Instabank Balance Sheet Health
Financial Health criteria checks 4/6
Instabank has total assets of NOK7.7B and total equity of NOK988.4M. Total deposits are NOK6.5B, and total loans are NOK6.5B.
Key information
7.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 6.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 567.00k |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 93V's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: 93V has a low allowance for bad loans (47%).
Low Risk Liabilities: 97% of 93V's liabilities are made up of primarily low risk sources of funding.
Loan Level: 93V has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: 93V's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 93V has a high level of bad loans (9.9%).