ProCredit Holding Balance Sheet Health
Financial Health criteria checks 5/6
ProCredit Holding has total assets of €10.1B and total equity of €1.0B. Total deposits are €7.5B, and total loans are €6.5B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are €2.2B.
Key information
10x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | €7.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €2.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0RL9's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: 0RL9 has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 83% of 0RL9's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RL9 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 0RL9's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: 0RL9 has a high level of bad loans (2.4%).