PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. More Details
Adequate balance sheet and overvalued.
Share Price & News
How has Bank Artha Graha Internasional's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: INPC is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 25% a week.
Volatility Over Time: INPC's weekly volatility has increased from 13% to 25% over the past year.
7 Day Return
1 Year Return
Return vs Industry: INPC exceeded the ID Banks industry which returned 37.1% over the past year.
Return vs Market: INPC exceeded the ID Market which returned 27.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank Artha Graha Internasional's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Bank Artha Graha Internasional undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate INPC's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate INPC's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: INPC is unprofitable, so we can't compare its PE Ratio to the ID Banks industry average.
PE vs Market: INPC is unprofitable, so we can't compare its PE Ratio to the ID market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate INPC's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: INPC is good value based on its PB Ratio (0.9x) compared to the ID Banks industry average (1.6x).
How is Bank Artha Graha Internasional forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Artha Graha Internasional has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Bank Artha Graha Internasional performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INPC is currently unprofitable.
Growing Profit Margin: INPC is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: INPC is unprofitable, and losses have increased over the past 5 years at a rate of 43.8% per year.
Accelerating Growth: Unable to compare INPC's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: INPC is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-31.3%).
Return on Equity
High ROE: INPC has a negative Return on Equity (-1.89%), as it is currently unprofitable.
How is Bank Artha Graha Internasional's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: INPC's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: INPC has a low allowance for bad loans (35%).
Low Risk Liabilities: 96% of INPC's liabilities are made up of primarily low risk sources of funding.
Loan Level: INPC has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: INPC's Loans to Deposits ratio (50%) is appropriate.
Level of Bad Loans: INPC has a high level of bad loans (5.7%).
What is Bank Artha Graha Internasional current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate INPC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate INPC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if INPC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if INPC's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of INPC's dividend in 3 years as they are not forecast to pay a notable one for the ID market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Andy Kasih (65 yo)
Mr. Andy Kasih was appointed as President Director of PT Bank Artha Graha Internasional Tbk since December 2008 and has been its Director since June 30, 2008. He received a Bachelor of Economics degree fro...
Experienced Management: INPC's management team is considered experienced (3.3 years average tenure).
Experienced Board: INPC's board of directors are considered experienced (6.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PT Bank Artha Graha Internasional Tbk's company bio, employee growth, exchange listings and data sources
- Name: PT Bank Artha Graha Internasional Tbk
- Ticker: INPC
- Exchange: IDX
- Founded: 1973
- Industry: Regional Banks
- Sector: Banks
- Market Cap: Rp2.842t
- Shares outstanding: 15.79b
- Website: https://www.arthagraha.com
Number of Employees
- PT Bank Artha Graha Internasional Tbk
- Artha Graha Building
- Sudirman Commercial Business District
- South Jakarta
- Jakarta Raya
PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. It operates through four segments: Productive, Consumer, Treasury, and Others. The company offers deposits...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/11 10:16|
|End of Day Share Price||2021/04/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.