Executive Summary
PT Bank IBK Indonesia Tbk provides banking products and services in Indonesia. More Details
Snowflake Analysis
Adequate balance sheet with weak fundamentals.
Share Price & News
How has Bank IBK Indonesia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AGRS is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 21% a week.
Volatility Over Time: AGRS's weekly volatility has increased from 14% to 21% over the past year.
Market Performance
7 Day Return
-7.5%
AGRS
1.0%
ID Banks
-0.04%
ID Market
1 Year Return
135.3%
AGRS
42.6%
ID Banks
27.2%
ID Market
Return vs Industry: AGRS exceeded the ID Banks industry which returned 48.6% over the past year.
Return vs Market: AGRS exceeded the ID Market which returned 31.3% over the past year.
Shareholder returns
| AGRS | Industry | Market | |
|---|---|---|---|
| 7 Day | -7.5% | 1.0% | -0.04% |
| 30 Day | -57.3% | -5.2% | -3.4% |
| 90 Day | 46.8% | -6.4% | -6.0% |
| 1 Year | 135.3%135.3% | 47.0%42.6% | 30.6%27.2% |
| 3 Year | -33.3%-33.3% | 24.9%14.9% | -0.2%-7.9% |
| 5 Year | 240.4%240.4% | 113.4%86.6% | 34.2%18.2% |
Long-Term Price Volatility Vs. Market
How volatile is Bank IBK Indonesia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bank IBK Indonesia undervalued compared to its fair value and its price relative to the market?
1.71x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate AGRS's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate AGRS's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: AGRS is unprofitable, so we can't compare its PE Ratio to the ID Banks industry average.
PE vs Market: AGRS is unprofitable, so we can't compare its PE Ratio to the ID market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AGRS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AGRS is overvalued based on its PB Ratio (1.7x) compared to the ID Banks industry average (1.5x).
Future Growth
How is Bank IBK Indonesia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
23.7%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank IBK Indonesia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Bank IBK Indonesia performed over the past 5 years?
-76.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AGRS is currently unprofitable.
Growing Profit Margin: AGRS is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: AGRS is unprofitable, and losses have increased over the past 5 years at a rate of 76.1% per year.
Accelerating Growth: Unable to compare AGRS's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: AGRS is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-31.7%).
Return on Equity
High ROE: AGRS has a negative Return on Equity (-8.25%), as it is currently unprofitable.
Financial Health
How is Bank IBK Indonesia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AGRS's Assets to Equity ratio (3.9x) is low.
Allowance for Bad Loans: AGRS has a low allowance for bad loans (6%).
Low Risk Liabilities: 70% of AGRS's liabilities are made up of primarily low risk sources of funding.
Loan Level: AGRS has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: AGRS's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: AGRS has a high level of bad loans (100%).
Dividend
What is Bank IBK Indonesia current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AGRS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AGRS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AGRS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AGRS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AGRS's dividend in 3 years as they are not forecast to pay a notable one for the ID market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.3yrs
Average management tenure
CEO
Park Yong (56 yo)
1.58yrs
Tenure
Mr. Park Ju Yong serves as President Director at PT Bank IBK Indonesia Tbk since 2019. Mr. Yong is Vice President responsible as Global Business Division at IBK Korea since 2018. His working experience inc...
Leadership Team
Experienced Management: AGRS's management team is considered experienced (2.3 years average tenure).
Board Members
Experienced Board: AGRS's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 58%.
Top Shareholders
Company Information
PT Bank IBK Indonesia Tbk's company bio, employee growth, exchange listings and data sources
Key Information
- Name: PT Bank IBK Indonesia Tbk
- Ticker: AGRS
- Exchange: IDX
- Founded: 1973
- Industry: Regional Banks
- Sector: Banks
- Market Cap: Rp3.586t
- Shares outstanding: 11.21b
- Website: https://ibk.co.id
Number of Employees
Location
- PT Bank IBK Indonesia Tbk
- Wisma GKBI
- Suite UG-01
- Central Jakarta
- Jakarta Raya
- 10210
- Indonesia
Listings
Biography
PT Bank IBK Indonesia Tbk provides banking products and services in Indonesia. The company accepts savings and giro/checking accounts, and deposits. It also offers working capital, investment credit, and c...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/17 10:22 |
| End of Day Share Price | 2021/04/16 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.