RBL Bank Balance Sheet Health
Financial Health criteria checks 4/6
RBL Bank has total assets of ₹1,384.5B and total equity of ₹148.4B. Total deposits are ₹1,034.7B, and total loans are ₹763.2B earning a Net Interest Margin of 4.7%. It has insufficient allowance for bad loans, which are currently at 3.2% of total loans. Cash and short-term investments are ₹120.7B.
Key information
9.3x
Asset to equity ratio
4.7%
Net interest margin
Total deposits | ₹1.03t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.2% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹120.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 540065's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: Insufficient data to determine if 540065 has a sufficient allowance for bad loans.
Low Risk Liabilities: 84% of 540065's liabilities are made up of primarily low risk sources of funding.
Loan Level: 540065 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 540065's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 540065 has a high level of bad loans (3.2%).