BSE:531387

Stock Analysis Report

Executive Summary

Hasti Finance Limited, a non-deposit accepting non-banking finance company, provides finance to retail and corporate customers in India.

Snowflake

Fundamentals

Flawless balance sheet with moderate growth potential.

Risks

  • Hasti Finance is not covered by any analysts.

Share Price & News

How has Hasti Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:531387

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-8.9%

BSE:531387

-3.2%

IN Consumer Finance

-14.7%

IN Market

531387 underperformed the Consumer Finance industry which returned -3.1% over the past year.

531387 outperformed the Market in India which returned -14.6% over the past year.


Share holder returns

531387IndustryMarket
7 Day0%-3.6%-2.1%
30 Day0%1.9%-3.9%
90 Dayn/a-10.2%-10.1%
1 Year-8.9%-8.9%-2.5%-3.2%-12.9%-14.7%
3 Yearn/a59.3%56.0%17.7%11.5%
5 Year-81.2%-81.2%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Hasti Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Hasti Finance undervalued based on future cash flows and its price relative to the stock market?

58.3x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Hasti Finance to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Hasti Finance to establish if it is available at substantial discount.


Price Based on Earnings

Hasti Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.

Hasti Finance is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Hasti Finance, we can't assess if its growth is good value.


Price Based on Value of Assets

Hasti Finance is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Hasti Finance expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

38.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Hasti Finance is high growth as no revenue estimate data is available.

Hasti Finance's earnings are expected to grow significantly at over 20% yearly.

Unable to compare Hasti Finance's revenue growth to the India market average as no estimate data is available.

Hasti Finance's earnings growth is expected to exceed the India market average.

Hasti Finance's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Hasti Finance will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Hasti Finance performed over the past 5 years?

34.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Hasti Finance has delivered over 20% year on year earnings growth in the past 5 years.

Hasti Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.

Hasti Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.


Return on Equity

Hasti Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Hasti Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Hasti Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Hasti Finance's financial position?


Financial Position Analysis

Hasti Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Hasti Finance's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Hasti Finance has no debt.

Hasti Finance currently has no debt however we can't compare to 5 years ago as we have no data for that period.

Hasti Finance has no debt, it does not need to be covered by operating cash flow.

Hasti Finance has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Low level of unsold assets.

Hasti Finance has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is Hasti Finance's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Hasti Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Hasti Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Hasti Finance has not reported any payouts.

Unable to verify if Hasti Finance's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Hasti Finance has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Hasti Finance's salary, the management and board of directors tenure and is there insider trading?

0.3yrs

Average management tenure


CEO

Nitin Somani (49yo)

7.8yrs

Tenure

0

Mr. Nitin Prabhudas Somani has been the Managing Director at Hasti Finance Ltd. since October 1, 2011 and serves as its Chairman. Mr. Somani has been Chairman and Managing Director of Fast Train Cargo Limi ...


CEO Compensation Analysis

Nitin's remuneration is lower than average for companies of similar size in India.

Insufficient data for Nitin to compare compensation growth.


Management Age and Tenure

0.3yrs

Average Tenure

The average tenure for the Hasti Finance management team is less than 2 years, this suggests a new team.


Board Age and Tenure

7.8yrs

Average Tenure

The tenure for the Hasti Finance board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Nitin Somani (49yo)

    Chairman & MD

    • Tenure: 7.8yrs
  • Sonal Somani (45yo)

    Executive Director

    • Tenure: 0.0yrs
  • Surbhi Khandelwal

    Company Secretary & Compliance Officer

    • Tenure: 0.3yrs
  • Raj Somani

    Chief Financial Officer

    • Tenure: 0.3yrs

Board Members

  • Vilas Daware

    Independent Non-Executive Director

    • Tenure: 7.8yrs
  • Vishal Buddhadev

    Independent Non-Executive Director

    • Tenure: 7.8yrs
  • Nitin Somani (49yo)

    Chairman & MD

    • Tenure: 7.8yrs
  • Sonal Somani (45yo)

    Executive Director

    • Tenure: 0.0yrs
  • Manoj Padhye

    Independent Non-Executive Director

    • Tenure: 7.0yrs

Company Information

Hasti Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Hasti Finance Limited
  • Ticker: 531387
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹63.196m
  • Shares outstanding: 10.84m
  • Website: https://www.hastifinance.com

Number of Employees


Location

  • Hasti Finance Limited
  • Anubhav Apartments
  • Office No. 1A
  • Mumbai
  • Maharashtra
  • 400025
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531387BSE (Mumbai Stock Exchange)YesEquity SharesININRJul 2005

Biography

Hasti Finance Limited, a non-deposit accepting non-banking finance company, provides finance to retail and corporate customers in India. The company offers personal loans and business finance to small and  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:33
End of Day Share Price2019/06/04 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.