D05 Stock Overview
DBS Group Holdings Ltd provides financial products and services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally.
DBS Group Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||S$30.21|
|52 Week High||S$37.49|
|52 Week Low||S$29.18|
|1 Month Change||-2.86%|
|3 Month Change||-16.01%|
|1 Year Change||2.06%|
|3 Year Change||13.57%|
|5 Year Change||46.29%|
|Change since IPO||55.72%|
Recent News & Updates
Is Now The Time To Put DBS Group Holdings (SGX:D05) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
DBS Group Holdings (SGX:D05) Will Pay A Larger Dividend Than Last Year At S$0.36
DBS Group Holdings Ltd ( SGX:D05 ) will increase its dividend on the 22nd of April to S$0.36. The announced payment...
|D05||SG Banks||SG Market|
Return vs Industry: D05 exceeded the SG Banks industry which returned -1.4% over the past year.
Return vs Market: D05 exceeded the SG Market which returned -3.4% over the past year.
|D05 Average Weekly Movement||2.2%|
|Banks Industry Average Movement||4.0%|
|Market Average Movement||4.8%|
|10% most volatile stocks in SG Market||11.1%|
|10% least volatile stocks in SG Market||2.2%|
Stable Share Price: D05 is less volatile than 75% of SG stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: D05's weekly volatility (2%) has been stable over the past year.
About the Company
DBS Group Holdings Ltd provides financial products and services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. It operates through Consumer Banking/Wealth Management, Institutional Banking, Treasury Markets, and Others segments. The Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers.
DBS Group Holdings Fundamentals Summary
|D05 fundamental statistics|
Is D05 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|D05 income statement (TTM)|
|Cost of Revenue||S$0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 04, 2022
|Earnings per share (EPS)||2.52|
|Net Profit Margin||45.70%|
How did D05 perform over the long term?See historical performance and comparison
4.8%Current Dividend Yield
Is D05 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 5/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for D05?
Other financial metrics that can be useful for relative valuation.
|What is D05's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does D05's PE Ratio compare to its peers?
|D05 PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
O39 Oversea-Chinese Banking
U11 United Overseas Bank
FAB First Abu Dhabi Bank P.J.S.C
NAB National Australia Bank
D05 DBS Group Holdings
Price-To-Earnings vs Peers: D05 is good value based on its Price-To-Earnings Ratio (12x) compared to the peer average (12.3x).
Price to Earnings Ratio vs Industry
How does D05's PE Ratio compare vs other companies in the Asian Banks Industry?
Price-To-Earnings vs Industry: D05 is expensive based on its Price-To-Earnings Ratio (12x) compared to the Asian Banks industry average (8.7x)
Price to Earnings Ratio vs Fair Ratio
What is D05's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||12x|
|Fair PE Ratio||15x|
Price-To-Earnings vs Fair Ratio: D05 is good value based on its Price-To-Earnings Ratio (12x) compared to the estimated Fair Price-To-Earnings Ratio (15x).
Share Price vs Fair Value
What is the Fair Price of D05 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: D05 (SGD30.21) is trading below our estimate of fair value (SGD61.22)
Significantly Below Fair Value: D05 is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: D05 is good value based on its PEG Ratio (0.9x)
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How is DBS Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Future Growth Score3/6
Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: D05's forecast earnings growth (13.1% per year) is above the savings rate (1.8%).
Earnings vs Market: D05's earnings (13.1% per year) are forecast to grow faster than the SG market (12.6% per year).
High Growth Earnings: D05's earnings are forecast to grow, but not significantly.
Revenue vs Market: D05's revenue (12.4% per year) is forecast to grow faster than the SG market (7.8% per year).
High Growth Revenue: D05's revenue (12.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: D05's Return on Equity is forecast to be low in 3 years time (14.2%).
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How has DBS Group Holdings performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: D05 has high quality earnings.
Growing Profit Margin: D05's current net profit margins (45.7%) are higher than last year (43.8%).
Past Earnings Growth Analysis
Earnings Trend: D05's earnings have grown by 7.5% per year over the past 5 years.
Accelerating Growth: D05's earnings growth over the past year (19%) exceeds its 5-year average (7.5% per year).
Earnings vs Industry: D05 earnings growth over the past year (19%) underperformed the Banks industry 24%.
Return on Equity
High ROE: D05's Return on Equity (11.4%) is considered low.
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How is DBS Group Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: D05's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: D05 has a sufficient allowance for bad loans (115%).
Low Risk Liabilities: 80% of D05's liabilities are made up of primarily low risk sources of funding.
Loan Level: D05 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: D05's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: D05 has an appropriate level of bad loans (1.3%).
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What is DBS Group Holdings's current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: D05's dividend (4.77%) is higher than the bottom 25% of dividend payers in the SG market (2.34%).
High Dividend: D05's dividend (4.77%) is low compared to the top 25% of dividend payers in the SG market (6.22%).
Stability and Growth of Payments
Stable Dividend: D05's dividend payments have been volatile in the past 10 years.
Growing Dividend: D05's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (54.6%), D05's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: D05's dividends in 3 years are forecast to be well covered by earnings (47.7% payout ratio).
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Piyush Gupta (61 yo)
Mr. Piyush Gupta has been the Chief Executive Officer of DBS Group Holdings Ltd and DBS Bank Ltd. since November 9, 2009. Mr. Gupta served as the Chief Executive Officer of South-East Asia & Pacific region...
CEO Compensation Analysis
Compensation vs Market: Piyush's total compensation ($USD9.79M) is above average for companies of similar size in the SG market ($USD5.00M).
Compensation vs Earnings: Piyush's compensation has increased by more than 20% in the past year.
Experienced Management: D05's management team is seasoned and experienced (12.3 years average tenure).
Experienced Board: D05's board of directors are considered experienced (4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
DBS Group Holdings Ltd's employee growth, exchange listings and data sources
- Name: DBS Group Holdings Ltd
- Ticker: D05
- Exchange: SGX
- Founded: 1968
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: S$76.716b
- Shares outstanding: 2.57b
- Website: https://www.dbs.com
Number of Employees
- DBS Group Holdings Ltd
- Tower 3
- 12 Marina Boulevard
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/27 00:00|
|End of Day Share Price||2022/06/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.