RBL Bank Limited

BSE:540065 Stock Report

Market Cap: ₹98.9b

RBL Bank Past Earnings Performance

Past criteria checks 2/6

RBL Bank has been growing earnings at an average annual rate of 26.3%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 19% per year. RBL Bank's return on equity is 7.7%, and it has net margins of 15%.

Key information

26.3%

Earnings growth rate

18.5%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate19.0%
Return on equity7.7%
Net Margin15.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How RBL Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:540065 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2479,62111,92130,8540
30 Jun 2475,85012,91529,7970
31 Mar 2473,25212,59929,3960
31 Dec 2369,43011,94028,2260
30 Sep 2366,85311,73927,4070
30 Jun 2366,64210,30416,9200
31 Mar 2364,8309,19527,2770
31 Dec 2258,8907,85724,5090
30 Sep 2255,4336,82623,8040
30 Jun 2249,6645,04813,9150
31 Mar 2237,877-1,66122,0540
31 Dec 2134,342-2,55218,6540
30 Sep 2131,200-2,29918,1100
30 Jun 2131,451-87214,4120
31 Mar 2137,8315,29518,5210
31 Dec 2038,1735,68616,7480
30 Sep 2037,1784,88216,2270
30 Jun 2036,0973,89215,7250
31 Mar 2038,5045,00215,1310
31 Dec 1937,7146,13115,5100
30 Sep 1937,9967,68213,4370
30 Jun 1937,4309,27412,8780
31 Mar 1933,4178,57812,1440
31 Mar 1825,2196,3179,0370
31 Mar 1717,3794,4686,8530
31 Mar 1611,9532,9255,5720
31 Mar 158,9962,0724,4780
31 Mar 145,5649272,7340

Quality Earnings: 540065 has high quality earnings.

Growing Profit Margin: 540065's current net profit margins (15%) are lower than last year (17.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 540065's earnings have grown significantly by 26.3% per year over the past 5 years.

Accelerating Growth: 540065's earnings growth over the past year (1.5%) is below its 5-year average (26.3% per year).

Earnings vs Industry: 540065 earnings growth over the past year (1.5%) did not outperform the Banks industry 15%.

Return on Equity

High ROE: 540065's Return on Equity (7.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/04 12:31
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

RBL Bank Limited is covered by 34 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pankaj AgarwalAmbit Capital
null nullAsian Markets Securities Private Limited
Vijayaraghavan SwaminathanAvendus Spark