Horace Mann Educators Corporation

DB:HM9 Stock Report

Market Cap: €1.5b

Horace Mann Educators Past Earnings Performance

Past criteria checks 2/6

Horace Mann Educators's earnings have been declining at an average annual rate of -27.1%, while the Insurance industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 2.7% per year. Horace Mann Educators's return on equity is 8.1%, and it has net margins of 6.6%.

Key information

-27.1%

Earnings growth rate

-27.0%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate2.7%
Return on equity8.1%
Net Margin6.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Horace Mann Educators makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:HM9 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,5891043330
30 Jun 241,556823260
31 Mar 241,524653230
31 Dec 231,492453180
30 Sep 231,435-113220
30 Jun 231,399-23220
31 Mar 231,38963190
31 Dec 221,382203160
30 Sep 221,367772980
30 Jun 221,354732870
31 Mar 221,3551242700
31 Dec 211,3291702510
30 Sep 211,3511502480
30 Jun 211,3591702410
31 Mar 211,3251542350
31 Dec 201,3101332380
30 Sep 201,2831192260
30 Jun 201,2831072320
31 Mar 201,4221712340
31 Dec 191,4311842350
30 Sep 191,3841312320
30 Jun 191,3591182190
31 Mar 191,212302130
31 Dec 181,192182050
30 Sep 181,2161641980
30 Jun 181,1951781910
31 Mar 181,1801741870
31 Dec 171,1721691880
30 Sep 171,151641820
30 Jun 171,153641820
31 Mar 171,145741790
31 Dec 161,129841730
30 Sep 161,122851720
30 Jun 161,097801680
31 Mar 161,082841640
31 Dec 151,080931570
30 Sep 151,0731031590
30 Jun 151,0731061590
31 Mar 151,0701101580
31 Dec 141,0611041620
30 Sep 141,0511081600
30 Jun 141,0371071610
31 Mar 141,0381121610
31 Dec 131,0311111600

Quality Earnings: HM9 has high quality earnings.

Growing Profit Margin: HM9 became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HM9's earnings have declined by 27.1% per year over the past 5 years.

Accelerating Growth: HM9 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: HM9 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (17.8%).

Return on Equity

High ROE: HM9's Return on Equity (8.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 08:04
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Horace Mann Educators Corporation is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bijan MoazamiGuggenheim Securities, LLC
Robert GlasspiegelJanney Montgomery Scott LLC
Matthew CarlettiJMP Securities