UCG Share Price Performance
€67.99
19.44 (40.06%)
0.5% overvalued intrinsic discount
€67.68
Fair Value
Price €67.99
AnalystLowTarget €67.68
Menalbi €78.13
AnalystHighTarget €95.50
Fair Value€67.68
Share Pricen/a
UniCredit S.p.A. Stock Price
- 4 Narratives written by author
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- 89 Fair Values set on narratives written by author
UCG Community Narratives
AN
Fair Value €67.68 0.5% overvalued intrinsic discount
Rising Fintech Disruption And Tighter Regulation Will Hamper Profitability
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Fair Value €78.13 13.0% undervalued intrinsic discount
UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
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AN
Fair Value €95.5 28.8% undervalued intrinsic discount
Digital Transformation And EU Integration Will Secure A Bright Future
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UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
We firmly believe that UniCredit (UCG) has significant long-term appreciation potential, with a clear path to reaching €78.13 per share within a 10-year horizon. This thesis is supported by a combination of factors, including the current undervaluation of the stock, the ongoing strategic transformation, the focus on efficiency and digitization, the potential for growth in new markets, and the increasing capacity for cash generation.Read more
154
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Rising Fintech Disruption And Tighter Regulation Will Hamper Profitability
Key Takeaways Digital disruption and regulatory burdens threaten profitability, while underinvestment in technology risks loss of customers and increased operational costs. Heavy reliance on Southern Europe exposes UniCredit to regional economic shocks, leading to instability in earnings and heightened risk.Read more
47
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AN
€67.68
0.5% overvalued intrinsic discount
Fair Value
Revenue
2.09% p.a.
Profit Margin
44%
Future PE
10.92x
Price in 2029
€93.04
Digital Transformation And EU Integration Will Secure A Bright Future
Key Takeaways Robust digital transformation, platform innovation, and regulatory harmonization position UniCredit for improved margins, scalable operations, and new revenue streams across integrated European markets. Product diversity, capital strength, and expansion into high-growth regions enable sustained growth, resilient profitability, and increased market share in fee-based financial services.Read more
61
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AN
€95.5
28.8% undervalued intrinsic discount
Fair Value
Revenue
5.19% p.a.
Profit Margin
45.13%
Future PE
13.78x
Price in 2029
€131.84
Digital Banking And Sustainable Finance Will Reshape European Markets
Key Takeaways Digitalization, wealth management expansion, and strategic partnerships drive sustainable growth, improved margins, and recurring high-quality income streams. Focus on sustainable finance and disciplined cost management enhances UniCredit's market position, capital strength, and capacity for future earnings distributions.Read more
237
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AN
€83.56
18.6% undervalued intrinsic discount
Fair Value
Revenue
3.95% p.a.
Profit Margin
42.78%
Future PE
12.69x
Price in 2029
€111.45
Trending Discussion
Recently Updated Narratives
ME
UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
Fair Value: €78.13 13.0% undervalued intrinsic discount
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AN
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Fair Value: €67.68 0.5% overvalued intrinsic discount
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AN
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Fair Value: €95.5 28.8% undervalued intrinsic discount
3 fair values setusers have set this as their fair value
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Snowflake Analysis
UniCredit S.p.A. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 04, 2026
- 7.15
- 100.00%
- 42.75%
- 302.4%
About UCG
- Founded
- 1870
- Employees
- 67458
- CEO
- WebsiteView website
UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. The company offers retail, private, and wealth management solutions; and institutional investor solutions. It also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and sustainable finance solutions, as well as securities services. In addition, the company offers transactional and risk management, structured finance, debt funding, equity funding, project finance, commodity trade finance, and trade and export finance services; group trade and correspondent banking services; and payments solutions. It serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.
