Guaranty Trust Holding Balance Sheet Health
Financial Health criteria checks 5/6
Guaranty Trust Holding has total assets of NGN14,511.0B and total equity of NGN2,399.6B. Total deposits are NGN10,550.2B, and total loans are NGN3,112.3B.
Key information
6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₦10.55t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₦4.04t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GTCO's Assets to Equity ratio (6x) is low.
Allowance for Bad Loans: GTCO has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 87% of GTCO's liabilities are made up of primarily low risk sources of funding.
Loan Level: GTCO has an appropriate level of Loans to Assets ratio (21%).
Low Risk Deposits: GTCO's Loans to Deposits ratio (30%) is appropriate.
Level of Bad Loans: GTCO has a high level of bad loans (4.3%).