0C6Y Stock Overview

Provides various banking products and services. More details

0C6Y fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	3/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (13.8x) is below the UK market (16.4x)

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Oberbank AG Competitors

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.0b

TBC Bank Group

LSE:TBCG

UK£1.7b

Bank of Georgia Group

LSE:BGEO

UK£2.0b

Standard Chartered

LSE:STAN

UK£23.4b

Price History & Performance

Summary of share price highs, lows and changes for Oberbank
Historical stock prices
Current Share Price	€70.00
52 Week High	€70.00
52 Week Low	€69.61
Beta	0.10
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	211.11%

Recent updates

Shareholder Returns

	0C6Y	GB Banks	GB Market
7D	0%	-1.6%	-2.6%
1Y	n/a	32.4%	2.4%

Return vs Industry: Insufficient data to determine how 0C6Y performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0C6Y performed against the UK Market.

Price Volatility

Is 0C6Y's price volatile compared to industry and market?
0C6Y volatility
0C6Y Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.6%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0C6Y's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0C6Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1869	2,237	Franz Gasselsberger	www.oberbank.at

Oberbank AG provides various banking products and services. The company operates through Corporate and Business Banking, Retail Banking, and Financial Markets segments. It provides current, savings, student, and business accounts; consumer and housing finance; working capital loans; car, equipment, and real estate leasing; factoring and guarantees; life insurance, occupational disability insurance, and accident insurance; credit and debit cards; export financing; and private banking.

Oberbank AG Fundamentals Summary

How do Oberbank's earnings and revenue compare to its market cap?
0C6Y fundamental statistics
Market cap	€4.99b
Earnings (TTM)	€362.40m
Revenue (TTM)	€839.85m

13.8x

P/E Ratio

1.2x

P/B Ratio

Is 0C6Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0C6Y income statement (TTM)
Revenue	€839.85m
Cost of Revenue	€0
Gross Profit	€839.85m
Other Expenses	€477.44m
Earnings	€362.40m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Apr 02, 2025

Earnings per share (EPS)	5.13
Gross Margin	100.00%
Net Profit Margin	43.15%
Debt/Equity Ratio	184.3%

How did 0C6Y perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/11/25 16:10
End of Day Share Price	2024/08/28 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Oberbank AG is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution