Instabank Past Earnings Performance
Past criteria checks 2/6
Instabank has been growing earnings at an average annual rate of 24.2%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 14.8% per year. Instabank's return on equity is 9.9%, and it has net margins of 32%.
Key information
24.2%
Earnings growth rate
22.2%
EPS growth rate
Banks Industry Growth | 10.6% |
Revenue growth rate | 14.8% |
Return on equity | 9.9% |
Net Margin | 32.0% |
Next Earnings Update | 15 Aug 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Instabank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
31 Mar 24 | 298 | 95 | 165 | 0 |
31 Dec 23 | 297 | 101 | 158 | 0 |
30 Sep 23 | 285 | 101 | 142 | 0 |
30 Jun 23 | 268 | 91 | 138 | 0 |
31 Mar 23 | 262 | 85 | 145 | 0 |
31 Dec 22 | 257 | 82 | 146 | 0 |
30 Sep 22 | 257 | 82 | 135 | 0 |
30 Jun 22 | 260 | 88 | 131 | 0 |
31 Mar 22 | 254 | 90 | 123 | 0 |
31 Dec 21 | 239 | 83 | 115 | 0 |
30 Sep 21 | 224 | 72 | 124 | 0 |
30 Jun 21 | 206 | 61 | 121 | 0 |
31 Mar 21 | 187 | 51 | 115 | 0 |
31 Dec 20 | 170 | 43 | 110 | 0 |
30 Sep 20 | 165 | 43 | 103 | 0 |
30 Jun 20 | 164 | 44 | 103 | 0 |
31 Mar 20 | 163 | 43 | 109 | 0 |
31 Dec 19 | 171 | 41 | 113 | 0 |
30 Sep 19 | 162 | 35 | 113 | 0 |
30 Jun 19 | 155 | 28 | 114 | 0 |
31 Mar 19 | 153 | 25 | 109 | 0 |
31 Dec 18 | 142 | 26 | 105 | 0 |
30 Sep 18 | 130 | 20 | 99 | 0 |
30 Jun 18 | 113 | 15 | 89 | 0 |
31 Mar 18 | 98 | 9 | 82 | 0 |
31 Dec 17 | 79 | 2 | 73 | 0 |
30 Sep 17 | 57 | -8 | 69 | 0 |
30 Jun 17 | 34 | -17 | 58 | 0 |
31 Mar 17 | 14 | -20 | 43 | 0 |
31 Dec 16 | 2 | -17 | 29 | 0 |
Quality Earnings: 93V has high quality earnings.
Growing Profit Margin: 93V's current net profit margins (32%) are lower than last year (32.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 93V's earnings have grown significantly by 24.2% per year over the past 5 years.
Accelerating Growth: 93V's earnings growth over the past year (11.9%) is below its 5-year average (24.2% per year).
Earnings vs Industry: 93V earnings growth over the past year (11.9%) did not outperform the Banks industry 22.9%.
Return on Equity
High ROE: 93V's Return on Equity (9.9%) is considered low.