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Ten Lifestyle Group

AIM:TENG
Snowflake Description

Flawless balance sheet with high growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
TENG
AIM
£50M
Market Cap
  1. Home
  2. GB
  3. Retail
Company description

Ten Lifestyle Group plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals worldwide. The last earnings update was 123 days ago. More info.


Add to Portfolio Compare Print
  • Ten Lifestyle Group has significant price volatility in the past 3 months.
TENG Share Price and Events
7 Day Returns
1.2%
AIM:TENG
2.3%
GB Online Retail
0.6%
GB Market
1 Year Returns
-59.2%
AIM:TENG
16.9%
GB Online Retail
1.1%
GB Market
TENG Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Ten Lifestyle Group (TENG) 1.2% -1.2% 42.8% -59.2% - -
GB Online Retail 2.3% 10.2% 28.1% 16.9% 89.8% 81%
GB Market 0.6% 3.6% 6.9% 1.1% 15.6% 6.2%
1 Year Return vs Industry and Market
  • TENG underperformed the Online Retail industry which returned 16.9% over the past year.
  • TENG underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned 1.1% over the past year.
Price Volatility
Industry
5yr Volatility vs Market

Value

 Is Ten Lifestyle Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Ten Lifestyle Group to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Ten Lifestyle Group.

AIM:TENG Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 2 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 11%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for AIM:TENG
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
Online Retail Unlevered Beta Simply Wall St/ S&P Global 1.7
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.702 (1 + (1- 19%) (0.19%))
1.472
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.47
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (1.472 * 6.65%)
11.02%

Discounted Cash Flow Calculation for AIM:TENG using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Ten Lifestyle Group is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

AIM:TENG DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (GBP, Millions) Source Present Value
Discounted (@ 11.02%)
2019 -11.50 Analyst x1 -10.36
2020 1.60 Analyst x2 1.30
2021 6.00 Analyst x1 4.39
2022 12.00 Analyst x1 7.90
2023 17.65 Est @ 47.07% 10.47
2024 23.53 Est @ 33.31% 12.57
2025 29.10 Est @ 23.69% 14.00
2026 34.03 Est @ 16.95% 14.75
2027 38.20 Est @ 12.23% 14.91
2028 41.61 Est @ 8.93% 14.63
Present value of next 10 years cash flows £84.56
AIM:TENG DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= £41.61 × (1 + 1.23%) ÷ (11.02% – 1.23%)
£430.30
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= £430.30 ÷ (1 + 11.02%)10
£151.34
AIM:TENG Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= £84.56 + £151.34
£235.90
Equity Value per Share
(GBP)
= Total value / Shares Outstanding
= £235.90 / 80.38
£2.93
AIM:TENG Discount to Share Price
Calculation Result
Value per share (GBP) From above. £2.93
Current discount Discount to share price of £0.62
= -1 x (£0.62 - £2.93) / £2.93
78.8%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Ten Lifestyle Group is available for.
Intrinsic value
>50%
Share price is £0.62 vs Future cash flow value of £2.93
Current Discount Checks
For Ten Lifestyle Group to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Ten Lifestyle Group's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Ten Lifestyle Group's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Ten Lifestyle Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Ten Lifestyle Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
AIM:TENG PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-08-31) in GBP £-0.11
AIM:TENG Share Price ** AIM (2019-04-18) in GBP £0.62
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PE Ratio Median Figure of 9 Publicly-Listed Online Retail Companies 40.44x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 797 Publicly-Listed Companies 16.29x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Ten Lifestyle Group.

