Instabank Balance Sheet Health
Financial Health criteria checks 4/6
Instabank has total assets of NOK7.6B and total equity of NOK963.7M. Total deposits are NOK6.4B, and total loans are NOK6.5B.
Key information
7.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | kr6.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 11.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr13.17m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 93V's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: 93V has a low allowance for bad loans (50%).
Low Risk Liabilities: 97% of 93V's liabilities are made up of primarily low risk sources of funding.
Loan Level: 93V has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: 93V's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: 93V has a high level of bad loans (11.4%).