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HM9 logo

Horace Mann Educators DB:HM9 Stock Report

Last Price

€35.60

Market Cap

€1.5b

7D

1.7%

1Y

15.6%

Updated

19 Jan, 2025

Data

Company Financials +

Horace Mann Educators Corporation

DB:HM9 Stock Report

Market Cap: €1.5b

My Notes

Capture your thoughts, links and company narrative

Horace Mann Educators Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Horace Mann Educators
Historical stock prices
Current Share PriceUS$35.60
52 Week HighUS$39.60
52 Week LowUS$29.40
Beta0.33
1 Month Change-3.26%
3 Month Change5.33%
1 Year Change15.58%
3 Year Change9.88%
5 Year Change-11.00%
Change since IPO64.98%

Recent News & Updates

Recent updates

Shareholder Returns

HM9DE InsuranceDE Market
7D1.7%2.8%2.6%
1Y15.6%23.1%13.4%

Return vs Industry: HM9 underperformed the German Insurance industry which returned 23.1% over the past year.

Return vs Market: HM9 exceeded the German Market which returned 13.4% over the past year.

Price Volatility

Is HM9's price volatile compared to industry and market?
HM9 volatility
HM9 Average Weekly Movement4.6%
Insurance Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.5%
10% least volatile stocks in DE Market2.4%

Stable Share Price: HM9 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: HM9's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19451,700Marita Zuraitiswww.horacemann.com

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters.

Horace Mann Educators Corporation Fundamentals Summary

How do Horace Mann Educators's earnings and revenue compare to its market cap?
HM9 fundamental statistics
Market cap€1.51b
Earnings (TTM)€101.30m
Revenue (TTM)€1.55b

14.9x

P/E Ratio

1.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HM9 income statement (TTM)
RevenueUS$1.59b
Cost of RevenueUS$1.08b
Gross ProfitUS$509.70m
Other ExpensesUS$405.60m
EarningsUS$104.10m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)2.55
Gross Margin32.07%
Net Profit Margin6.55%
Debt/Equity Ratio46.0%

How did HM9 perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

54%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/19 11:36
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Horace Mann Educators Corporation is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bijan MoazamiGuggenheim Securities, LLC
Robert GlasspiegelJanney Montgomery Scott LLC
Matthew CarlettiJMP Securities