AIM:TENG PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= AIM:TENG Share Price ÷ EPS (both in GBP)

= 0.62 ÷ -0.11

-5.61x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ten Lifestyle Group is loss making, we can't compare its value to the GB Online Retail industry average.
  • Ten Lifestyle Group is loss making, we can't compare the value of its earnings to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Ten Lifestyle Group's expected growth come at a high price?
Raw Data
AIM:TENG PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -5.61x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts
67.7%per year
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PEG Ratio Median Figure of 7 Publicly-Listed Online Retail Companies 1.82x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 564 Publicly-Listed Companies 1.48x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Ten Lifestyle Group, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Ten Lifestyle Group's assets?
Raw Data
AIM:TENG PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-08-31) in GBP £0.36
AIM:TENG Share Price * AIM (2019-04-18) in GBP £0.62
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PB Ratio Median Figure of 17 Publicly-Listed Online Retail Companies 4.32x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,367 Publicly-Listed Companies 1.51x
AIM:TENG PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= AIM:TENG Share Price ÷ Book Value per Share (both in GBP)

= 0.62 ÷ 0.36

1.75x

* Primary Listing of Ten Lifestyle Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ten Lifestyle Group is good value based on assets compared to the GB Online Retail industry average.
X
Value checks
We assess Ten Lifestyle Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Online Retail industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Online Retail industry average (and greater than 0)? (1 check)
  5. Ten Lifestyle Group has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Ten Lifestyle Group expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
67.7%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Ten Lifestyle Group expected to grow at an attractive rate?
  • Ten Lifestyle Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • Ten Lifestyle Group's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
  • Ten Lifestyle Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
AIM:TENG Future Growth Rates Data Sources
Data Point Source Value (per year)
AIM:TENG Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts 67.7%
AIM:TENG Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts 19.9%
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Earnings Growth Rate Market Cap Weighted Average 32%
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Revenue Growth Rate Market Cap Weighted Average 12.9%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 11%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
AIM:TENG Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
AIM:TENG Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-08-31 89 17 10 1
2021-08-31 74 12 5 2
2020-08-31 58 3 -3 2
2019-08-31 46 -5 -8 2
AIM:TENG Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2018-08-31 40 -3 -8
2018-05-31 38 -1 -7
2018-02-28 36 0 -7
2017-11-30 35 2 -4
2017-08-31 35 3 -2
2016-08-31 26 1 -3

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Ten Lifestyle Group's earnings are expected to grow significantly at over 20% yearly.
  • Ten Lifestyle Group's revenue is expected to grow by 19.9% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
AIM:TENG Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below

All data from Ten Lifestyle Group Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

AIM:TENG Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-08-31 0.13 0.13 0.13 1.00
2021-08-31 0.06 0.06 0.06 1.00
2020-08-31 -0.04 -0.04 -0.04 2.00
2019-08-31 -0.10 -0.09 -0.12 2.00
AIM:TENG Past Financials Data
Date (Data in GBP Millions) EPS *
2018-08-31 -0.11
2018-05-31 -0.12
2018-02-28 -0.13
2017-11-30 -0.08
2017-08-31 -0.03
2016-08-31 -0.08

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Ten Lifestyle Group is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
X
Future performance checks
We assess Ten Lifestyle Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Ten Lifestyle Group has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Ten Lifestyle Group performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Ten Lifestyle Group's growth in the last year to its industry (Online Retail).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Ten Lifestyle Group does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Ten Lifestyle Group's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Ten Lifestyle Group's 1-year growth to the GB Online Retail industry average as it is not currently profitable.
Earnings and Revenue History
Ten Lifestyle Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Ten Lifestyle Group Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

AIM:TENG Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-08-31 40.12 -8.11 44.77
2018-05-31 37.89 -7.44 41.63
2018-02-28 35.65 -6.77 36.20
2017-11-30 35.25 -4.20 34.11
2017-08-31 34.85 -1.63 34.30
2016-08-31 25.71 -3.31 24.80
2015-08-31 20.38 -2.69 20.01
2014-08-31 20.34 0.30 14.48
2013-08-31 18.23 0.07 11.65
2012-08-31 18.74 0.31 10.48

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Ten Lifestyle Group has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Ten Lifestyle Group has efficiently used its assets last year compared to the GB Online Retail industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Ten Lifestyle Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Ten Lifestyle Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Online Retail industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Ten Lifestyle Group has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Ten Lifestyle Group's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Ten Lifestyle Group's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Ten Lifestyle Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Ten Lifestyle Group's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Ten Lifestyle Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 310x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Ten Lifestyle Group Company Filings, last reported 7 months ago.

