93V Stock Overview
Provides various banking products and services in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Instabank ASA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 0.14 |
| 52 Week High | NOK 0.17 |
| 52 Week Low | NOK 0.036 |
| Beta | 0.68 |
| 1 Month Change | 2.24% |
| 3 Month Change | 2.24% |
| 1 Year Change | 17.09% |
| 3 Year Change | -4.86% |
| 5 Year Change | n/a |
| Change since IPO | -20.35% |
Recent News & Updates
Recent updates
Shareholder Returns
| 93V | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.4% | -2.0% | -2.0% |
| 1Y | 17.1% | 19.1% | 6.9% |
Return vs Industry: 93V underperformed the German Banks industry which returned 19.1% over the past year.
Return vs Market: 93V exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| 93V volatility | |
|---|---|
| 93V Average Weekly Movement | 12.1% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 93V's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 93V's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 57 | Robert Berg | www.instabank.no |
Instabank ASA provides various banking products and services in Norway. The company accepts deposits and saving account; and offers consumer and secured loans, refinance, and credit cards, as well as loans for vehicles and boats. It also provides payment, car, travel, contents, and dental health insurance products; and credit cards.
Instabank ASA Fundamentals Summary
| 93V fundamental statistics | |
|---|---|
| Market cap | €63.84m |
| Earnings (TTM) | €8.18m |
| Revenue (TTM) | €27.00m |
7.8x
P/E Ratio0.7x
P/B RatioIs 93V overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 93V income statement (TTM) | |
|---|---|
| Revenue | NOK 319.17m |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 319.17m |
| Other Expenses | NOK 222.44m |
| Earnings | NOK 96.73m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 07, 2025
| Earnings per share (EPS) | 0.26 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.31% |
| Debt/Equity Ratio | 9.9% |
How did 93V perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 12:33 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Instabank ASA is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Vegard Toverud | Pareto Securities |
| Herman Zahl | Pareto Securities |