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China Pacific Insurance (Group) LSE:CPIC Stock Report

Last Price

US$25.00

Market Cap

US$40.2b

7D

0%

1Y

56.3%

Updated

19 Dec, 2024

Data

Company Financials +

China Pacific Insurance (Group) Co., Ltd.

LSE:CPIC Stock Report

Market Cap: US$40.2b

CPIC Stock Overview

Provides insurance products to individual and institutional customers in the People’s Republic of China. More details

CPIC fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 63.6% below our estimate of its fair value

Revenue is forecast to grow 7.88% per year

Earnings have grown 6.5% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

Highly volatile share price over the past 3 months compared to the UK market

Earnings are forecast to decline by an average of 4.3% per year for the next 3 years

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

China Pacific Insurance (Group) Co., Ltd. Competitors

Aviva

LSE:AV.

UK£12.2b

Legal & General Group

LSE:LGEN

UK£13.0b

Prudential

LSE:PRU

UK£16.7b

Admiral Group

LSE:ADM

UK£7.9b

Price History & Performance

Summary of share price highs, lows and changes for China Pacific Insurance (Group)
Historical stock prices
Current Share PriceCN¥25.00
52 Week HighCN¥26.80
52 Week LowCN¥15.30
Beta0.80
1 Month Change0%
3 Month Change31.58%
1 Year Change56.25%
3 Year Change20.19%
5 Year Changen/a
Change since IPO40.45%

Recent News & Updates

Recent updates

Shareholder Returns

CPICGB InsuranceGB Market
7D0%-2.8%-2.6%
1Y56.3%-5.1%2.7%

Return vs Industry: CPIC exceeded the UK Insurance industry which returned -5.1% over the past year.

Return vs Market: CPIC exceeded the UK Market which returned 3.5% over the past year.

Price Volatility

Is CPIC's price volatile compared to industry and market?
CPIC volatility
CPIC Average Weekly Movement11.6%
Insurance Industry Average Movement4.3%
Market Average Movement4.8%
10% most volatile stocks in GB Market10.5%
10% least volatile stocks in GB Market2.6%

Stable Share Price: CPIC's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: CPIC's weekly volatility has increased from 6% to 12% over the past year.

About the Company

FoundedEmployeesCEOWebsite
199198,732Yonggang Zhaowww.cpic.com.cn

China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, provides insurance products to individual and institutional customers in the People’s Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, and Other Businesses segments. The company offers life, health, automobile, liability, agricultural, property, accident, and engineering insurance products; pension and annuity insurance products; investments with insurance funds, etc.; and reinsurance products.

China Pacific Insurance (Group) Co., Ltd. Fundamentals Summary

How do China Pacific Insurance (Group)'s earnings and revenue compare to its market cap?
CPIC fundamental statistics
Market capUS$40.20b
Earnings (TTM)US$5.81b
Revenue (TTM)US$40.60b

7.6x

P/E Ratio

1.1x

P/S Ratio

Is CPIC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CPIC income statement (TTM)
RevenueCN¥296.25b
Cost of RevenueCN¥236.93b
Gross ProfitCN¥59.32b
Other ExpensesCN¥16.90b
EarningsCN¥42.42b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.41
Gross Margin20.02%
Net Profit Margin14.32%
Debt/Equity Ratio50.9%

How did CPIC perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

23%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 11:41
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

China Pacific Insurance (Group) Co., Ltd. is covered by 60 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark William KellockBarclays
Dominic ChanBNP Paribas Securities (Asia)
Ellie LiBNP Paribas Securities (Asia)