AIM:TENG Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2018-08-31 28.66 0.10 20.66
2018-05-31 28.66 0.10 20.66
2018-02-28 31.87 0.75 24.37
2017-11-30 31.87 0.75 24.37
2017-08-31 7.00 7.56 8.19
2016-08-31 5.75 4.05 3.57
2015-08-31 3.94 4.51 1.49
2014-08-31 4.89 1.79 1.61
2013-08-31 4.59 0.79 1.00
2012-08-31 3.27 0.56 1.08
  • Ten Lifestyle Group's level of debt (0.3%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (17.2% vs 0.3% today).
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Ten Lifestyle Group has sufficient cash runway for 2.4 years based on current free cash flow.
  • Ten Lifestyle Group has sufficient cash runway for 2.2 years if free cash flow continues to grow at historical rates of 18.8% each year.
X
Financial health checks
We assess Ten Lifestyle Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Ten Lifestyle Group has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Ten Lifestyle Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Ten Lifestyle Group dividends. Estimated to be 0% next year.
If you bought £2,000 of Ten Lifestyle Group shares you are expected to receive £0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Ten Lifestyle Group's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Ten Lifestyle Group's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
AIM:TENG Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Average Dividend Yield Market Cap Weighted Average of 5 Stocks 3.8%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.2%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

AIM:TENG Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2022-08-31
2021-08-31
2020-08-31 0.00 1.00
2019-08-31 0.00 1.00

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Ten Lifestyle Group has not reported any payouts.
  • Unable to verify if Ten Lifestyle Group's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Ten Lifestyle Group's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Ten Lifestyle Group has not reported any payouts.
Future Payout to shareholders
  • No need to calculate the sustainability of Ten Lifestyle Group's dividends in 3 years as they are not expected to pay a notable one for United Kingdom of Great Britain and Northern Ireland.
X
Income/ dividend checks
We assess Ten Lifestyle Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Ten Lifestyle Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Ten Lifestyle Group has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Ten Lifestyle Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Alex Cheatle
COMPENSATION £3,488,917
CEO Bio

Mr. Alexander John Cheatle also known as Alex, serves as Co-Founder of Ten Group in 1998 and serves as its Chief Executive Officer. Mr. Cheatle joined Procter and Gamble where he was eventually responsible for the European sales and marketing of the Oil of Olay brand. He graduated from Oxford University.

CEO Compensation
  • Insufficient data for Alex to compare compensation growth.
  • Alex's remuneration is higher than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure of the Ten Lifestyle Group management team in years:

1
Average Tenure
  • The average tenure for the Ten Lifestyle Group management team is less than 2 years, this suggests a new team.
Management Team

Alex Cheatle

TITLE
Co-Founder
COMPENSATION
£3M

Andrew Long

TITLE
Co-Founder
COMPENSATION
£2M
TENURE
20.6 yrs

Sean Hegarty

TITLE
CFO & Director
COMPENSATION
£646K

Sarah Hornbuckle

TITLE
Client Services Director & Director
COMPENSATION
£1M

Francesco de Marchis

TITLE
Global Chief Technology Officer
TENURE
0.6 yrs

Kerry Anderson

TITLE
Global Head of Brand Marketing & Communications

Toby Gauvain

TITLE
International Managing Director & Business Development Director

Sally Crimes

TITLE
Chief Product Officer
TENURE
1.3 yrs

David Porter

TITLE
Managing Director of Strategy
TENURE
0.8 yrs

Victoria Carvalho

TITLE
Managing Director of Employee Loyalty
Board of Directors Tenure

Average tenure and age of the Ten Lifestyle Group board of directors in years:

1.5
Average Tenure
50
Average Age
  • The average tenure for the Ten Lifestyle Group board of directors is less than 3 years, this suggests a new board.
Board of Directors

