Bank Artha Graha Internasional Past Earnings Performance
Past criteria checks 5/6
Bank Artha Graha Internasional has been growing earnings at an average annual rate of 10.8%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been declining at an average rate of 3% per year. Bank Artha Graha Internasional's return on equity is 3.5%, and it has net margins of 12.3%.
Key information
10.8%
Earnings growth rate
10.2%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | -3.0% |
| Return on equity | 3.5% |
| Net Margin | 12.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank Artha Graha Internasional makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,191,171 | 146,753 | 408,025 | 0 |
| 30 Sep 23 | 1,082,230 | 99,960 | 390,186 | 0 |
| 30 Jun 23 | 951,650 | 102,724 | 387,032 | 0 |
| 31 Mar 23 | 838,930 | 66,324 | 384,526 | 0 |
| 31 Dec 22 | 878,607 | 54,997 | 371,183 | 0 |
| 30 Sep 22 | 569,923 | -112,816 | 346,525 | 0 |
| 30 Jun 22 | 452,673 | -149,060 | 358,561 | 0 |
| 31 Mar 22 | 613,344 | -152,089 | 363,662 | 0 |
| 31 Dec 21 | 521,764 | -168,063 | 369,258 | 0 |
| 30 Sep 21 | 619,159 | 22,673 | 413,389 | 0 |
| 30 Jun 21 | 701,065 | 23,411 | 399,399 | 0 |
| 31 Mar 21 | 773,412 | 16,714 | 408,418 | 0 |
| 31 Dec 20 | 821,673 | 21,371 | 430,942 | 0 |
| 30 Sep 20 | 950,932 | -62,189 | 414,278 | 0 |
| 30 Jun 20 | 946,167 | -64,767 | 443,804 | 0 |
| 31 Mar 20 | 804,116 | -60,161 | 458,111 | 0 |
| 31 Dec 19 | 805,848 | -58,345 | 458,811 | 0 |
| 30 Sep 19 | 977,831 | 35,643 | 464,874 | 0 |
| 30 Jun 19 | 1,013,412 | 43,367 | 485,485 | 0 |
| 31 Mar 19 | 1,069,739 | 46,195 | 506,299 | 0 |
| 31 Dec 18 | 1,088,361 | 53,621 | 528,909 | 0 |
| 30 Sep 18 | 1,090,714 | 36,533 | 564,503 | 0 |
| 30 Jun 18 | 1,115,382 | 33,714 | 571,727 | 0 |
| 31 Mar 18 | 1,108,605 | 54,906 | 579,668 | 0 |
| 31 Dec 17 | 1,143,454 | 68,101 | 591,497 | 0 |
| 30 Sep 17 | 1,095,522 | 76,472 | 575,003 | 0 |
| 30 Jun 17 | 1,003,682 | 77,832 | 534,565 | 0 |
| 31 Mar 17 | 1,058,317 | 74,035 | 566,220 | 0 |
| 31 Dec 16 | 1,063,796 | 72,843 | 587,460 | 0 |
| 30 Sep 16 | 1,037,258 | 59,057 | 600,543 | 0 |
| 30 Jun 16 | 1,122,062 | 83,825 | 642,565 | 0 |
| 31 Mar 16 | 1,020,466 | 55,238 | 573,656 | 0 |
| 31 Dec 15 | 1,010,207 | 71,294 | 530,382 | 0 |
| 30 Sep 15 | 1,015,484 | 70,333 | 493,218 | 0 |
| 30 Jun 15 | 1,005,444 | 59,428 | 482,631 | 0 |
| 31 Mar 15 | 1,047,829 | 112,281 | 480,444 | 0 |
| 31 Dec 14 | 989,953 | 112,376 | 451,959 | 0 |
| 30 Sep 14 | 1,026,479 | 147,997 | 444,099 | 0 |
| 30 Jun 14 | 1,000,866 | 177,882 | 402,383 | 0 |
| 31 Mar 14 | 1,005,777 | 198,634 | 411,982 | 0 |
| 31 Dec 13 | 1,019,489 | 222,805 | 415,891 | 0 |
| 30 Sep 13 | 923,575 | 230,152 | 390,164 | 0 |
| 30 Jun 13 | 912,085 | 213,331 | 417,393 | 0 |
Quality Earnings: INPC has high quality earnings.
Growing Profit Margin: INPC's current net profit margins (12.3%) are higher than last year (6.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: INPC's earnings have grown by 10.8% per year over the past 5 years.
Accelerating Growth: INPC's earnings growth over the past year (166.8%) exceeds its 5-year average (10.8% per year).
Earnings vs Industry: INPC earnings growth over the past year (166.8%) exceeded the Banks industry 18%.
Return on Equity
High ROE: INPC's Return on Equity (3.5%) is considered low.