BSE:530271

Stock Analysis Report

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Executive Summary

Rich Universe Network Limited provides financial services to corporates in India.


Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has Rich Universe Network's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 530271 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

530271

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

n/a

530271

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: Insufficient data to determine how 530271 performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 530271 performed against the Indian Market.


Shareholder returns

530271IndustryMarket
7 Day0%1.5%1.3%
30 Dayn/a18.3%5.1%
90 Dayn/a33.9%30.2%
1 Yearn/a-17.9%-18.5%-7.0%-8.7%
3 Year-24.0%-24.0%34.6%31.8%1.7%-3.0%
5 Yearn/a143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Rich Universe Network's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Rich Universe Network undervalued compared to its fair value and its price relative to the market?

405.02x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 530271's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 530271's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 530271 is unprofitable, so we can't compare its PE Ratio to the Consumer Finance industry average.

PE vs Market: 530271 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 530271's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 530271 is good value based on its PB Ratio (0.4x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Rich Universe Network forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Rich Universe Network has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Rich Universe Network performed over the past 5 years?

-86.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 530271 is currently unprofitable.

Growing Profit Margin: 530271 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 530271 is unprofitable, and losses have increased over the past 5 years at a rate of -86.6% per year.

Accelerating Growth: Unable to compare 530271's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 530271 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (4.4%).


Return on Equity

High ROE: 530271 has a negative Return on Equity (-7.53%), as it is currently unprofitable.


Next Steps

Financial Health

How is Rich Universe Network's financial position?


Financial Position Analysis

Short Term Liabilities: 530271's short term assets (₹111.1M) exceed its short term liabilities (₹41.6M).

Long Term Liabilities: 530271 has no long term liabilities.


Debt to Equity History and Analysis

Debt Level: 530271's debt to equity ratio (57.5%) is considered high.

Reducing Debt: Insufficient data to determine if 530271's debt to equity ratio has reduced over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable 530271 has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: 530271 is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 14.3% per year.


Next Steps

Dividend

What is Rich Universe Network current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 530271's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 530271's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 530271's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 530271's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 530271's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.6yrs

Average management tenure


CEO

Shashwat Agarwal (59yo)

no data

Tenure

Mr. Shashwat Agarwal serves as Managing Director of Rich Universe Network ltd (Formerly Rich Capital & Financial Services Ltd.) Mr. Agarwal has a vast experience of Securities and Financial Market. He is a ...


CEO Compensation Analysis

Compensation vs Market: Shashwat's total compensation ($USD0.00) is below average for companies of similar size in the Indian market ($USD49.50K).

Compensation vs Earnings: Shashwat's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Shashwat Agarwal
Chairman & MDno datano datano data
Rajeev Agarwal
Whole Time Directorno datano data0.0097% 2.8k
Sanjay Gupta
Whole Time Directorno datano datano data
Suresh Verma
CFO & Directorno datano datano data
Pooja Rawat
Compliance Officer and Company Secretary1.25yrsno datano data

4.6yrs

Average Tenure

50yo

Average Age

Experienced Management: 530271's management team is considered experienced (4.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Shashwat Agarwal
Chairman & MDno datano datano data
Rajeev Agarwal
Whole Time Directorno datano data0.0097% 2.8k
Sanjay Gupta
Whole Time Directorno datano datano data
Suresh Verma
CFO & Directorno datano datano data
Dhrupesh Shah
Independent Non-Executive Director8.67yrsno datano data
Kavita Awasthi
Independent Non-Executive Director5.33yrsno datano data
Saket Singh
Independent Director1.75yrsno datano data

5.3yrs

Average Tenure

50yo

Average Age

Experienced Board: 530271's board of directors are considered experienced (5.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Rich Universe Network Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Rich Universe Network Limited
  • Ticker: 530271
  • Exchange: BSE
  • Founded: 1990
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹29.011m
  • Shares outstanding: 7.25m
  • Website: https://www.richuninet.com

Location

  • Rich Universe Network Limited
  • 7/125, (C-2), Swaroop Nagar
  • 2nd Floor
  • Kanpur
  • Uttar Pradesh
  • 208002
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
530271BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2008

Biography

Rich Universe Network Limited provides financial services to corporates in India. Its services include new business set-up and planning; acquisitions, mergers, and internal corporate restructuring; legal advisory; market intelligence for trade; and competitors/challengers tracking services. The company was formerly known as Rich Capital & Financial Services Limited and changed its name to Rich Universe Network Limited in May 2011. Rich Universe Network Limited was founded in 1990 and is based in Kanpur, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:44
End of Day Share Price2020/06/08 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.