Bruce Weatherill

TITLE
Independent Non-Executive Chairman
COMPENSATION
£46K
AGE
64

Alex Cheatle

TITLE
Co-Founder
COMPENSATION
£3M

Andrew Long

TITLE
Co-Founder
COMPENSATION
£2M

Sean Hegarty

TITLE
CFO & Director
COMPENSATION
£646K
TENURE
1.5 yrs

Sarah Hornbuckle

TITLE
Client Services Director & Director
COMPENSATION
£1M

Jules Pancholi

TITLE
Independent Non-Executive Director
COMPENSATION
£40K
AGE
47
TENURE
1.5 yrs

Gillian Davies

TITLE
Independent Non-Executive Director
COMPENSATION
£32K
AGE
50
TENURE
1.5 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
24. Dec 18 Buy Victoria Carvalho Individual 21. Dec 18 21. Dec 18 88,493 £0.52 £46,016
03. Dec 18 Buy Julian Pancholi Individual 03. Dec 18 03. Dec 18 20,000 £0.29 £5,700
29. Nov 18 Buy Alexander Cheatle Individual 29. Nov 18 29. Nov 18 65,676 £0.30 £19,703
15. Jun 18 Buy Bruce Weatherill Individual 14. Jun 18 14. Jun 18 50,251 £1.00 £50,000
13. Jun 18 Buy Gillian Davies Individual 11. Jun 18 11. Jun 18 20,000 £1.00 £19,875
X
Management checks
We assess Ten Lifestyle Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Ten Lifestyle Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Do Directors Own Ten Lifestyle Group Plc (LON:TENG) Shares?

A look at the shareholders of Ten Lifestyle Group Plc (LON:TENG) can tell us which group is most powerful. … Insiders often own a large chunk of younger, smaller, companies while huge companies tend to have institutions as shareholders. … With a market capitalization of UK£47m, Ten Lifestyle Group is a small cap stock, so it might not be well known by many institutional investors.

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Investors Who Bought Ten Lifestyle Group Shares A Year Ago Are Now Down 56%

Ten Lifestyle Group Plc (LON:TENG) shareholders will doubtless be very grateful to see the share price up 138% in the last quarter. … Given that Ten Lifestyle Group didn't make a profit in the last twelve months, we'll focus on revenue growth to form a quick view of its business development. … In the last twelve months, Ten Lifestyle Group increased its revenue by 15%.

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Ten Lifestyle Group plc's (LON:TENG) Path To Profitability

Ten Lifestyle Group plc provides concierge services to high-net-worth members worldwide. … The company’s loss has recently broadened since it announced a -UK£2m loss in the full financial year, compared to the latest trailing-twelve-month loss of -UK£7m, moving it further away from breakeven. … View our latest analysis for Ten Lifestyle Group

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Should You Be Concerned About Ten Lifestyle Group plc's (LON:TENG) Investors?

In this article, I'm going to take a look at Ten Lifestyle Group plc’s (LON:TENG) latest ownership structure, a non-fundamental factor which is important, but remains a less discussed subject among investors. … Although this is an important factor for long-term investors, many investors can also be impacted by institutional presence and their high-volume trading. … View our latest analysis for Ten Lifestyle Group

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Ten Lifestyle Group plc (LON:TENG): Are Analysts Optimistic?

Ten Lifestyle Group plc's (LON:TENG):. … Ten Lifestyle Group plc provides concierge services to high-net-worth members worldwide. … The UK£80.25m market-cap posted a loss in its most recent financial year of -UK£1.63m and a latest trailing-twelve-month loss of -UK£6.77m leading to an even wider gap between loss and breakeven?

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Does Ten Lifestyle Group plc (LON:TENG) Generate Enough Cash?

In the next few years, Ten Lifestyle Group’s operating cash flows is expected to more than double, which is highly optimistic, so long as capital expenditure doesn’t ramp up by even more. … Below is a table of Ten Lifestyle Group’s operating cash flow in the past year, as well as the anticipated level going forward. … Current +1 year +2 year +3 year Operating Cash Flow (OCF) UK£2.85M -UK£8.60M -UK£3.40M UK£12.46M OCF Growth Year-On-Year -401.86% -60.47% -466.37% OCF Growth From Current Year -219.34% 337.23% Next Steps: Now you know to keep cash flows in mind, I recommend you continue to research Ten Lifestyle Group to get a more holistic view of the company by looking at: Valuation: What is TENG worth today?

