0K5R Stock Overview
Provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Navient Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.31 |
| 52 Week High | US$19.04 |
| 52 Week Low | US$13.27 |
| Beta | 1.43 |
| 1 Month Change | -11.29% |
| 3 Month Change | -12.16% |
| 1 Year Change | -30.11% |
| 3 Year Change | -38.32% |
| 5 Year Change | -4.03% |
| Change since IPO | -8.48% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0K5R | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | -10.3% | 2.0% | -0.6% |
| 1Y | -30.1% | -0.08% | 3.1% |
Return vs Industry: 0K5R underperformed the UK Consumer Finance industry which returned -1.7% over the past year.
Return vs Market: 0K5R underperformed the UK Market which returned 2.6% over the past year.
Price Volatility
| 0K5R volatility | |
|---|---|
| 0K5R Average Weekly Movement | 6.7% |
| Consumer Finance Industry Average Movement | 5.5% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0K5R has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0K5R's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1973 | 4,500 | Dave Yowan | www.navient.com |
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.
Navient Corporation Fundamentals Summary
| 0K5R fundamental statistics | |
|---|---|
| Market cap | US$1.45b |
| Earnings (TTM) | US$79.00m |
| Revenue (TTM) | US$1.04b |
18.4x
P/E Ratio1.4x
P/S RatioIs 0K5R overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0K5R income statement (TTM) | |
|---|---|
| Revenue | US$1.04b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.04b |
| Other Expenses | US$957.00m |
| Earnings | US$79.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.74 |
| Gross Margin | 100.00% |
| Net Profit Margin | 7.63% |
| Debt/Equity Ratio | 1,862.1% |
How did 0K5R perform over the long term?
See historical performance and comparisonDividends
4.7%
Current Dividend Yield91%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 17:52 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Navient Corporation is covered by 23 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |