ProCredit Holding Past Earnings Performance

Past criteria checks 5/6

ProCredit Holding has been growing earnings at an average annual rate of 13.1%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 10.9% per year. ProCredit Holding's return on equity is 10.6%, and it has net margins of 25.3%.

Key information

13.1%

Earnings growth rate

13.1%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate10.9%
Return on equity10.6%
Net Margin25.3%
Next Earnings Update27 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How ProCredit Holding makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LSE:0RL9 Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 244221072550
31 Mar 244141172390
31 Dec 233991132290
30 Sep 23363932290
30 Jun 23327732200
31 Mar 23289482120
31 Dec 22239162020
30 Sep 22247351900
30 Jun 22257511810
31 Mar 22263621730
31 Dec 21280801680
30 Sep 21261701630
30 Jun 21244561610
31 Mar 21228431600
31 Dec 20226411610
30 Sep 20242491660
30 Jun 20252581660
31 Mar 20258611670
31 Dec 19257601670
30 Sep 19250601600
30 Jun 19243561590
31 Mar 19244581570
31 Dec 18246601560
30 Sep 18241541550
30 Jun 18242541580
31 Mar 18247511660
01 Jan 18250461720
30 Sep 17256451780
30 Jun 17256421810
31 Mar 17261451830
31 Dec 16261451830
30 Sep 16255411840
30 Jun 16257391870
31 Mar 16248331830
31 Dec 15266371970
30 Sep 15350542440
30 Jun 15369532590
31 Mar 15390542810
31 Dec 14391492870
30 Sep 14365312790
30 Jun 14387333000
31 Mar 14410343200
31 Dec 13411363190

Quality Earnings: 0RL9 has high quality earnings.

Growing Profit Margin: 0RL9's current net profit margins (25.3%) are higher than last year (22.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 0RL9's earnings have grown by 13.1% per year over the past 5 years.

Accelerating Growth: 0RL9's earnings growth over the past year (46.7%) exceeds its 5-year average (13.1% per year).

Earnings vs Industry: 0RL9 earnings growth over the past year (46.7%) exceeded the Banks industry 10.1%.


Return on Equity

High ROE: 0RL9's Return on Equity (10.6%) is considered low.


Return on Assets


Return on Capital Employed


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