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Should You Be Content With Ten Lifestyle Group plc's (LON:TENG) Earnings Growth?

View our latest analysis for Ten Lifestyle Group Were TENG's earnings stronger than its past performances and the industry? … For Ten Lifestyle Group, its most recent trailing-twelve-month earnings is -UK£1.63M, which compared to the previous year's figure, has become less negative. … AIM:TENG Income Statement Apr 26th 18 We can further evaluate Ten Lifestyle Group's loss by looking at what the industry has been experiencing over the past few years.

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Breaking Down Ten Lifestyle Group plc's (LON:TENG) Ownership Structure

Today, I will be analyzing Ten Lifestyle Group plc’s (AIM:TENG) recent ownership structure, an important but not-so-popular subject among individual investors. … See our latest analysis for Ten Lifestyle Group AIM:TENG Ownership_summary Mar 27th 18 Institutional Ownership In TENG's case, institutional ownership stands at 30.74%, significant enough to cause considerable price moves in the case of large institutional transactions, especially when there is a low level of public shares available on the market to trade. … Thus, investors not need worry too much about the consequences of these holdings.Next Steps: TENG's considerably high level of institutional ownership calls for further analysis into its margin of safety.

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Ten Lifestyle Group plc (LON:TENG): Time For A Financial Health Check

Additionally, TENG has generated UK£2.85M in operating cash flow in the last twelve months, leading to an operating cash to total debt ratio of 37.71%, indicating that TENG’s operating cash is sufficient to cover its debt. … Looking at TENG’s most recent UK£9.20M liabilities, it appears that the company has maintained a safe level of current assets to meet its obligations, with the current ratio last standing at 1.67x. … Maintaining a high level of debt, while revenues are still below costs, can be dangerous as liquidity tends to dry up in unexpected downturns.Next Steps: Although TENG’s debt level is towards the higher end of the spectrum, its cash flow coverage seems adequate to meet obligations which means its debt is being efficiently utilised.

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Breakeven On The Horizon For Ten Lifestyle Group plc (LON:TENG)

In this article, I will touch on the expectations for TENG’s growth and when analysts expect the company to become profitable. … See our latest analysis for Ten Lifestyle Group Expectation from analysts is TENG is on the verge of breakeven. … Next Steps: There are too many aspects of TENG to cover in one brief article, but the key fundamentals for the company can all be found in one place – TENG’s company page on Simply Wall St.

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Company Info

Description

Ten Lifestyle Group plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals worldwide. The company assists its members to discover, organize, and book travel, dining, and live entertainment through its proprietary digital platform. Its platform provides access to its members to book tables at top restaurants; search for and book sports, and theatre and music tickets; plan their next holiday or city break; and access exclusive member events and benefits. The company was formerly known as Ten Lifestyle Holdings Limited and changed its name to Ten Lifestyle Group plc in November 2017. Ten Lifestyle Group plc was founded in 1998 and is based in London, the United Kingdom.

Details
Name: Ten Lifestyle Group Plc
TENG
Exchange: AIM
Founded: 1998
£50,034,638
80,376,929
Website: http://www.tengroup.com
Address: Ten Lifestyle Group Plc
Fitzroy House,
2nd Floor,
London,
Greater London, NW1 3AL,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
AIM TENG Ordinary Shares London Stock Exchange AIM Market GB GBP 24. Nov 2017
Number of employees
Current staff
Staff numbers
823
Ten Lifestyle Group employees.
Industry
Internet and Direct Marketing Retail
Retail
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/22 22:42
End of day share price update: 2019/04/18 00:00
Last estimates confirmation: 2019/04/12
Last earnings filing: 2018/12/20
Last earnings reported: 2018/08/31
Last annual earnings reported: 2018/08/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.