over the past 5 years.

Debt Coverage: 538433's debt is not well covered by operating cash flow (14.3%).

Interest Coverage: Insufficient data to determine if 538433's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Classic Global Finance and Capital current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 538433's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 538433's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 538433's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 538433's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 538433's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.5yrs

Average board tenure


CEO

Nand Kishore (44 yo)

1.92yrs

Tenure

Mr. Nand Kishore has been Whole Time Director of Classic Global Finance And Capital Ltd since September 27,2018 and served as its Additional Director from December 29, 2017 to September 27,2018.


Board Members

NamePositionTenureCompensationOwnership
Nand Kishore
Whole Time Director1.92yrsno datano data
Virender Rana
Independent Non-Executive Director6.67yrsno datano data
Gudiya Devi
Independent Non-Executive Director2.33yrsno datano data
Chandan Tirkey
Non-Executive & Non Independent Director2.33yrsno datano data

2.5yrs

Average Tenure

36yo

Average Age

Experienced Board: 538433's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Classic Global Finance and Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Classic Global Finance and Capital Limited
  • Ticker: 538433
  • Exchange: BSE
  • Founded: 1995
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹6.978m
  • Shares outstanding: 36.73m
  • Website: https://www.classicgfcl.com

Number of Employees


Location

  • Classic Global Finance and Capital Limited
  • Sodhi Complex
  • No. 8 IInd Floor
  • Ludhiana
  • Punjab
  • 141003
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
538433BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2014

Biography

Classic Global Finance and Capital Limited provides financial services in India. The company was incorporated in 1995 and is based in Ludhiana, India.


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/04 12:41
End of Day Share Price2020/08/04 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.