Assicurazioni Generali (LSE:0K78) - Stock Price, News & Analysis

0K78 Stock Overview

Assicurazioni Generali S.p.A. engages in the provision of various insurance solutions under the Generali brand worldwide.

About the company

0K78 fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	4/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 27.3% below our estimate of its fair value

Earnings are forecast to grow 5.62% per year

Earnings have grown 12.5% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 5.62% is not well covered by cash flows

Assicurazioni Generali S.p.A. Competitors

Aviva

LSE:AV.

UK£12.3b

Legal & General Group

LSE:LGEN

UK£13.8b

Prudential

LSE:PRU

UK£19.6b

Admiral Group

LSE:ADM

UK£8.1b

Price History & Performance

Summary of all time highs, changes and price drops for Assicurazioni Generali
Historical stock prices
Current Share Price	€22.85
52 Week High	€23.69
52 Week Low	€17.47
Beta	1.0
1 Month Change	-2.86%
3 Month Change	11.74%
1 Year Change	20.28%
3 Year Change	35.74%
5 Year Change	32.15%
Change since IPO	-21.39%

Recent updates

Shareholder Returns

	0K78	GB Insurance	GB Market
7D	1.4%	-0.5%	2.2%
1Y	20.3%	-14.5%	0.9%

Return vs Industry: 0K78 exceeded the UK Insurance industry which returned -11% over the past year.

Return vs Market: 0K78 exceeded the UK Market which returned 0.6% over the past year.

Price Volatility

Is 0K78's price volatile compared to industry and market?
0K78 volatility
0K78 Average Weekly Movement	1.7%
Insurance Industry Average Movement	4.2%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	11.3%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: 0K78 has not had significant price volatility in the past 3 months.

Volatility Over Time: 0K78's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1831	81,879	Philippe Donnet	www.generali.com

Assicurazioni Generali S.p.A. engages in the provision of various insurance solutions under the Generali brand worldwide. The company operates through Life, Property & Casualty, and Asset & Wealth Management segments. It offers savings, individual and family protection, and unit linked, as well as motor third-party liability, home, casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies.

Assicurazioni Generali S.p.A. Fundamentals Summary

How do Assicurazioni Generali's earnings and revenue compare to its market cap?
0K78 fundamental statistics
Market cap	€35.33b
Earnings (TTM)	€3.66b
Revenue (TTM)	€57.20b

9.6x

P/E Ratio

0.6x

P/S Ratio

Is 0K78 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0K78 income statement (TTM)
Revenue	€57.20b
Cost of Revenue	€47.01b
Gross Profit	€10.19b
Other Expenses	€6.53b
Earnings	€3.66b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 21, 2024

Earnings per share (EPS)	2.36
Gross Margin	17.82%
Net Profit Margin	6.40%
Debt/Equity Ratio	54.2%

How did 0K78 perform over the long term?

See historical performance and comparison

Dividends

5.6%

Current Dividend Yield

54%

Payout Ratio

Does 0K78 pay a reliable dividends?

See 0K78 dividend history and benchmarks

When do you need to buy 0K78 by to receive an upcoming dividend?
Assicurazioni Generali dividend dates
Ex Dividend Date	May 20 2024
Dividend Pay Date	May 22 2024
Days until Ex dividend	24 days
Days until Dividend pay date	26 days

Does 0K78 pay a reliable dividends?

See 0K78 dividend history and benchmarks

0K78 Stock Overview

Rewards

Risk Analysis

Assicurazioni Generali S.p.A. Competitors

LSE:AV.

UK£12.3b

LSE:LGEN

UK£13.8b

LSE:PRU

UK£19.6b

LSE:ADM

UK£8.1b

Price History & Performance

Recent News & Updates

New minor risk - Shareholder dilution

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Dividend increased to €1.28

Full year 2023 earnings released

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Now 20% undervalued

Recent updates

New minor risk - Shareholder dilution

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Dividend increased to €1.28

Full year 2023 earnings released

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Now 20% undervalued

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire 51% stake in Generali China Insurance Company Ltd. from CNPC Capital Company Limited (SZSE:000617) for approximately CNY 770 million.

Assicurazioni Generali S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024

Assicurazioni Generali S.p.A. to Report Q1, 2024 Results on May 21, 2024

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

Now 20% undervalued

New major risk - Financial position

First half 2023 earnings released: EPS: €1.44 (vs €0.61 in 1H 2022)

Now 21% undervalued

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Now 20% undervalued

Generali $22 Billion Portfolio Sale to Private Equity Reportedly Complicated by Rate Surge

Assicurazioni Generali S.p.A. (BIT:G) signed a definitive agreement to acquire Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea for €2.3 billion.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire Liberty Seguros from Liberty International.

Now 21% undervalued

Upcoming dividend of €1.16 per share at 6.2% yield

Now 20% undervalued

Full year 2022 earnings released: EPS: €1.85 (vs €1.81 in FY 2021)

Now 23% undervalued

Assicurazioni Generali S.p.A., Annual General Meeting, Apr 28, 2023

Generali Reportedly Plans Sale of €20 Billion Italian Life Portfolio

Oman Insurance Company P.S.C. (DFM:OIC) acquired UAE Life insurance portfolio from Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A. to Report Nine Months, 2023 Results on Nov 17, 2023

Assicurazioni Generali S.p.A. (BIT:G) entered into agreement to acquire Pension business of MetLife from NN Group N.V. (ENXTAM:NN).

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 53% stake in AXA Affin General Insurance Berhad from AXA Asia SAS and AFFIN Bank Berhad (KLSE:AFFIN)

First half 2022 earnings released

Assicurazioni Generali Appoints Stefano Marsaglia as Independent Director

Upcoming dividend of €1.07 per share

Assicurazioni Generali S.p.A Elects Dame Clara Furse DBE as a Non-Executive Director

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Deputy Vice-Chairman recently bought €22m worth of stock

Deputy Vice-Chairman recently bought €15m worth of stock

Deputy Vice-Chairman recently bought €44m worth of stock

Generali Reportedly Eyes Bigger Stake in India Businesses as Future Seeks Exit

Deputy Vice-Chairman recently bought €18m worth of stock

Deputy Vice-Chairman recently bought €6.2m worth of stock

Controlling Shareholders of Syn Mun Kong Insurance Reportedly Plan to Sell Majority Stake

Generali to Purchase Credit Agricole Subsidiary

Deputy Vice-Chairman recently bought €26m worth of stock

Upcoming dividend of €0.46 per share

Mediobanca Banca di Credito Finanziario S.p.A. (BIT:MB) acquired an unknown minority stake in Assicurazioni Generali S.p.A. (BIT:G).

Deputy Vice-Chairman recently bought €19m worth of stock

First half 2021 earnings released: EPS €0.98 (vs €0.61 in 1H 2020)

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire 70% stake in AXA AFFIN Life Insurance Bhd. from AFFIN Bank Berhad (KLSE:AFFIN) and AXA Asia SAS.

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 99.98% stake in AXA Insurance SA from AXA SA (ENXTPA:CS).

Assicurazioni Generali to Launch $1.4 Billion Takeover Bid for Cattolica

Upcoming dividend of €1.01 per share

Generali Reportedly Studying Acquisition in Russia

YAS Digital Limited Partners with Generali to Launch Passenger Microinsurance - "RYDE with YAS"

Full year 2020 earnings released: EPS €1.23 (vs €1.40 in FY 2019)

Assicurazioni Generali S.P.A. Announces Executive Changes

New 90-day high: €15.91