RBL Bank Limited

BSE:540065 Stock Report

Market Cap: ₹95.7b

RBL Bank Valuation

Is 540065 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 540065 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 540065 (₹157.45) is trading above our estimate of fair value (₹110.02)

Significantly Below Fair Value: 540065 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 540065?

Key metric: As 540065 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 540065. This is calculated by dividing 540065's market cap by their current earnings.
What is 540065's PE Ratio?
PE Ratio8x
Earnings₹11.92b
Market Cap₹95.71b

Price to Earnings Ratio vs Peers

How does 540065's PE Ratio compare to its peers?

The above table shows the PE ratio for 540065 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.9x
KTKBANK Karnataka Bank
5.9x7.8%₹79.0b
J&KBANK Jammu and Kashmir Bank
5.3x1.6%₹107.1b
EQUITASBNK Equitas Small Finance Bank
15.9x46.3%₹71.2b
CUB City Union Bank
12.6x9.9%₹133.1b
540065 RBL Bank
8x25.9%₹95.7b

Price-To-Earnings vs Peers: 540065 is good value based on its Price-To-Earnings Ratio (8x) compared to the peer average (9.9x).

Price to Earnings Ratio vs Industry

How does 540065's PE Ratio compare vs other companies in the IN Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
540065 8.0xIndustry Avg. 10.5xNo. of Companies7PE0816243240+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 540065 is good value based on its Price-To-Earnings Ratio (8x) compared to the Indian Banks industry average (10.3x).

Price to Earnings Ratio vs Fair Ratio

What is 540065's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

540065 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8x
Fair PE Ratio11.5x

Price-To-Earnings vs Fair Ratio: 540065 is good value based on its Price-To-Earnings Ratio (8x) compared to the estimated Fair Price-To-Earnings Ratio (11.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 540065 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹157.45
₹232.50
+47.7%
19.0%₹325.00₹145.00n/a18
Nov ’25₹175.90
₹234.11
+33.1%
18.2%₹325.00₹149.00n/a18
Oct ’25₹203.20
₹274.28
+35.0%
17.0%₹353.00₹155.00n/a18
Sep ’25₹227.50
₹280.17
+23.2%
16.3%₹353.00₹155.00n/a18
Aug ’25₹230.90
₹280.17
+21.3%
16.3%₹353.00₹155.00n/a18
Jul ’25₹264.45
₹280.06
+5.9%
17.0%₹358.00₹150.00n/a18
Jun ’25₹245.75
₹278.11
+13.2%
16.9%₹358.00₹150.00n/a19
May ’25₹260.25
₹276.26
+6.2%
18.0%₹358.00₹150.00n/a19
Apr ’25₹247.45
₹265.94
+7.5%
19.6%₹350.00₹130.00n/a18
Mar ’25₹266.70
₹266.06
-0.2%
19.5%₹350.00₹132.00n/a18
Feb ’25₹266.15
₹267.75
+0.6%
20.2%₹350.00₹132.00n/a16
Jan ’25₹284.95
₹261.63
-8.2%
20.7%₹350.00₹130.00n/a16
Dec ’24₹233.05
₹256.50
+10.1%
20.3%₹339.00₹130.00n/a16
Nov ’24₹218.25
₹256.38
+17.5%
20.3%₹339.00₹130.00₹175.9016
Oct ’24₹252.60
₹218.38
-13.5%
24.6%₹331.00₹105.00₹203.2016
Sep ’24₹238.15
₹207.07
-13.0%
22.2%₹275.00₹105.00₹227.5014
Aug ’24₹224.50
₹202.54
-9.8%
22.2%₹275.00₹105.00₹230.9013
Jul ’24₹182.05
₹172.54
-5.2%
20.3%₹230.00₹93.00₹264.4513
Jun ’24₹168.60
₹168.69
+0.05%
21.8%₹230.00₹93.00₹245.7513
May ’24₹161.75
₹171.23
+5.9%
22.5%₹230.00₹91.00₹260.2513
Apr ’24₹141.05
₹164.21
+16.4%
25.2%₹230.00₹91.00₹247.4514
Mar ’24₹161.10
₹166.60
+3.4%
24.4%₹230.00₹91.00₹266.7015
Feb ’24₹148.25
₹166.60
+12.4%
24.4%₹230.00₹91.00₹266.1515
Jan ’24₹179.45
₹132.73
-26.0%
18.6%₹175.00₹91.00₹284.9515
Dec ’23₹153.25
₹131.73
-14.0%
19.0%₹175.00₹91.00₹233.0515
Nov ’23₹134.90
₹128.07
-5.1%
19.2%₹175.00₹91.00₹218.2515

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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