Jiangsu Jiangyin Rural Commercial BankLTD Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Jiangyin Rural Commercial BankLTD has total assets of CN¥186.3B and total equity of CN¥17.6B. Total deposits are CN¥147.5B, and total loans are CN¥116.2B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥26.6B.
Key information
10.6x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | CN¥147.53b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥26.56b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002807's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 002807 has a sufficient allowance for bad loans (415%).
Low Risk Liabilities: 87% of 002807's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002807 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 002807's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 002807 has an appropriate level of bad loans (1%).