EML Payments Balance Sheet Health
Financial Health criteria checks 4/6
EML Payments has a total shareholder equity of A$159.0M and total debt of A$85.8M, which brings its debt-to-equity ratio to 54%. Its total assets and total liabilities are A$2.5B and A$2.3B respectively.
Key information
54.0%
Debt to equity ratio
AU$85.82m
Debt
| Interest coverage ratio | n/a |
| Cash | AU$43.06m |
| Equity | AU$159.02m |
| Total liabilities | AU$2.32b |
| Total assets | AU$2.48b |
Recent financial health updates
These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively
Jun 20
EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky
Mar 17Is EML Payments (ASX:EML) A Risky Investment?
May 15Is EML Payments (ASX:EML) A Risky Investment?
Dec 10
Recent updates
EML Payments Limited (ASX:EML) Just Reported Earnings, And Analysts Cut Their Target Price
Aug 29EML Payments Limited (ASX:EML) Half-Year Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Feb 29Is There An Opportunity With EML Payments Limited's (ASX:EML) 43% Undervaluation?
Aug 24These 4 Measures Indicate That EML Payments (ASX:EML) Is Using Debt Extensively
Jun 20When Should You Buy EML Payments Limited (ASX:EML)?
Apr 27EML Payments (ASX:EML) Use Of Debt Could Be Considered Risky
Mar 17Is EML Payments Limited (ASX:EML) Potentially Undervalued?
Oct 08A Look At The Fair Value Of EML Payments Limited (ASX:EML)
Aug 23Is EML Payments (ASX:EML) A Risky Investment?
May 15Should You Think About Buying EML Payments Limited (ASX:EML) Now?
Mar 07EML Payments Limited Reported A Surprise Loss, And Analysts Have Updated Their Forecasts
Feb 18What Kind Of Investors Own Most Of EML Payments Limited (ASX:EML)?
Jan 30Did EML Payments Limited (ASX:EML) Insiders Sell Shares?
Jan 12Here's What We Learned About The CEO Pay At EML Payments Limited (ASX:EML)
Dec 25Is EML Payments (ASX:EML) A Risky Investment?
Dec 10Financial Position Analysis
Short Term Liabilities: EML's short term assets (A$1.8B) do not cover its short term liabilities (A$2.3B).
Long Term Liabilities: EML's short term assets (A$1.8B) exceed its long term liabilities (A$27.8M).
Debt to Equity History and Analysis
Debt Level: EML's net debt to equity ratio (26.9%) is considered satisfactory.
Reducing Debt: EML's debt to equity ratio has increased from 10.4% to 54% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable EML has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: EML is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 35.3% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/03 07:54 |
| End of Day Share Price | 2025/02/03 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EML Payments Limited is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Owen Humphries | Canaccord Genuity |
| Edmund Anthony Henning | CLSA |
| Katherine Thompson | Edison Investment Research |