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Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.SZSE:002807 Stock Report

Market Cap CN¥11.8b
Share Price
CN¥4.80
My Fair Value
CN¥5.40
11.1% undervalued intrinsic discount
1Y33.3%
7D0%
Portfolio Value
View

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

SZSE:002807 Stock Report

Market Cap: CN¥11.8b

Jiangsu Jiangyin Rural Commercial BankLTD (002807) Stock Overview

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. More details

002807 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends3/6

002807 Community Fair Values

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Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Jiangsu Jiangyin Rural Commercial BankLTD
Historical stock prices
Current Share PriceCN¥4.80
52 Week HighCN¥5.10
52 Week LowCN¥3.37
Beta0.35
1 Month Change0.84%
3 Month Change3.45%
1 Year Change33.33%
3 Year Change5.03%
5 Year Change15.38%
Change since IPO-13.77%

Recent News & Updates

Recent updates

Shareholder Returns

002807CN BanksCN Market
7D0%-1.6%-1.6%
1Y33.3%34.0%49.8%

Return vs Industry: 002807 matched the CN Banks industry which returned 34% over the past year.

Return vs Market: 002807 underperformed the CN Market which returned 49.8% over the past year.

Price Volatility

Is 002807's price volatile compared to industry and market?
002807 volatility
002807 Average Weekly Movement3.4%
Banks Industry Average Movement2.8%
Market Average Movement5.1%
10% most volatile stocks in CN Market8.9%
10% least volatile stocks in CN Market3.0%

Stable Share Price: 002807 has not had significant price volatility in the past 3 months compared to the CN market.

Volatility Over Time: 002807's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20011,712Qinghua Niwww.jybank.com.cn

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. provides various personal and corporate banking products and services in China. The company operates through three segments: Corporate Business, Personal Business, and Treasury Business.

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. Fundamentals Summary

How do Jiangsu Jiangyin Rural Commercial BankLTD's earnings and revenue compare to its market cap?
002807 fundamental statistics
Market capCN¥11.81b
Earnings (TTM)CN¥2.16b
Revenue (TTM)CN¥3.62b
5.5x
P/E Ratio
0.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
002807 income statement (TTM)
RevenueCN¥3.62b
Cost of RevenueCN¥0
Gross ProfitCN¥3.62b
Other ExpensesCN¥1.46b
EarningsCN¥2.16b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.88
Gross Margin100.00%
Net Profit Margin59.59%
Debt/Equity Ratio119.2%

How did 002807 perform over the long term?

See historical performance and comparison

Dividends

4.2%
Current Dividend Yield
23%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/06 19:29
End of Day Share Price 2025/09/05 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dong Jun PuChangjiang Securities Co. LTD.
Yifeng WangEverbright Securities Co. Ltd.
Jiali LinHaitong International Research Limited