BSE:538597

Stock Analysis Report

Executive Summary

TTI Enterprise Limited, a non-banking finance company, provides finance on short term and long-term basis in India.

Snowflake

Fundamentals

Flawless balance sheet with moderate growth potential.

Risks

  • TTI Enterprise is not covered by any analysts.

Share Price & News

How has TTI Enterprise's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.6%

BSE:538597

-1.8%

IN Consumer Finance

-0.7%

IN Market


1 Year Return

32.5%

BSE:538597

0.5%

IN Consumer Finance

-12.1%

IN Market

538597 outperformed the Consumer Finance industry which returned 0.2% over the past year.

538597 outperformed the Market in India which returned -12.1% over the past year.


Share holder returns

538597IndustryMarket
7 Day0.6%-1.8%-0.7%
30 Day4.7%-4.1%-4.6%
90 Day4.7%-1.2%-4.3%
1 Year32.5%32.5%1.1%0.5%-10.3%-12.1%
3 Year-62.7%-62.7%64.9%61.4%18.9%12.8%
5 Year-98.8%-98.8%246.0%229.7%37.6%24.7%

Price Volatility Vs. Market

How volatile is TTI Enterprise's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is TTI Enterprise undervalued based on future cash flows and its price relative to the stock market?

22.14x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for TTI Enterprise to establish if it is available at moderate discount.

Unable to calculate intrinsic value for TTI Enterprise to establish if it is available at substantial discount.


Price Based on Earnings

TTI Enterprise is overvalued based on earnings compared to the IN Consumer Finance industry average.

TTI Enterprise is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for TTI Enterprise, we can't assess if its growth is good value.


Price Based on Value of Assets

TTI Enterprise is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is TTI Enterprise expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

35.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if TTI Enterprise is high growth as no revenue estimate data is available.

TTI Enterprise's earnings are expected to grow significantly at over 20% yearly.

Unable to compare TTI Enterprise's revenue growth to the India market average as no estimate data is available.

TTI Enterprise's earnings growth is expected to exceed the India market average.

TTI Enterprise's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if TTI Enterprise will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has TTI Enterprise performed over the past 5 years?

-6.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

TTI Enterprise's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.

TTI Enterprise's 1-year earnings growth is negative, it can't be compared to the 5-year average.

TTI Enterprise's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.


Return on Equity

TTI Enterprise has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

TTI Enterprise used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

TTI Enterprise has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is TTI Enterprise's financial position?


Financial Position Analysis

TTI Enterprise is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

TTI Enterprise has no long term commitments.


Debt to Equity History and Analysis

TTI Enterprise has no debt.

TTI Enterprise has not taken on any debt in the past 5 years.

TTI Enterprise has no debt, it does not need to be covered by operating cash flow.

TTI Enterprise has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

High level of physical assets or inventory.

TTI Enterprise has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is TTI Enterprise's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate TTI Enterprise's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate TTI Enterprise's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as TTI Enterprise has not reported any payouts.

Unable to verify if TTI Enterprise's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as TTI Enterprise has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of TTI Enterprise's salary, the management and board of directors tenure and is there insider trading?

5.0yrs

Average board tenure


CEO

Sumant Singh

₹180,000

Compensation

Mr. Sumant Kumar Singh serves as the Chief Executive Officer of TTI Enterprise Ltd. Mr. Singh served as the Chief Financial Officer at TTI Enterprise Limited since October 12, 2014 until July 31, 2018. 


CEO Compensation Analysis

Sumant's remuneration is lower than average for companies of similar size in India.

Sumant's compensation has been consistent with company performance over the past year, both up more than 20%.


Board Age and Tenure

5.0yrs

Average Tenure

48.5yo

Average Age

The tenure for the TTI Enterprise board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Binjal Mehta (42yo)

    Whole-Time Director

  • Sumant Singh

    Chief Executive Officer

    • Compensation: 180.00k
  • Minu Agarwal

    Company Secretary & Compliance Officer

    • Compensation: 416.99k
  • Deepika Doshi

    Chief Financial Officer

    • Tenure: 1.0yrs

Board Members

  • Subrata Saha (53yo)

    Non-Executive Independent Director

    • Tenure: 5.0yrs
    • Compensation: 4.00k
  • Binjal Mehta (42yo)

    Whole-Time Director

    • Tenure: 5.0yrs
  • Paraj Mehta (44yo)

    Non-Executive Non-Independent Director

    • Tenure: 2.8yrs
    • Compensation: 4.00k
  • Alok Goenka (57yo)

    Non-Executive Independent Director

    • Tenure: 12.9yrs
    • Compensation: 4.00k

Company Information

TTI Enterprise Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: TTI Enterprise Limited
  • Ticker: 538597
  • Exchange: BSE
  • Founded: 1981
  • Industry: consumer finance
  • Sector: diversified financials
  • Market Cap: ₹39.377m
  • Shares outstanding: 25.40m
  • Website: Click here

Number of Employees


Location

  • TTI Enterprise Limited
  • Martin Burn House
  • 4th Floor
  • Kolkata
  • West Bengal
  • 700001
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
538597BSE (Mumbai Stock Exchange)YesEquity SharesININRAug 2014

Biography

TTI Enterprise Limited, a non-banking finance company, provides finance on short term and long-term basis in India. The company invests in and trades in shares and securities; and invests in mutual funds a ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 13:02
End of Day Share Price2019/08/13 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.