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Horace Mann Educators Corporation Stock Price

NYSE:HMN Community·US$1.9b Market Cap
  • 1 Narratives written by author
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  • 0 Fair Values set on narratives written by author

HMN Share Price Performance

US$45.78
3.91 (9.34%)
US$50.33
Fair Value
US$45.78
3.91 (9.34%)
9.0% undervalued intrinsic discount
US$50.33
Fair Value
Price US$45.78
AnalystConsensusTarget US$50.33

HMN Community Narratives

AnalystConsensusTarget·
Fair Value US$50.33 9.0% undervalued intrinsic discount

Digital Engagement And K-12 Trends Will Drive Future Success

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Updated Narratives

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HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns

Fair Value: US$50.33 9.0% undervalued intrinsic discount
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Snowflake Analysis

Established dividend payer with proven track record.

1 Risk
5 Rewards

Horace Mann Educators Corporation Key Details

US$1.7b

Revenue

US$1.0b

Cost of Revenue

US$632.2m

Gross Profit

US$468.1m

Other Expenses

US$164.1m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
4.03
37.73%
9.79%
58.5%
View Full Analysis

About HMN

Founded
1945
Employees
1750
CEO
Marita Zuraitis
WebsiteView website
www.horacemann.com

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, and benefit specialists, as well as direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

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