Horace Mann Educators Past Earnings Performance
Past criteria checks 4/6
Horace Mann Educators's earnings have been declining at an average annual rate of -21%, while the Insurance industry saw earnings growing at 4.4% annually. Revenues have been growing at an average rate of 2.1% per year. Horace Mann Educators's return on equity is 3.8%, and it has net margins of 3%.
Key information
-21.0%
Earnings growth rate
-21.1%
EPS growth rate
| Insurance Industry Growth | 5.9% |
| Revenue growth rate | 2.1% |
| Return on equity | 3.8% |
| Net Margin | 3.0% |
| Next Earnings Update | 08 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Horace Mann Educators makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,492 | 45 | 318 | 0 |
| 30 Sep 23 | 1,437 | -34 | 322 | 0 |
| 30 Jun 23 | 1,401 | -25 | 322 | 0 |
| 31 Mar 23 | 1,390 | -16 | 319 | 0 |
| 31 Dec 22 | 1,382 | 20 | 316 | 0 |
| 30 Sep 22 | 1,367 | 77 | 298 | 0 |
| 30 Jun 22 | 1,354 | 73 | 287 | 0 |
| 31 Mar 22 | 1,355 | 124 | 270 | 0 |
| 31 Dec 21 | 1,329 | 170 | 251 | 0 |
| 30 Sep 21 | 1,351 | 150 | 248 | 0 |
| 30 Jun 21 | 1,359 | 170 | 241 | 0 |
| 31 Mar 21 | 1,325 | 154 | 235 | 0 |
| 31 Dec 20 | 1,310 | 133 | 238 | 0 |
| 30 Sep 20 | 1,283 | 119 | 226 | 0 |
| 30 Jun 20 | 1,283 | 107 | 232 | 0 |
| 31 Mar 20 | 1,422 | 171 | 234 | 0 |
| 31 Dec 19 | 1,431 | 184 | 235 | 0 |
| 30 Sep 19 | 1,384 | 131 | 232 | 0 |
| 30 Jun 19 | 1,359 | 118 | 219 | 0 |
| 31 Mar 19 | 1,212 | 30 | 213 | 0 |
| 31 Dec 18 | 1,192 | 18 | 205 | 0 |
| 30 Sep 18 | 1,216 | 164 | 198 | 0 |
| 30 Jun 18 | 1,195 | 178 | 191 | 0 |
| 31 Mar 18 | 1,180 | 174 | 187 | 0 |
| 31 Dec 17 | 1,172 | 169 | 188 | 0 |
| 30 Sep 17 | 1,151 | 64 | 182 | 0 |
| 30 Jun 17 | 1,153 | 64 | 182 | 0 |
| 31 Mar 17 | 1,145 | 74 | 179 | 0 |
| 31 Dec 16 | 1,129 | 84 | 173 | 0 |
| 30 Sep 16 | 1,122 | 85 | 172 | 0 |
| 30 Jun 16 | 1,097 | 80 | 168 | 0 |
| 31 Mar 16 | 1,082 | 84 | 164 | 0 |
| 31 Dec 15 | 1,080 | 93 | 157 | 0 |
| 30 Sep 15 | 1,073 | 103 | 159 | 0 |
| 30 Jun 15 | 1,073 | 106 | 159 | 0 |
| 31 Mar 15 | 1,070 | 110 | 158 | 0 |
| 31 Dec 14 | 1,061 | 104 | 162 | 0 |
| 30 Sep 14 | 1,051 | 108 | 160 | 0 |
| 30 Jun 14 | 1,037 | 107 | 161 | 0 |
| 31 Mar 14 | 1,038 | 112 | 161 | 0 |
| 31 Dec 13 | 1,031 | 111 | 160 | 0 |
| 30 Sep 13 | 1,027 | 108 | 161 | 0 |
| 30 Jun 13 | 1,032 | 117 | 157 | 0 |
Quality Earnings: HM9 has high quality earnings.
Growing Profit Margin: HM9's current net profit margins (3%) are higher than last year (1.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HM9's earnings have declined by 21% per year over the past 5 years.
Accelerating Growth: HM9's earnings growth over the past year (127.3%) exceeds its 5-year average (-21% per year).
Earnings vs Industry: HM9 earnings growth over the past year (127.3%) exceeded the Insurance industry 10%.
Return on Equity
High ROE: HM9's Return on Equity (3.8%) is considered low.