BSE:530271

Stock Analysis Report

Executive Summary

Rich Universe Network Limited provides financial services to corporates in India.

Snowflake

Fundamentals

Moderate growth potential with imperfect balance sheet.

Risks

  • Rich Universe Network is not covered by any analysts.

Share Price & News

How has Rich Universe Network's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:530271

-1.8%

IN Consumer Finance

-0.7%

IN Market


1 Year Return

n/a

BSE:530271

0.5%

IN Consumer Finance

-12.1%

IN Market

No trading data on 530271.

No trading data on 530271.


Share holder returns

530271IndustryMarket
7 Day0%-1.8%-0.7%
30 Day0%-4.1%-4.6%
90 Dayn/a-1.2%-4.3%
1 Yearn/a1.1%0.5%-10.3%-12.1%
3 Year-72.4%-72.4%64.9%61.4%18.9%12.8%
5 Year-90.5%-90.5%246.0%229.7%37.6%24.7%

Price Volatility Vs. Market

How volatile is Rich Universe Network's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Rich Universe Network undervalued based on future cash flows and its price relative to the stock market?

400x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Rich Universe Network to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Rich Universe Network to establish if it is available at substantial discount.


Price Based on Earnings

Rich Universe Network is overvalued based on earnings compared to the IN Consumer Finance industry average.

Rich Universe Network is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Rich Universe Network, we can't assess if its growth is good value.


Price Based on Value of Assets

Rich Universe Network is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Rich Universe Network expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

40.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Rich Universe Network is high growth as no revenue estimate data is available.

Rich Universe Network's earnings are expected to grow significantly at over 20% yearly.

Unable to compare Rich Universe Network's revenue growth to the India market average as no estimate data is available.

Rich Universe Network's earnings growth is expected to exceed the India market average.

Rich Universe Network's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Rich Universe Network will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Rich Universe Network performed over the past 5 years?

5.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Rich Universe Network's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.

Rich Universe Network's 1-year earnings growth is negative, it can't be compared to the 5-year average.

Rich Universe Network's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.


Return on Equity

Rich Universe Network has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Rich Universe Network used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Rich Universe Network's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is Rich Universe Network's financial position?


Financial Position Analysis

Rich Universe Network is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Rich Universe Network has no long term commitments.


Debt to Equity History and Analysis

Rich Universe Network's level of debt (53.2%) compared to net worth is high (greater than 40%).

The level of debt compared to net worth has increased over the past 5 years (0% vs 53.2% today).

Operating cash flow is negative therefore debt is not well covered.

Unable to confirm if the interest payments on Rich Universe Network's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 2.9x debt.


Next Steps

Dividend

What is Rich Universe Network's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Rich Universe Network's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Rich Universe Network's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Rich Universe Network has not reported any payouts.

Unable to verify if Rich Universe Network's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Rich Universe Network has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Rich Universe Network's salary, the management and board of directors tenure and is there insider trading?

3.5yrs

Average management tenure


CEO

Shashwat Agarwal (57yo)

Mr. Shashwat Agarwal serves as Managing Director of Rich Universe Network ltd (Formerly Rich Capital & Financial Services Ltd.) Mr. Agarwal has a vast experience of Securities and Financial Market. He is a ...


CEO Compensation Analysis

Shashwat's remuneration is lower than average for companies of similar size in India.

Shashwat's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

3.5yrs

Average Tenure

48yo

Average Age

The tenure for the Rich Universe Network management team is about average.


Insider Trading

No 3 month insider trading information.


Ownership Breakdown


Management Team

  • Shashwat Agarwal (57yo)

    Chairman & MD

  • Rajeev Agarwal (49yo)

    Whole Time Director

  • Sanjay Gupta (47yo)

    Whole Time Director

    • Tenure: 17.1yrs
  • Pooja Rawat (26yo)

    Compliance Officer and Company Secretary

    • Tenure: 0.2yrs
  • Suresh Verma

    Chief Financial Officer

    • Tenure: 3.5yrs

Board Members

  • Shashwat Agarwal (57yo)

    Chairman & MD

  • Dhrupesh Shah

    Independent Non-Executive Director

    • Tenure: 7.6yrs
  • Rajeev Agarwal (49yo)

    Whole Time Director

  • Sanjay Gupta (47yo)

    Whole Time Director

  • Kavita Awasthi (43yo)

    Independent Non-Executive Director

    • Tenure: 4.3yrs

Company Information

Rich Universe Network Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Rich Universe Network Limited
  • Ticker: 530271
  • Exchange: BSE
  • Founded: 1990
  • Industry: consumer finance
  • Sector: diversified financials
  • Market Cap: ₹29.011m
  • Shares outstanding: 7.25m
  • Website: Click here

Location

  • Rich Universe Network Limited
  • 7/125, (C-2)
  • 2nd Floor
  • Kanpur
  • Uttar Pradesh
  • 208002
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530271BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2008

Biography

Rich Universe Network Limited provides financial services to corporates in India. The company offers guidance to investors. Its services include new business set-up and planning; acquisitions, mergers, and ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/06/12 12:51
End of Day Share Price2019/03/15 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.