HMN logo

Horace Mann Educators Corporation Stock Price

NYSE:HMN Community·US$2.1b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 2 Fair Values set on narratives written by author

HMN Share Price Performance

US$51.61
6.54 (14.51%)
US$56.50
Fair Value
US$51.61
6.54 (14.51%)
8.7% undervalued intrinsic discount
US$56.50
Fair Value
Price US$51.61
AnalystConsensusTarget US$56.50

HMN Community Narratives

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Fair Value US$56.5 8.7% undervalued intrinsic discount

Digital Engagement And K-12 Trends Will Drive Future Success

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US$56.5
8.7% undervalued intrinsic discount
Revenue
9.91% p.a.
Profit Margin
9.75%
Future PE
12.02x
Price in 2029
US$68.06

Trending Discussion

No trending discussion available.

Updated Narratives

HMN logo

HMN: Planned Acquisitions And Earnings Outlook Will Support Steady Future Returns

Fair Value: US$56.5 8.7% undervalued intrinsic discount
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Snowflake Analysis

Established dividend payer with proven track record.

1 Risk
4 Rewards

Horace Mann Educators Corporation Key Details

US$1.7b

Revenue

US$1.1b

Cost of Revenue

US$689.5m

Gross Profit

US$512.2m

Other Expenses

US$177.3m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
4.38
39.49%
10.15%
39.5%
View Full Analysis

About HMN

Founded
1945
Employees
1800
CEO
Marita Zuraitis
WebsiteView website
www.horacemann.com

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Recent HMN News & Updates

Seeking Alpha 22h

Horace Mann Educators: Raised Guidance Implies Further Upside

Summary Horace Mann Educators delivered record Q2 2026 core earnings, beating expectations by over 60% and raising FY 2026 EPS guidance. Recent acquisitions expand HMN’s client base beyond educators, expected to add 100 basis points to ROE and be immediately accretive. Book value per share rose 11.4% year-over-year; forward PE remains below 11, supporting the Buy rating and attractive valuation. The seventeenth consecutive year of dividend growth and improved catastrophe loss outlook further reinforce the investment thesis. Read the full article on Seeking Alpha
Narrative Update Aug 14

HMN: Planned Acquisitions And Earnings Outlook Will Support Steady Future Returns

Analysts have lifted their price target on Horace Mann Educators to $56.50 from $52.00, citing updated assumptions for revenue growth, profit margins and future P/E that adjust the stock's assessed fair value and discount rate. What’s in the News for Horace Mann Educators Horace Mann Educators plans to acquire Employee Services, LLC and all outstanding capital stock of Reserve National Insurance Company from Medical Mutual of Ohio, which is expected to expand the customer base to more than 1,000,000 covered lives.

Recent updates

No updates