0F1J Stock Overview

Through its subsidiaries, provides financial services in Poland. More details

0F1J fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	1/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 96.8% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Debt is not well covered by operating cash flow

Large one-off items impacting financial results

Does not have a meaningful market cap (PLN58M)

+ 1 more risk

My Notes

Capture your thoughts, links and company narrative

Capitea S.A. Competitors

Orchard Funding Group

AIM:ORCH

UK£5.9m

Time Finance

AIM:TIME

UK£54.3m

Distribution Finance Capital Holdings

AIM:DFCH

UK£63.6m

TruFin

AIM:TRU

UK£82.0m

Price History & Performance

Summary of share price highs, lows and changes for Capitea
Historical stock prices
Current Share Price	zł0.01
52 Week High	zł0.01
52 Week Low	zł0.01
Beta	0
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-99.95%

Recent updates

Shareholder Returns

	0F1J	GB Diversified Financial	GB Market
7D	0%	2.1%	-2.2%
1Y	n/a	4.5%	2.4%

Return vs Industry: Insufficient data to determine how 0F1J performed against the UK Diversified Financial industry.

Return vs Market: Insufficient data to determine how 0F1J performed against the UK Market.

Price Volatility

Is 0F1J's price volatile compared to industry and market?
0F1J volatility
0F1J Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	4.9%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0F1J has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 0F1J's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2012	298	Radoslaw Barczynski	www.capitea.pl

Capitea S.A., through its subsidiaries, provides financial services in Poland. Its activities include the collection of purchased debts and management of debt portfolios in securitization funds. Capitea S.A. was formerly known as GetBack S.A. and changed its name to Capitea S.A. in July 2021.

Capitea S.A. Fundamentals Summary

How do Capitea's earnings and revenue compare to its market cap?
0F1J fundamental statistics
Market cap	zł58.00m
Earnings (TTM)	zł75.71m
Revenue (TTM)	zł132.58m

0.8x

P/E Ratio

0.4x

P/S Ratio

Is 0F1J overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0F1J income statement (TTM)
Revenue	zł132.58m
Cost of Revenue	zł55.75m
Gross Profit	zł76.84m
Other Expenses	zł1.13m
Earnings	zł75.71m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Nov 29, 2023

Earnings per share (EPS)	0.76
Gross Margin	57.95%
Net Profit Margin	57.10%
Debt/Equity Ratio	745.9%

How did 0F1J perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/10/22 08:34
End of Day Share Price	2023/07/25 00:00
Earnings	2023/06/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Capitea S.A. is covered by 3 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mateusz Krupa	Erste Group Bank AG
Kamil Stolarski	Haitong Bank S.A.
Jerzy Kosinski	Wood & Company

Capitea LSE:0F1J Stock Report