0HCR Stock Overview Provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. More details
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Add noteBread Financial Holdings, Inc. Competitors Price History & Performance
Summary of share price highs, lows and changes for Bread Financial Holdings Historical stock prices Current Share Price US$61.31 52 Week High US$66.69 52 Week Low US$28.20 Beta 1.99 1 Month Change 5.18% 3 Month Change 18.63% 1 Year Change 81.05% 3 Year Change -4.61% 5 Year Change -45.00% Change since IPO -76.59%
Recent News & Updates
Investor sentiment improves as stock rises 23% Nov 07
Second quarter dividend of US$0.21 announced Oct 26
Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on December 13, 2024 Oct 25
Investor sentiment deteriorates as stock falls 17% Sep 10
New minor risk - Share price stability Aug 09
Second quarter dividend of US$0.21 announced Jul 29 See more updates
Investor sentiment improves as stock rises 23% Nov 07
Second quarter dividend of US$0.21 announced Oct 26
Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on December 13, 2024 Oct 25
Investor sentiment deteriorates as stock falls 17% Sep 10
New minor risk - Share price stability Aug 09
Second quarter dividend of US$0.21 announced Jul 29
Bread Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on September 13, 2024 Jul 25
Praniti Lakhwara Joins the Bread Financial Holdings, Inc.’s Board as an Independent Director Jun 13
Bread Financial Holdings, Inc. Elects John J. Fawcett as Director May 16
First quarter dividend of US$0.21 announced Apr 28
Bread Financial Holdings, Inc. Declares Quarterly Cash Dividend, Payable on June 14, 2024 Apr 26
Bread Financial Holdings, Inc., Annual General Meeting, May 14, 2024 Apr 04 Bread Financial Holdings, Inc. (NYSE:BFH) announces an Equity Buyback for $30 million worth of its shares. Feb 22
Bread Financial Holdings, Inc. (NYSE:BFH) announces an Equity Buyback for $300 million worth of its shares. Feb 21
Investor sentiment improves as stock rises 21% Feb 01
Fourth quarter dividend of US$0.21 announced Jan 28
New minor risk - Share price stability Jan 26
Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on March 15, 2024 Jan 25
Bread Financial™ Announces Appointment of Allegra Driscoll as Executive Vice President and Chief Technology Officer Jan 23
Upcoming dividend of US$0.21 per share at 2.9% yield Nov 03
Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on Dec. 15, 2023 Oct 27
Bread Financial Holdings, Inc. Appoints Joyce St. Clair as Independent Director, Member of the Board's Compensation Human Capital Committee and Risk Committee Aug 25
Upcoming dividend of US$0.21 per share at 2.1% yield Aug 03
Bread Financial Holdings, Inc. Provides Earnings Guidance for the Full Year 2023 Jul 29 Bread Financial Holdings, Inc. (NYSE:BFH) entered into a definitive agreement to acquire Consumer Credit Portfolio of Dell Technologies Inc. (NYSE:DELL).
Investor sentiment improves as stock rises 16% Jul 14
Bread Financial Holdings, Inc. Appoints Joyce St. Clair as Independent Director and Member of Risk Committee and Compensation & Human Capital Committee Jul 12
Insufficient new directors Jul 01
Investor sentiment improves as stock rises 15% May 18
Upcoming dividend of US$0.21 per share at 3.4% yield May 04
Investor sentiment deteriorates as stock falls 20% Mar 13
Investor sentiment improves as stock rises 22% Feb 08
Upcoming dividend of US$0.21 per share at 2.2% yield Feb 02 Bread Financial Holdings, Inc. Provides Earnings Guidance for the First Half and Full Year of 2023
Upcoming dividend of US$0.21 per share Nov 03
Bread Financial Holdings, Inc.(NYSE:BFH) dropped from S&P 400 Financials (Sector) Nov 02
Bread Financial Declares Dividend on Common Stock, Payable on December 16, 2022 Oct 28
Investor sentiment deteriorated over the past week Sep 27
Bread Financial Holdings, Inc.(NYSE:BFH) dropped from S&P Software & Services Select Industry Index Sep 19
Bread Financial Holdings, Inc. Provides Earnings Guidance for the Full Year 2022 Sep 13
Investor sentiment improved over the past week Aug 12
Independent Director recently bought US$193k worth of stock Aug 11
Upcoming dividend of US$0.21 per share Aug 04
High number of new directors Jul 31
Bread Financial Declares Dividend on Common Stock, Payable on September 16, 2022 Jul 29
Investor sentiment improved over the past week Jul 18
Investor sentiment deteriorated over the past week Jun 29
Investor sentiment deteriorated over the past week Jun 13
Upcoming dividend of US$0.21 per share May 05
First quarter 2022 earnings released: EPS: US$4.23 (vs US$5.76 in 1Q 2021) May 02
High number of new directors Apr 27
