Bank Artha Graha Internasional Balance Sheet Health
Financial Health criteria checks 6/6
Bank Artha Graha Internasional has total assets of IDR26,103.6B and total equity of IDR4,171.0B. Total deposits are IDR20,969.5B, and total loans are IDR11,636.7B. It earns a Net Interest Margin of 5.6%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are IDR1,544.0B.
Key information
6.3x
Asset to equity ratio
5.6%
Net interest margin
Total deposits | Rp20.97t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp1.54t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INPC's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: INPC has a sufficient allowance for bad loans (242%).
Low Risk Liabilities: 96% of INPC's liabilities are made up of primarily low risk sources of funding.
Loan Level: INPC has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: INPC's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: INPC has an appropriate level of bad loans (1.7%).