UniCredit Balance Sheet Health
Financial Health criteria checks 4/6
UniCredit has total assets of €810.6B and total equity of €65.6B. Total deposits are €589.2B, and total loans are €488.0B.
Key information
12.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €589.22b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €119.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CRIP's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: CRIP has a low allowance for bad loans (89%).
Low Risk Liabilities: 79% of CRIP's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRIP has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: CRIP's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: CRIP has a high level of bad loans (2.5%).