Bread Financial Holdings, Inc., Annual General Meeting, May 24, 2022 Apr 14
Bread Financial™ and Victoria’s Secret Launch New Co-Brand Mastercard®, Renew Long-Standing Partnership Mar 30
Full year 2021 earnings: EPS in line with expectations, revenues disappoint Mar 01
High number of new directors Feb 15
Upcoming dividend of US$0.21 per share Feb 03
Full year 2021 earnings: EPS in line with expectations, revenues disappoint Jan 30 Alliance Data Systems Corporation Reports Net Charge-Offs for the Month Ended December 31, 2021
Alliance Data Systems Corporation (NYSE:ADS) entered into an agreement to acquire NFL Extra Points Credit Card Portfolio from NFL Enterprises LLC. Dec 09
Upcoming dividend of US$0.21 per share Nov 03
Third quarter 2021 earnings released: EPS US$4.49 (vs US$2.80 in 3Q 2020) Oct 29
Upcoming dividend of US$0.21 per share Aug 05
High number of new directors Jul 30
Second quarter 2021 earnings released: EPS US$5.50 (vs US$0.81 in 2Q 2020) Jul 30
Senior VP & Chief Accounting Officer recently sold US$145k worth of stock May 09
Upcoming dividend of US$0.21 per share May 06
First quarter 2021 earnings released: EPS US$5.76 (vs US$0.63 in 1Q 2020) May 01 Alliance Data Systems Corporation Reports Net Charge-Offs for the Three Months Ended March 31, 2021
Petco Health and Wellness Company, Inc. Announces Revolutionary Credit Card Program in Partnership with Alliance Data and Mastercard Apr 28
Executive VP & CFO has left the company Apr 15
Alliance Data Systems Corporation Reports Net-charge-Offs for the Month Ended February 28, 2021 Mar 17
Investor sentiment improved over the past week Mar 11
Full year 2020 earnings released: EPS US$6.17 (vs US$11.26 in FY 2019) Feb 28
Revenue beats expectations Feb 28
Investor sentiment improved over the past week Feb 05
Alliance Data Systems Corporation Introducing New Private Label Credit Card Program for Famous Footwear Feb 04
Independent Director recently bought US$411k worth of stock Feb 04
Full year 2020 earnings released: EPS US$6.17 (vs US$11.26 in FY 2019) Jan 29
Revenue beats expectations Jan 29 Royal Bank of Canada and Alliance Data's Bread Form Strategic Alliance to Provide Canadians with More Ways to Pay with PayPlan Powered by RBC Alliance Data Systems Corporation Signs Multi-Year Renewal Agreement with Long-Standing Brand Partner Arhaus
Alliance Data Systems Corporation (NYSE:ADS) completed the acquisition of Lon Operations LLC. Dec 05
Market bids up stock over the past week Nov 27
Market bids up stock over the past week Nov 11
Revenue beats expectations Nov 09
Third quarter 2020 earnings released: EPS US$2.80 Nov 09
Alliance Data Systems Corporation (NYSE:ADS) entered into a definitive agreement to acquire Lon Operations LLC for transaction valuation of $450 million. Oct 31 Shareholder Returns 0HCR GB Consumer Finance GB Market 7D -6.8% -2.0% -2.6% 1Y 81.0% -2.3% 2.4%
See full shareholder returns
Return vs Market: 0HCR exceeded the UK Market which returned 2.4% over the past year.
Price Volatility Is 0HCR's price volatile compared to industry and market? 0HCR volatility 0HCR Average Weekly Movement 7.1% Consumer Finance Industry Average Movement 5.6% Market Average Movement 4.8% 10% most volatile stocks in GB Market 10.6% 10% least volatile stocks in GB Market 2.6%
Stable Share Price: 0HCR has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0HCR's weekly volatility (7%) has been stable over the past year.
About the Company Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.
Show more Bread Financial Holdings, Inc. Fundamentals Summary How do Bread Financial Holdings's earnings and revenue compare to its market cap? 0HCR fundamental statistics Market cap US$3.12b Earnings (TTM ) US$316.00m Revenue (TTM ) US$2.47b
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) 0HCR income statement (TTM ) Revenue US$2.47b Cost of Revenue US$0 Gross Profit US$2.47b Other Expenses US$2.15b Earnings US$316.00m
Last Reported Earnings
Sep 30, 2024
Earnings per share (EPS) 6.36 Gross Margin 100.00% Net Profit Margin 12.81% Debt/Equity Ratio 147.3%
How did 0HCR perform over the long term?
See historical performance and comparison Dividends
1.3% Current Dividend Yield
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2024/12/22 17:23 End of Day Share Price 2024/12/20 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
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Analyst Sources Bread Financial Holdings, Inc. is covered by 48 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution Kunaal Malde Atlantic Equities LLP Jeffrey Meuler Baird Darrin Peller Barclays
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