UniCredit (DB:CRIP) - Stock Price, News & Analysis

CRIP Stock Overview

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe.

CRIP fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	3/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 43.1% below our estimate of its fair value

Earnings have grown 41.8% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 8.6% per year for the next 3 years

Unstable dividend track record

UniCredit S.p.A. Competitors

Commerzbank

XTRA:CBK

€16.6b

ProCredit Holding

XTRA:PCZ

€547.8m

UmweltBank

XTRA:UBK

€239.7m

Banco Bilbao Vizcaya Argentaria

BME:BBVA

€55.6b

Price History & Performance

Summary of all time highs, changes and price drops for UniCredit
Historical stock prices
Current Share Price	€17.60
52 Week High	€17.70
52 Week Low	€8.90
Beta	1.5
1 Month Change	2.33%
3 Month Change	23.94%
1 Year Change	88.24%
3 Year Change	259.18%
5 Year Change	n/a
Change since IPO	226.71%

Recent updates

Shareholder Returns

	CRIP	DE Banks	DE Market
7D	3.5%	1.1%	2.5%
1Y	88.2%	32.2%	5.4%

Return vs Industry: CRIP exceeded the German Banks industry which returned 32.9% over the past year.

Return vs Market: CRIP exceeded the German Market which returned 4.6% over the past year.

Price Volatility

Is CRIP's price volatile compared to industry and market?
CRIP volatility
CRIP Average Weekly Movement	3.2%
Banks Industry Average Movement	3.4%
Market Average Movement	5.0%
10% most volatile stocks in DE Market	10.5%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: CRIP's share price has been volatile over the past 3 months.

Volatility Over Time: CRIP's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1870	70,752	Andrea Orcel	www.unicreditgroup.eu

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services.

UniCredit S.p.A. Fundamentals Summary

How do UniCredit's earnings and revenue compare to its market cap?
CRIP fundamental statistics
Market cap	€60.54b
Earnings (TTM)	€9.83b
Revenue (TTM)	€23.41b

6.2x

P/E Ratio

0.9x

P/B Ratio

Is CRIP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CRIP income statement (TTM)
Revenue	€23.41b
Cost of Revenue	€0
Gross Profit	€23.41b
Other Expenses	€13.59b
Earnings	€9.83b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

Jul 23, 2024

Earnings per share (EPS)	5.84
Gross Margin	100.00%
Net Profit Margin	41.97%
Debt/Equity Ratio	120.7%

How did CRIP perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

35%

Payout Ratio

CRIP Stock Overview

Rewards

Risk Analysis

UniCredit S.p.A. Competitors

XTRA:CBK

€16.6b

XTRA:PCZ

€547.8m

XTRA:UBK

€239.7m

BME:BBVA

€55.6b

Price History & Performance

Recent News & Updates

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit S.p.A. to Report Q4, 2023 Results on Feb 04, 2024

UniCredit S.p.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

UniCredit S.p.A. to Report Q3, 2024 Results on Oct 24, 2024

UniCredit Bids to Buy Stake in Alpha Bank

Recent updates

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit S.p.A. to Report Q4, 2023 Results on Feb 04, 2024

UniCredit S.p.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

UniCredit S.p.A. to Report Q3, 2024 Results on Oct 24, 2024

UniCredit Bids to Buy Stake in Alpha Bank

UniCredit S.p.A., Annual General Meeting, Oct 27, 2023

Unicredit S.P.A. Announces Executive Changes

UniCredit S.p.A. Provides Earnings Guidance for the Year 2023

UniCredit S.p.A. to Report Q4, 2022 Results on Jan 30, 2023

UniCredit S.p.A., Annual General Meeting, Mar 31, 2023

UniCredit S.p.A. to Report Q3, 2023 Results on Oct 25, 2023

UniCredit Reassesses Potential Acquisition of Monte dei Paschi di Siena

Credit Factor SpA and KRUK Spólka Akcyjna (WSE:KRU) reached an agreement to acquire Non-performing unsecured individual credit portfolio, in Italy from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Fiscal Year 2022 Results on Jan 30, 2023

CNP Assurances SA completed the acquisition of remaining 49% of CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A., Annual General Meeting, Sep 14, 2022

CNP Assurances SA signed a share purchase agreement to acquire 49% stakes in CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG) for 500 million.

UniCredit Reportedly Considers Russia Exit that it Can Reverse After the War

illimity Bank S.p.A. (BIT:ILTY) reached an agreement to acquire Italian non-performing loans portfolio from UniCredit S.p.A. (BIT:UCG).

UniCredit Announces Executive Changes

UniCredit and Commerzbank Postpone Merger Talks

UniCredit Withdraws from A Possible Deal to Take over Otkritie Bank

Update on UniCredit and Otkritie Bank Potential Acquisition

UniCredit Reportedly Among Suitors for Russia's Otkritie Bank

Italy, UniCredit Reportedly to Extend Talks over Monte dei Paschi Sale

MBCredit Solutions S.p.A. and KRUK Spólka Akcyjna (WSE:KRU) entered into an agreement to acquire Unsecured Individual Non-Performing Credit Portfolio of UniCredit from UniCredit S.p.A. (BIT:UCG).

Kruk Investimenti S. R. L., and UniCredit S.p.A. (BIT:UCG) agreed to acquire €304 million Italian debt portfolios.

An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).

UniCredit Provides Earnings Guidance for the Full Year 2021

Unicredit Announces Management Changes

UniCredit S.p.A., Annual General Meeting, Apr 15, 2021

Monte dei Paschi to Open Books to Potential Partners

UniCredit's Italian Investors Reportedly Opposed to Monte Dei Paschi Deal

AS Citadele banka completed the acquisition of SIA Unicredit Leasing from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Q1, 2021 Results on May 05, 2021

UniCcredit Reportedly Working with Strategic Advisers on Updated Plans

UniCredit S.p.A. Announces Executive Changes, Effective December 1, 2020

Banca Monte dei Paschi Not Involved in Talks over Sale of Treasury's Stake

Aviva Reportedly in Talks for Piecemeal Sale of Italy Business

Italy Reportedly Discusses Possible Monte Paschi Stake Sale with UniCredit

UniCredit Reportedly Looks to Sell German Leasing, Wealthcap Businesses

UniCredit S.p.A. (BIT:UCG) completed the acquisition of 32.5% stake in La Villata Spa Immobiliare Di Investimento E Sviluppo from majority shareholders.

Barclays Bank PLC, Guber Banca SpA and Banca IFIS S.p.A. (BIT:IF) acquired an Italian Small Medium Enterprise Unsecured Non-Performing Loans Portfolio from UniCredit S.p.A. (BIT:UCG).

Shareholder Returns

Price Volatility

About the Company

UniCredit S.p.A. Fundamentals Summary

6.2x

0.9x

Earnings & Revenue

Dividends

5.0%

35%