AIM:TENG

Stock Analysis Report

Executive Summary

Ten Lifestyle Group Plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals worldwide.


Snowflake Analysis

Excellent balance sheet and slightly overvalued.


Similar Companies

Share Price & News

How has Ten Lifestyle Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: TENG's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

32.8%

TENG

10.6%

GB Online Retail

8.6%

GB Market


1 Year Return

8.4%

TENG

-7.1%

GB Online Retail

-19.4%

GB Market

Return vs Industry: TENG exceeded the UK Online Retail industry which returned -8.7% over the past year.

Return vs Market: TENG exceeded the UK Market which returned -23.6% over the past year.


Shareholder returns

TENGIndustryMarket
7 Day32.8%10.6%8.6%
30 Day-15.4%4.3%-3.5%
90 Day-49.2%-8.6%-23.0%
1 Year8.4%8.4%-6.6%-7.1%-15.5%-19.4%
3 Yearn/a37.1%34.2%-8.8%-19.9%
5 Yearn/a69.5%63.4%4.2%-19.0%

Price Volatility Vs. Market

How volatile is Ten Lifestyle Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Ten Lifestyle Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: TENG (£0.65) is trading below our estimate of fair value (£3.01)

Significantly Below Fair Value: TENG is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: TENG is unprofitable, so we can't compare its PE Ratio to the Online Retail industry average.

PE vs Market: TENG is unprofitable, so we can't compare its PE Ratio to the UK market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate TENG's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: TENG is overvalued based on its PB Ratio (2.5x) compared to the GB Online Retail industry average (2.2x).


Next Steps

Future Growth

How is Ten Lifestyle Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

11.8%

Forecasted annual revenue growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if TENG's forecast earnings growth is above the savings rate (0.5%).

Earnings vs Market: Insufficient data to determine if TENG's earnings are forecast to grow faster than the UK market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: TENG's revenue (11.8% per year) is forecast to grow faster than the UK market (2.5% per year).

High Growth Revenue: TENG's revenue (11.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if TENG's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Ten Lifestyle Group performed over the past 5 years?

-32.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: TENG is currently unprofitable.

Growing Profit Margin: TENG is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: TENG is unprofitable, and losses have increased over the past 5 years at a rate of -32.4% per year.

Accelerating Growth: Unable to compare TENG's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: TENG is unprofitable, making it difficult to compare its past year earnings growth to the Online Retail industry (-7.2%).


Return on Equity

High ROE: TENG has a negative Return on Equity (-39.44%), as it is currently unprofitable.


Next Steps

Financial Health

How is Ten Lifestyle Group's financial position?


Financial Position Analysis

Short Term Liabilities: TENG's short term assets (£23.5M) exceed its short term liabilities (£13.4M).

Long Term Liabilities: TENG's short term assets (£23.5M) exceed its long term liabilities (£2.0K).


Debt to Equity History and Analysis

Debt Level: TENG is debt free.

Reducing Debt: TENG has no debt compared to 5 years ago when its debt to equity ratio was 29%.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: TENG has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if TENG has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is Ten Lifestyle Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate TENG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate TENG's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if TENG's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if TENG's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of TENG's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.4yrs

Average management tenure


CEO

Alex Cheatle

no data

Tenure

UK£286,767

Compensation

Mr. Alexander John Cheatle also known as Alex, serves as Co-Founder of Ten Group in 1998 and serves as its Chief Executive Officer. Mr. Cheatle joined Procter and Gamble where he was eventually responsible ...


CEO Compensation Analysis

Compensation vs Market: Alex's total compensation ($USD354.01K) is about average for companies of similar size in the UK market ($USD335.16K).

Compensation vs Earnings: Alex's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Alexander Cheatle
Co-Founderno dataUK£286.77k13.82% £7.2m
Andrew Long
Co-Founderno dataUK£2.95m4.99% £2.6m
Alan Donald
CFO & Executive Director0.83yrUK£196.73k0.13% £65.0k
Sarah Hornbuckle
Director of Client Services - EMEA & Directorno dataUK£87.08k0.88% £454.2k
Toby Gauvain
President1.25yrsno data0.50% £256.8k
Tracy Geldert
Chief Operating Officer of Americas1.25yrsno datano data
Francesco de Marchis
Chief Technology Officer & Chief Commercial Officer1.58yrsno data0.088% £45.6k
Kerry Anderson
Global Head of Brand Marketing & Communicationsno datano datano data
Sally Crimes
Chief Product Officer2.25yrsno datano data
Malcolm Berry
President of Americasno dataUK£632.00kno data

1.4yrs

Average Tenure

Experienced Management: TENG's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Alexander Cheatle
Co-Founderno dataUK£286.77k13.82% £7.2m
Andrew Long
Co-Founderno dataUK£2.95m4.99% £2.6m
Alan Donald
CFO & Executive Director0.83yrUK£196.73k0.13% £65.0k
Sarah Hornbuckle
Director of Client Services - EMEA & Directorno dataUK£87.08k0.88% £454.2k
Gillian Davies
Independent Non-Executive Director2.5yrsUK£36.00k0.050% £25.9k
Bruce Weatherill
Independent Non-Executive Chairmanno dataUK£50.00k1.0% £518.0k
Julian Pancholi
Independent Non-Executive Director2.5yrsUK£36.00k0.087% £45.3k

2.5yrs

Average Tenure

53yo

Average Age

Experienced Board: TENG's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: TENG insiders have sold more shares than they have bought in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 9.6%.


Top Shareholders

Company Information

Ten Lifestyle Group Plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Ten Lifestyle Group Plc
  • Ticker: TENG
  • Exchange: AIM
  • Founded: 1998
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Market Cap: UK£51.862m
  • Shares outstanding: 80.10m
  • Website: https://www.tengroup.com

Number of Employees


Location

  • Ten Lifestyle Group Plc
  • Fitzroy House
  • 2nd Floor
  • London
  • Greater London
  • NW1 3AL
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
TENGAIM (London Stock Exchange AIM Market)YesOrdinary SharesGBGBPNov 2017

Biography

Ten Lifestyle Group Plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals worldwide. The company assists its members to discover, organize, and book travel, dining, and live entertainment through its proprietary digital platform. Its platform provides access to its members to book tables, hotels, restaurant, concert venues, tickets, offers and events, flights, and cars. The company was formerly known as Ten Lifestyle Holdings Limited and changed its name to Ten Lifestyle Group plc in November 2017. Ten Lifestyle Group Plc was founded in 1998 and is based in London, the United Kingdom. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/04/09 02:48
End of Day Share Price2020/04/08 00:00
Earnings2019/08/31
Annual Earnings2019/08/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.