Utkarsh Small Finance Bank Second Quarter 2025 Earnings: EPS: ₹0.47 (vs ₹1.17 in 2Q 2024)

Utkarsh Small Finance Bank (NSE:UTKARSHBNK) Second Quarter 2025 Results

Key Financial Results

• Revenue: ₹4.52b (down 2.4% from 2Q 2024).
• Net income: ₹513.9m (down 55% from 2Q 2024).
• Profit margin: 11% (down from 25% in 2Q 2024). The decrease in margin was primarily driven by higher expenses.
• EPS: ₹0.47 (down from ₹1.17 in 2Q 2024).

All figures shown in the chart above are for the trailing 12 month (TTM) period

Utkarsh Small Finance Bank Earnings Insights

Looking ahead, revenue is forecast to grow 25% p.a. on average during the next 3 years, while revenues in the Banks industry in India are expected to remain flat.

Performance of the Indian Banks industry.

The company's shares are down 3.5% from a week ago.

Balance Sheet Analysis

Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. We've done some analysis and you can see our take on Utkarsh Small Finance Bank's balance sheet.

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