IDFC First Bank Full Year 2025 Earnings: EPS: ₹2.04 (vs ₹4.30 in FY 2024)
IDFC First Bank (NSE:IDFCFIRSTB) Full Year 2025 Results
Key Financial Results
- Revenue: ₹207.6b (up 8.7% from FY 2024).
- Net income: ₹14.9b (down 49% from FY 2024).
- Profit margin: 7.2% (down from 15% in FY 2024). The decrease in margin was driven by higher expenses.
- EPS: ₹2.04 (down from ₹4.30 in FY 2024).
All figures shown in the chart above are for the trailing 12 month (TTM) period
IDFC First Bank Earnings Insights
The primary driver behind last 12 months revenue was the Retail Banking - Other Retail Banking segment contributing a total revenue of ₹392.0b (189% of total revenue). Explore how IDFCFIRSTB's revenue and expenses shape its earnings.
Looking ahead, revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 1.5% decline forecast for the Banks industry in India.
Performance of the Indian Banks industry.
The company's share price is broadly unchanged from a week ago.
Risk Analysis
We should say that we've discovered 2 warning signs for IDFC First Bank that you should be aware of before investing here.
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About NSEI:IDFCFIRSTB
IDFC First Bank
Engages in the provision of various banking and financial services to corporates, individuals, multi-national companies, SMEs/entrepreneurs, financial institutions, and the government in India.
High growth potential with excellent balance sheet.