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Bank IBK Indonesia

Market Cap

Rp3.6t

Last Updated

2021/04/17 10:22 UTC

Data Sources

Company Financials

Executive Summary

PT Bank IBK Indonesia Tbk provides banking products and services in Indonesia. More Details


Snowflake Analysis

Adequate balance sheet with weak fundamentals.

Share Price & News

How has Bank IBK Indonesia's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: AGRS is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 21% a week.

Volatility Over Time: AGRS's weekly volatility has increased from 14% to 21% over the past year.


Market Performance


7 Day Return

-7.5%

AGRS

1.0%

ID Banks

-0.04%

ID Market


1 Year Return

135.3%

AGRS

42.6%

ID Banks

27.2%

ID Market

Return vs Industry: AGRS exceeded the ID Banks industry which returned 48.6% over the past year.

Return vs Market: AGRS exceeded the ID Market which returned 31.3% over the past year.


Shareholder returns

AGRSIndustryMarket
7 Day-7.5%1.0%-0.04%
30 Day-57.3%-5.2%-3.4%
90 Day46.8%-6.4%-6.0%
1 Year135.3%135.3%47.0%42.6%30.6%27.2%
3 Year-33.3%-33.3%24.9%14.9%-0.2%-7.9%
5 Year240.4%240.4%113.4%86.6%34.2%18.2%

Long-Term Price Volatility Vs. Market

How volatile is Bank IBK Indonesia's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Bank IBK Indonesia undervalued compared to its fair value and its price relative to the market?

1.71x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate AGRS's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate AGRS's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: AGRS is unprofitable, so we can't compare its PE Ratio to the ID Banks industry average.

PE vs Market: AGRS is unprofitable, so we can't compare its PE Ratio to the ID market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AGRS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AGRS is overvalued based on its PB Ratio (1.7x) compared to the ID Banks industry average (1.5x).


Future Growth

How is Bank IBK Indonesia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.7%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank IBK Indonesia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Bank IBK Indonesia performed over the past 5 years?

-76.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: AGRS is currently unprofitable.

Growing Profit Margin: AGRS is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: AGRS is unprofitable, and losses have increased over the past 5 years at a rate of 76.1% per year.

Accelerating Growth: Unable to compare AGRS's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AGRS is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-31.7%).


Return on Equity

High ROE: AGRS has a negative Return on Equity (-8.25%), as it is currently unprofitable.


Financial Health

How is Bank IBK Indonesia's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: AGRS's Assets to Equity ratio (3.9x) is low.

Allowance for Bad Loans: AGRS has a low allowance for bad loans (6%).

Low Risk Liabilities: 70% of AGRS's liabilities are made up of primarily low risk sources of funding.

Loan Level: AGRS has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: AGRS's Loans to Deposits ratio (107%) is appropriate.

Level of Bad Loans: AGRS has a high level of bad loans (100%).


Dividend

What is Bank IBK Indonesia current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate AGRS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate AGRS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if AGRS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if AGRS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of AGRS's dividend in 3 years as they are not forecast to pay a notable one for the ID market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.3yrs

Average management tenure


CEO

Park Yong (56 yo)

1.58yrs

Tenure

Mr. Park Ju Yong serves as President Director at PT Bank IBK Indonesia Tbk since 2019. Mr. Yong is Vice President responsible as Global Business Division at IBK Korea since 2018. His working experience inc...


Leadership Team

Experienced Management: AGRS's management team is considered experienced (2.3 years average tenure).


Board Members

Experienced Board: AGRS's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 58%.


Top Shareholders

Company Information

PT Bank IBK Indonesia Tbk's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: PT Bank IBK Indonesia Tbk
  • Ticker: AGRS
  • Exchange: IDX
  • Founded: 1973
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: Rp3.586t
  • Shares outstanding: 11.21b
  • Website: https://ibk.co.id

Number of Employees


Location

  • PT Bank IBK Indonesia Tbk
  • Wisma GKBI
  • Suite UG-01
  • Central Jakarta
  • Jakarta Raya
  • 10210
  • Indonesia

Listings


Biography

PT Bank IBK Indonesia Tbk provides banking products and services in Indonesia. The company accepts savings and giro/checking accounts, and deposits. It also offers working capital, investment credit, and c...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/17 10:22
End of Day Share Price2021/04/16 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.