HM9 Stock Overview
Operates as an insurance holding company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for HM9 from our risk checks.
Community vs My Fair Value
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Horace Mann Educators Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$37.20 |
| 52 Week High | US$40.60 |
| 52 Week Low | US$29.40 |
| Beta | 0.29 |
| 1 Month Change | 6.29% |
| 3 Month Change | -8.37% |
| 1 Year Change | 15.53% |
| 3 Year Change | 2.76% |
| 5 Year Change | 18.47% |
| Change since IPO | 72.40% |
Recent News & Updates
Recent updates
Shareholder Returns
| HM9 | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 1.1% | -6.6% | 1.4% |
| 1Y | 15.5% | 29.0% | 13.8% |
Return vs Industry: HM9 underperformed the German Insurance industry which returned 30.8% over the past year.
Return vs Market: HM9 exceeded the German Market which returned 13.8% over the past year.
Price Volatility
| HM9 volatility | |
|---|---|
| HM9 Average Weekly Movement | 5.1% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: HM9 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: HM9's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1945 | 1,750 | Marita Zuraitis | www.horacemann.com |
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters.
Horace Mann Educators Corporation Fundamentals Summary
| HM9 fundamental statistics | |
|---|---|
| Market cap | €1.53b |
| Earnings (TTM) | €102.32m |
| Revenue (TTM) | €1.45b |
14.8x
P/E Ratio1.0x
P/S RatioIs HM9 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HM9 income statement (TTM) | |
|---|---|
| Revenue | US$1.63b |
| Cost of Revenue | US$1.08b |
| Gross Profit | US$544.20m |
| Other Expenses | US$429.70m |
| Earnings | US$114.50m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.81 |
| Gross Margin | 33.48% |
| Net Profit Margin | 7.04% |
| Debt/Equity Ratio | 40.8% |
How did HM9 perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 15:39 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Horace Mann Educators Corporation is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | Citizens JMP Securities, LLC |
| Bijan Moazami | Guggenheim Securities, LLC |
| Robert Glasspiegel | Janney Montgomery Scott LLC |