PT Bank Artha Graha Internasional Tbk

IDX:INPC Stock Report

Market Cap: Rp5.8t

Bank Artha Graha Internasional Past Earnings Performance

Past criteria checks 5/6

Bank Artha Graha Internasional has been growing earnings at an average annual rate of 43.7%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 8.2% per year. Bank Artha Graha Internasional's return on equity is 3.4%, and it has net margins of 12.4%.

Key information

43.7%

Earnings growth rate

44.4%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate8.2%
Return on equity3.4%
Net Margin12.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Artha Graha Internasional makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:INPC Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,193,404147,974427,3490
30 Jun 241,286,758129,693417,1860
31 Mar 241,235,066149,882409,4470
31 Dec 231,191,171146,753408,0250
30 Sep 231,082,23099,960377,2830
30 Jun 23951,434102,724374,1290
31 Mar 23838,93066,324371,6230
31 Dec 22878,60754,997371,1830
30 Sep 22569,923-112,816346,5250
30 Jun 22452,673-149,060358,5610
31 Mar 22613,344-152,089363,6620
31 Dec 21521,764-168,063369,2580
30 Sep 21619,15922,673413,3890
30 Jun 21701,06523,411399,3990
31 Mar 21773,41216,714408,4180
31 Dec 20821,67321,371430,9420
30 Sep 20950,932-62,189414,2780
30 Jun 20946,167-64,767443,8040
31 Mar 20804,116-60,161458,1110
31 Dec 19805,848-58,345458,8110
30 Sep 19977,83135,643464,8740
30 Jun 191,013,41243,367485,4850
31 Mar 191,069,73946,195506,2990
31 Dec 181,088,36153,621528,9090
30 Sep 181,090,71436,533564,5030
30 Jun 181,115,38233,714571,7270
31 Mar 181,108,60554,906579,6680
31 Dec 171,143,45468,101591,4970
30 Sep 171,095,52276,472575,0030
30 Jun 171,003,68277,832534,5650
31 Mar 171,058,31774,035566,2200
31 Dec 161,063,79672,843587,4600
30 Sep 161,037,25859,057600,5430
30 Jun 161,122,06283,825642,5650
31 Mar 161,020,46655,238573,6560
31 Dec 151,010,20771,294530,3820
30 Sep 151,015,48470,333493,2180
30 Jun 151,005,44459,428482,6310
31 Mar 151,047,829112,281480,4440
31 Dec 14989,953112,376451,9590
30 Sep 141,026,479147,997444,0990
30 Jun 141,000,866177,882402,3830
31 Mar 141,005,777198,634411,9820

Quality Earnings: INPC has high quality earnings.

Growing Profit Margin: INPC's current net profit margins (12.4%) are higher than last year (9.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: INPC's earnings have grown significantly by 43.7% per year over the past 5 years.

Accelerating Growth: INPC's earnings growth over the past year (48%) exceeds its 5-year average (43.7% per year).

Earnings vs Industry: INPC earnings growth over the past year (48%) exceeded the Banks industry 5.7%.

Return on Equity

High ROE: INPC's Return on Equity (3.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 01:08
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Artha Graha Internasional Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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