Oberbank Balance Sheet Health

Financial Health criteria checks 3/6

Oberbank has total assets of €28.0B and total equity of €4.1B. Total deposits are €15.7B, and total loans are €20.6B.

Key information

6.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€15.69b

Loan to deposit ratio

High

Bad loans

3.7%

Allowance for bad loans

Low

Current ratio

Good

Cash & equivalents

€2.54b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0C6Y's Assets to Equity ratio (6.9x) is low.

Allowance for Bad Loans: 0C6Y has a low allowance for bad loans (42%).

Low Risk Liabilities: 66% of 0C6Y's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0C6Y has an appropriate level of Loans to Assets ratio (74%).

Low Risk Deposits: 0C6Y's Loans to Deposits ratio (131%) is high.

Level of Bad Loans: 0C6Y has a high level of bad loans (3.7%).


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