EML Stock Overview
Provides payment solutions platform in Australia, Europe, and North America. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for EML from our risk checks.
My Notes
Capture your thoughts, links and company narrative
EML Payments Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.90 |
| 52 Week High | AU$1.28 |
| 52 Week Low | AU$0.57 |
| Beta | 1.38 |
| 1 Month Change | 36.36% |
| 3 Month Change | 40.63% |
| 1 Year Change | 12.50% |
| 3 Year Change | -71.88% |
| 5 Year Change | -80.81% |
| Change since IPO | -21.74% |
Recent News & Updates
Recent updates
EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price
Aug 29
EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Feb 29Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?
Aug 24These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively
Jun 20When Should You Buy EML Payments Limited (ASX:EML)?
Apr 27EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky
Mar 17Is EML Payments Limited (ASX:EML) Potentially Undervalued?
Oct 08A Look At The Fair Value Of EML Payments Limited (ASX:EML)
Aug 23Is EML Payments (ASX:EML) A Risky Investment?
May 15Should You Think About Buying EML Payments Limited (ASX:EML) Now?
Mar 07EML Payments Limited Reported A Surprise Loss, And Analysts Have Updated Their Forecasts
Feb 18
What Kind Of Investors Own Most Of EML Payments Limited (ASX:EML)?
Jan 30Did EML Payments Limited (ASX:EML) Insiders Sell Shares?
Jan 12Here's What We Learned About The CEO Pay At EML Payments Limited (ASX:EML)
Dec 25Is EML Payments (ASX:EML) A Risky Investment?
Dec 10The EML Payments (ASX:EML) Share Price Has Soared 315%, Delighting Many Shareholders
Nov 24Shareholder Returns
| EML | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -3.7% | -1.8% | -2.7% |
| 1Y | 12.5% | 9.5% | 6.5% |
Return vs Industry: EML exceeded the Australian Diversified Financial industry which returned 9.5% over the past year.
Return vs Market: EML exceeded the Australian Market which returned 6.5% over the past year.
Price Volatility
| EML volatility | |
|---|---|
| EML Average Weekly Movement | 10.7% |
| Diversified Financial Industry Average Movement | 8.0% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in AU Market | 16.8% |
| 10% least volatile stocks in AU Market | 3.1% |
Stable Share Price: EML has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: EML's weekly volatility (11%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 458 | Ron Hynes | emlpayments.com |
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking.
EML Payments Limited Fundamentals Summary
| EML fundamental statistics | |
|---|---|
| Market cap | AU$340.48m |
| Earnings (TTM) | -AU$9.61m |
| Revenue (TTM) | AU$217.34m |
1.6x
P/S Ratio-35.4x
P/E RatioIs EML overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EML income statement (TTM) | |
|---|---|
| Revenue | AU$217.34m |
| Cost of Revenue | AU$25.28m |
| Gross Profit | AU$192.07m |
| Other Expenses | AU$201.68m |
| Earnings | -AU$9.61m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.025 |
| Gross Margin | 88.37% |
| Net Profit Margin | -4.42% |
| Debt/Equity Ratio | 54.0% |
How did EML perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 02:47 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EML Payments Limited is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Russell Wright | APP Securities Pty Ltd. |
| Owen Humphries | Canaccord Genuity |
| Edmund Anthony Henning | CLSA |