GTCO Stock Overview
Operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 6/6 |
Rewards
Risk Analysis
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Guaranty Trust Holding Company Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦1.90 |
| 52 Week High | ₦3.00 |
| 52 Week Low | ₦1.63 |
| Beta | 0.88 |
| 1 Month Change | 2.70% |
| 3 Month Change | 8.57% |
| 1 Year Change | -29.63% |
| 3 Year Change | -34.03% |
| 5 Year Change | n/a |
| Change since IPO | -44.12% |
Recent News & Updates
Recent updates
Shareholder Returns
| GTCO | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 6.1% | 1.7% | 0.8% |
| 1Y | -29.6% | 33.1% | 2.7% |
Return vs Industry: GTCO underperformed the UK Banks industry which returned 33.1% over the past year.
Return vs Market: GTCO underperformed the UK Market which returned 2.7% over the past year.
Price Volatility
| GTCO volatility | |
|---|---|
| GTCO Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in GB Market | 10.4% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: GTCO has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: GTCO's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 5,829 | Segun Agbaje | www.gtbank.com |
Guaranty Trust Holding Company Plc operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. It operates through six segments: Corporate Banking, Commercial Banking, Business Banking, Retail Banking, SME Banking, and Public Sector. The company offers current accounts, savings deposits, and investment savings products; overdrafts, loans, and other credit facilities; and foreign currency and derivative products.
Guaranty Trust Holding Company Plc Fundamentals Summary
| GTCO fundamental statistics | |
|---|---|
| Market cap | US$753.96m |
| Earnings (TTM) | US$811.48m |
| Revenue (TTM) | US$1.10b |
0.9x
P/E Ratio0.5x
P/B RatioIs GTCO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GTCO income statement (TTM) | |
|---|---|
| Revenue | ₦1.70t |
| Cost of Revenue | ₦9.28b |
| Gross Profit | ₦1.69t |
| Other Expenses | ₦437.52b |
| Earnings | ₦1.25t |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 61.35 |
| Gross Margin | 99.45% |
| Net Profit Margin | 73.70% |
| Debt/Equity Ratio | 13.3% |
How did GTCO perform over the long term?
See historical performance and comparisonDividends
6.5%
Current Dividend Yield8%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/28 23:34 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Guaranty Trust Holding Company Plc is covered by 24 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy Wambu | Absa Bank Limited |
| Judd Murigi | African Alliance |
| null null | ARM Research |