0RL9 Stock Overview
Provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
ProCredit Holding AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €7.80 |
| 52 Week High | €9.90 |
| 52 Week Low | €7.32 |
| Beta | 1.25 |
| 1 Month Change | -0.51% |
| 3 Month Change | -6.02% |
| 1 Year Change | -3.28% |
| 3 Year Change | -2.26% |
| 5 Year Change | 9.86% |
| Change since IPO | -38.02% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0RL9 | GB Banks | GB Market | |
|---|---|---|---|
| 7D | -0.3% | 1.6% | 0.2% |
| 1Y | -3.3% | 33.6% | 2.3% |
Return vs Industry: 0RL9 underperformed the UK Banks industry which returned 33.1% over the past year.
Return vs Market: 0RL9 underperformed the UK Market which returned 2.7% over the past year.
Price Volatility
| 0RL9 volatility | |
|---|---|
| 0RL9 Average Weekly Movement | 4.8% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in GB Market | 10.4% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0RL9 has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0RL9's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 3,834 | Hubert Spechtenhauser | www.procredit-holding.com |
ProCredit Holding AG, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and air conditioning supply; and other activities, as well as investment and green loans; and private loans, such as housing, investment, and consumer loans. It also offers current, savings, and term deposit accounts.
ProCredit Holding AG Fundamentals Summary
| 0RL9 fundamental statistics | |
|---|---|
| Market cap | €454.70m |
| Earnings (TTM) | €104.20m |
| Revenue (TTM) | €433.86m |
4.4x
P/E Ratio0.4x
P/B RatioIs 0RL9 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0RL9 income statement (TTM) | |
|---|---|
| Revenue | €433.86m |
| Cost of Revenue | €0 |
| Gross Profit | €433.86m |
| Other Expenses | €329.66m |
| Earnings | €104.20m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Mar 27, 2025
| Earnings per share (EPS) | 1.77 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.02% |
| Debt/Equity Ratio | 134.2% |
How did 0RL9 perform over the long term?
See historical performance and comparisonDividends
8.3%
Current Dividend Yield36%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/31 04:42 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
ProCredit Holding AG is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andreas Schäfer | Bankhaus Lampe KG |
| Andreas Markou | Berenberg |
| Milosz Papst | Edison Investment Research |