Guaranty Trust Holding Past Earnings Performance

Past criteria checks 6/6

Guaranty Trust Holding has been growing earnings at an average annual rate of 43.6%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 34.3% per year. Guaranty Trust Holding's return on equity is 52.4%, and it has net margins of 73.7%.

Key information

43.6%

Earnings growth rate

43.6%

EPS growth rate

Banks Industry Growth	21.2%
Revenue growth rate	34.3%
Return on equity	52.4%
Net Margin	73.7%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Guaranty Trust Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:GTCO Revenue, expenses and earnings (NGN Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	1,698,827	1,252,025	214,367
30 Jun 24	1,612,325	1,155,784	134,997
31 Mar 24	1,338,176	932,326	122,990
31 Dec 23	859,727	534,425	102,767
30 Sep 23	718,785	402,834	90,305
30 Jun 23	662,321	369,475	93,036
31 Mar 23	439,910	181,557	90,489
31 Dec 22	412,052	166,737	87,961
30 Sep 22	417,283	172,295	83,849
30 Jun 22	404,076	169,765	76,353
31 Mar 22	392,669	169,475	78,217
31 Dec 21	383,765	172,107	74,574
30 Sep 21	381,430	186,118	71,886
30 Jun 21	374,905	184,383	74,867
31 Mar 21	381,023	194,961	74,870
31 Dec 20	385,533	199,609	73,910
30 Sep 20	372,181	190,474	75,188
30 Jun 20	370,041	190,426	68,097
31 Mar 20	367,792	196,085	66,113
31 Dec 19	362,678	195,399	66,143
30 Sep 19	346,894	188,328	68,274
30 Jun 19	349,172	187,219	67,805
31 Mar 19	350,068	188,455	66,705
31 Dec 18	342,715	183,923	66,836
30 Sep 18	349,177	183,755	69,528
30 Jun 18	333,777	178,968	64,365
31 Mar 18	326,857	170,217	61,391
31 Dec 17	323,500	167,045	62,712
30 Sep 17	298,407	139,764	58,679
30 Jun 17	307,306	143,067	63,436
31 Mar 17	304,526	147,154	64,400
31 Dec 16	278,775	131,342	59,339
30 Sep 16	271,931	140,437	56,294
30 Jun 16	245,276	117,106	53,948
31 Mar 16	214,638	97,703	54,709
31 Dec 15	217,073	98,678	55,044
30 Sep 15	227,894	102,026	58,006
30 Jun 15	224,256	103,036	54,592
31 Mar 15	217,787	97,245	49,809
31 Dec 14	210,824	93,736	50,982
30 Sep 14	194,878	86,924	50,998
30 Jun 14	189,455	84,447	51,866
31 Mar 14	191,236	89,993	54,855

Quality Earnings: GTCO has high quality earnings.

Growing Profit Margin: GTCO's current net profit margins (73.7%) are higher than last year (56%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: GTCO's earnings have grown significantly by 43.6% per year over the past 5 years.

Accelerating Growth: GTCO's earnings growth over the past year (210.8%) exceeds its 5-year average (43.6% per year).

Earnings vs Industry: GTCO earnings growth over the past year (210.8%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: GTCO's Return on Equity (52.4%) is considered outstanding.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/31 13:38
End of Day Share Price	2024/12/31 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Guaranty Trust Holding Company Plc is covered by 24 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Timothy Wambu	Absa Bank Limited
Judd Murigi	African Alliance
null null	ARM Research