Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

SZSE:002807 Stock Report

Market Cap: CN¥10.4b

Jiangsu Jiangyin Rural Commercial BankLTD Past Earnings Performance

Past criteria checks 3/6

Jiangsu Jiangyin Rural Commercial BankLTD has been growing earnings at an average annual rate of 16.3%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 8.7% per year. Jiangsu Jiangyin Rural Commercial BankLTD's return on equity is 11.3%, and it has net margins of 61.8%.

Key information

16.3%

Earnings growth rate

14.5%

EPS growth rate

Banks Industry Growth12.1%
Revenue growth rate8.7%
Return on equity11.3%
Net Margin61.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Jiangsu Jiangyin Rural Commercial BankLTD makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SZSE:002807 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,1701,9601,2180
30 Jun 243,2031,9571,2080
31 Mar 243,0641,9281,2030
31 Dec 233,0231,8881,1930
30 Sep 232,8821,7551,1410
30 Jun 232,8041,6981,1360
31 Mar 232,8041,6511,1530
31 Dec 222,8201,6161,1490
30 Sep 222,7481,4411,2170
30 Jun 222,5921,3781,1740
31 Mar 222,6071,3211,1330
31 Dec 212,4841,2741,1240
30 Sep 212,3351,1581,1290
30 Jun 212,3081,1201,1020
31 Mar 212,2491,0751,0730
31 Dec 202,2011,0571,0550
30 Sep 202,1061,0241,0550
30 Jun 202,2001,0191,0740
31 Mar 202,2741,0291,0780
31 Dec 192,2551,0131,0780
30 Sep 192,1189541,0590
30 Jun 191,8268911,0450
31 Mar 191,7208681,0280
31 Dec 181,7428571,0200
30 Sep 181,8678361,0090
30 Jun 181,9078249830
31 Mar 181,8678179710
31 Dec 171,8678089600
30 Sep 171,6487809140
30 Jun 171,7077699250
31 Mar 171,7677769130
31 Dec 161,7557788880
30 Sep 161,7627798540
31 Mar 161,8047928390
31 Dec 151,8138147910
31 Dec 141,8418188490
31 Dec 132,0091,0007050

Quality Earnings: 002807 has a large one-off gain of CN¥366.2M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: 002807's current net profit margins (61.8%) are higher than last year (60.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 002807's earnings have grown by 16.3% per year over the past 5 years.

Accelerating Growth: 002807's earnings growth over the past year (11.7%) is below its 5-year average (16.3% per year).

Earnings vs Industry: 002807 earnings growth over the past year (11.7%) exceeded the Banks industry 2.7%.

Return on Equity

High ROE: 002807's Return on Equity (11.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 00:28
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dong PuChangjiang Securities Co. LTD.
Yifeng WangEverbright Securities Co. Ltd.
Jian WangGuosen Securities Co., Ltd.